TWFG Stock Overview
Operates an independent distribution platform for personal and commercial insurance products in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 5/6 |
| Past Performance | 1/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
TWFG, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$29.23 |
| 52 Week High | US$36.50 |
| 52 Week Low | US$21.31 |
| Beta | 0 |
| 1 Month Change | -17.87% |
| 3 Month Change | 4.77% |
| 1 Year Change | n/a |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 32.80% |
Recent News & Updates
Shareholder Returns
| TWFG | US Insurance | US Market | |
|---|---|---|---|
| 7D | -5.1% | -2.2% | -2.4% |
| 1Y | n/a | 26.1% | 23.4% |
Return vs Industry: Insufficient data to determine how TWFG performed against the US Insurance industry.
Return vs Market: Insufficient data to determine how TWFG performed against the US Market.
Price Volatility
| TWFG volatility | |
|---|---|
| TWFG Average Weekly Movement | 6.0% |
| Insurance Industry Average Movement | 4.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: TWFG has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine TWFG's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2001 | n/a | Gordy Bunch | www.twfg.com |
TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. Its personal and commercial insurance products include auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers’ compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. The company was founded in 2001 and is based in The Woodlands, Texas.
TWFG, Inc. Fundamentals Summary
| TWFG fundamental statistics | |
|---|---|
| Market cap | US$1.64b |
| Earnings (TTM) | US$6.37m |
| Revenue (TTM) | US$194.21m |
68.0x
P/E Ratio2.2x
P/S RatioIs TWFG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TWFG income statement (TTM) | |
|---|---|
| Revenue | US$194.21m |
| Cost of Revenue | US$25.28m |
| Gross Profit | US$168.94m |
| Other Expenses | US$162.57m |
| Earnings | US$6.37m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.43 |
| Gross Margin | 86.99% |
| Net Profit Margin | 3.28% |
| Debt/Equity Ratio | 2.9% |
How did TWFG perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 04:15 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
TWFG, Inc. is covered by 9 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Michael Zaremski | BMO Capital Markets Equity Research |
| null null | BMO Capital Markets Equity Research |
| Jamminder Bhullar | J.P. Morgan |