Ethos Technologies (LIFE) Stock Overview
Provides third-party administrator services for insurance policies in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
LIFE Community Fair Values
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Analyst Price Targets
Ethos Technologies Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$16.46 |
| 52 Week High | US$32.50 |
| 52 Week Low | US$9.45 |
| Beta | 0 |
| 1 Month Change | -24.21% |
| 3 Month Change | 38.22% |
| 1 Year Change | n/a |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | -2.34% |
Recent News & Updates
Recent updates
Ethos Technologies Inc.: Cheap Growth Story With Something Still To Prove
Summary Ethos Technologies Inc. trades at a 22% discount to IPO, reflecting market concerns over growth sustainability and revenue concentration. LIFE posted 52% revenue growth and an 18% net margin in 2025 but forecasts a slowdown to 32% growth in 2026 with rising client acquisition costs. Valuation is conservative at a 12x P/E, well below insurtech peers, due to high dependence on three insurance partners generating 88% of 2025 revenues. If LIFE achieves 2026 EBITDA targets, diversifies partners, and sustains margins, the stock could be undervalued at current levels. Read the full article on Seeking Alpha
Digital Life Insurance Platform Will Benefit From Growing AI Adoption And Online Distribution Shift
Catalysts About Ethos Technologies Ethos Technologies operates a vertically integrated, fully digital life insurance platform that serves consumers, agents and carriers. What are the underlying business or industry changes driving this perspective?
Digital Adoption And Carrier Dependence Will Pressure Margins Yet Support Gradual Long Term Upside
Catalysts About Ethos Technologies Ethos Technologies operates a vertically integrated, fully digital life insurance platform serving consumers, agents and carrier partners. What are the underlying business or industry changes driving this perspective?
AI Underwriting And Agent Platform Will Drive Long Term Insurance Platform Leadership
Catalysts About Ethos Technologies Ethos Technologies operates a fully digital, vertically integrated life insurance platform serving consumers, agents and carrier partners. What are the underlying business or industry changes driving this perspective?Shareholder Returns
| LIFE | US Insurance | US Market | |
|---|---|---|---|
| 7D | -1.4% | 2.7% | 2.2% |
| 1Y | n/a | -4.6% | 24.8% |
Return vs Industry: Insufficient data to determine how LIFE performed against the US Insurance industry.
Return vs Market: Insufficient data to determine how LIFE performed against the US Market.
Price Volatility
| LIFE volatility | |
|---|---|
| LIFE Average Weekly Movement | 15.2% |
| Insurance Industry Average Movement | 4.2% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: LIFE's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine LIFE's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2016 | 614 | Peter Colis | www.ethos.com |
Ethos Technologies Inc. provides third-party administrator services for insurance policies in the United States. The company offers Ethos, a three-sided technology platform that serves an ecosystem of consumers, agents, and carriers. It also provides term life insurance, whole life insurance, and indexed universal life insurance products, as well as wills and estate planning, and supplemental health insurance products.
Ethos Technologies Inc. Fundamentals Summary
| LIFE fundamental statistics | |
|---|---|
| Market cap | US$983.34m |
| Earnings (TTM) | -US$113.13m |
| Revenue (TTM) | US$485.82m |
Is LIFE overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| LIFE income statement (TTM) | |
|---|---|
| Revenue | US$485.82m |
| Cost of Revenue | US$8.39m |
| Gross Profit | US$477.43m |
| Other Expenses | US$590.56m |
| Earnings | -US$113.13m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | -1.80 |
| Gross Margin | 98.27% |
| Net Profit Margin | -23.29% |
| Debt/Equity Ratio | 0% |
How did LIFE perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/15 06:46 |
| End of Day Share Price | 2026/06/15 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Ethos Technologies Inc. is covered by 9 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Colin Sebastian | Baird |
| Ross Sandler | Barclays |
| Michael McGovern | BofA Global Research |