TWFG Past Earnings Performance
Past criteria checks 1/6
TWFG's earnings have been declining at an average annual rate of -74.3%, while the Insurance industry saw earnings growing at 12.6% annually. Revenues have been growing at an average rate of 15.5% per year. TWFG's return on equity is 9.6%, and it has net margins of 3.3%.
Key information
-74.3%
Earnings growth rate
-98.9%
EPS growth rate
| Insurance Industry Growth | 8.0% |
| Revenue growth rate | 15.5% |
| Return on equity | 9.6% |
| Net Margin | 3.3% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Revenue & Expenses Breakdown
How TWFG makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 194 | 6 | 130 | 0 |
| 30 Jun 24 | 187 | 26 | 129 | 0 |
| 31 Mar 24 | 179 | 27 | 127 | 0 |
| 31 Dec 23 | 173 | 25 | 128 | 0 |
| 31 Dec 22 | 154 | 23 | 115 | 0 |
Quality Earnings: TWFG has high quality earnings.
Growing Profit Margin: TWFG's current net profit margins (3.3%) are lower than last year (14.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: Unable to establish if TWFG's year-on-year earnings growth rate was positive over the past 5 years as it has been trading publicly for less than 3 years.
Accelerating Growth: Unable to compare TWFG's past year earnings growth to its 5-year average as it has been trading publicly for less than 3 years.
Earnings vs Industry: TWFG had negative earnings growth (-74.3%) over the past year, making it difficult to compare to the Insurance industry average (33.2%).
Return on Equity
High ROE: TWFG's Return on Equity (9.6%) is considered low.