TWFG Past Earnings Performance
Past criteria checks 1/6
TWFG has been growing earnings at an average annual rate of 11.3%, while the Insurance industry saw earnings growing at 8.4% annually. Revenues have been growing at an average rate of 13.1% per year. TWFG's return on equity is 40.6%, and it has net margins of 14.8%.
Key information
11.3%
Earnings growth rate
10.1%
EPS growth rate
| Insurance Industry Growth | 8.0% |
| Revenue growth rate | 13.1% |
| Return on equity | 40.6% |
| Net Margin | 14.8% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How TWFG makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 179 | 27 | 127 | 0 |
| 31 Dec 23 | 173 | 25 | 128 | 0 |
| 31 Dec 22 | 154 | 23 | 115 | 0 |
Quality Earnings: TWFG has a high level of non-cash earnings.
Growing Profit Margin: TWFG's current net profit margins (14.8%) are lower than last year (15%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: Unable to establish if TWFG's year-on-year earnings growth rate was positive over the past 5 years as it has been trading publicly for less than 3 years.
Accelerating Growth: Unable to compare TWFG's past year earnings growth to its 5-year average as it has been trading publicly for less than 3 years.
Earnings vs Industry: TWFG earnings growth over the past year (11.3%) did not outperform the Insurance industry 46.6%.
Return on Equity
High ROE: TWFG's Return on Equity (40.6%) is considered outstanding.