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TWFG, Inc. Stock Price

NasdaqGS:TWFG Community·US$1.4b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 7 Fair Values set on narratives written by author

TWFG Share Price Performance

US$25.95
-6.74 (-20.62%)
US$23.57
Fair Value
US$25.95
-6.74 (-20.62%)
10.1% overvalued intrinsic discount
US$23.57
Fair Value
Price US$25.95
AnalystConsensusTarget US$23.57
AnalystHighTarget US$27.00
AnalystLowTarget US$24.00

TWFG Community Narratives

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Fair Value US$23.57 10.1% overvalued intrinsic discount

Branch Expansion And AI Tools Will Steady Market Position Amid Industry Headwinds

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Fair Value US$27 3.9% undervalued intrinsic discount

Returning Carrier Appetite And High Retention Will Support A Stronger TWFG Earnings Profile

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·
Fair Value US$24 8.1% overvalued intrinsic discount

AI And Softening Insurance Pricing Will Pressure Margins Yet Longer Term Upside Remains

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US$23.57
10.1% overvalued intrinsic discount
Revenue
15.04% p.a.
Profit Margin
13.06%
Future PE
5.45x
Price in 2029
US$27.7
US$24
8.1% overvalued intrinsic discount
Revenue
14.09% p.a.
Profit Margin
4.14%
Future PE
29.6x
Price in 2029
US$29.38

Trending Discussion

Updated Narratives

TWFG logo

TWFG: Cautious Multiple Reset Will Meet Stronger Margins And Confirmed 2026 Outlook

Fair Value: US$27 3.9% undervalued intrinsic discount
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TWFG logo

TWFG: AI Disintermediation And Organic Slowdown Risks Temper Fairly Balanced Outlook

Fair Value: US$23.57 10.1% overvalued intrinsic discount
5 users have set this as their fair value
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TWFG logo

AI And Softening Insurance Pricing Will Pressure Margins Yet Longer Term Upside Remains

Fair Value: US$24 8.1% overvalued intrinsic discount
0 users have set this as their fair value
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Snowflake Analysis

High growth potential with excellent balance sheet.

1 Risk
2 Rewards

TWFG, Inc. Key Details

US$267.5m

Revenue

US$39.3m

Cost of Revenue

US$228.2m

Gross Profit

US$219.8m

Other Expenses

US$8.4m

Earnings

Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
0.64
85.29%
3.13%
1.5%
View Full Analysis

About TWFG

Founded
2001
Employees
400
CEO
Richard Bunch
WebsiteView website
www.twfg.com

TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. The company offers auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers’ compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. TWFG, Inc. was founded in 2001 and is based in The Woodlands, Texas.

Recent TWFG News & Updates

Narrative Update Jul 06

TWFG: Cautious Multiple Reset Will Meet Stronger Margins And Confirmed 2026 Outlook

Analysts have reduced the TWFG fair value estimate from $39.00 to $27.00, citing lower price targets across the Street, a higher discount rate, more cautious revenue growth assumptions, and a smaller future P/E multiple, partly offset by updated profit margin expectations. Analyst Commentary Street research on TWFG has leaned more cautious on valuation, but the tone is not uniformly negative.

Recent updates

No updates