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MCY

Mercury General NYSE:MCY Stock Report

Last Price

US$32.93

Market Cap

US$1.8b

7D

1.6%

1Y

-44.9%

Updated

11 Aug, 2022

Data

Company Financials +
MCY fundamental analysis
Snowflake Score
Valuation3/6
Future Growth4/6
Past Performance0/6
Financial Health2/6
Dividends2/6

MCY Stock Overview

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States.

Mercury General Corporation Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Mercury General
Historical stock prices
Current Share PriceUS$32.93
52 Week HighUS$60.67
52 Week LowUS$31.29
Beta0.42
1 Month Change-27.16%
3 Month Change-31.58%
1 Year Change-44.92%
3 Year Change-37.76%
5 Year Change-43.42%
Change since IPO770.88%

Recent News & Updates

Aug 02

Mercury General GAAP EPS of -$3.80, revenue of $785.6M

Mercury General press release (NYSE:MCY): Q2 GAAP EPS of -$3.80 (vs. $1.97 Y/Y). Revenue of $785.6M (-23.0% Y/Y). Shares -6.43% AH.

Shareholder Returns

MCYUS InsuranceUS Market
7D1.6%4.0%1.2%
1Y-44.9%1.4%-11.6%

Return vs Industry: MCY underperformed the US Insurance industry which returned 1.4% over the past year.

Return vs Market: MCY underperformed the US Market which returned -11.6% over the past year.

Price Volatility

Is MCY's price volatile compared to industry and market?
MCY volatility
MCY Average Weekly Movement5.4%
Insurance Industry Average Movement5.0%
Market Average Movement7.9%
10% most volatile stocks in US Market17.0%
10% least volatile stocks in US Market3.2%

Stable Share Price: MCY is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 5% a week.

Volatility Over Time: MCY's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19614,300Gabe Tiradorhttps://www.mercuryinsurance.com

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, fire, and other hazards.

Mercury General Corporation Fundamentals Summary

How do Mercury General's earnings and revenue compare to its market cap?
MCY fundamental statistics
Market CapUS$1.82b
Earnings (TTM)-US$375.84m
Revenue (TTM)US$3.57b

0.5x

P/S Ratio

-4.9x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
MCY income statement (TTM)
RevenueUS$3.57b
Cost of RevenueUS$3.73b
Gross Profit-US$152.77m
Other ExpensesUS$223.07m
Earnings-US$375.84m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)-6.79
Gross Margin-4.28%
Net Profit Margin-10.52%
Debt/Equity Ratio22.4%

How did MCY perform over the long term?

See historical performance and comparison

Dividends

3.9%

Current Dividend Yield

-37%

Payout Ratio

Does MCY pay a reliable dividends?

See MCY dividend history and benchmarks
When do you need to buy MCY by to receive an upcoming dividend?
Mercury General dividend dates
Ex Dividend DateSep 14 2022
Dividend Pay DateSep 29 2022
Days until Ex dividend33 days
Days until Dividend pay date48 days

Does MCY pay a reliable dividends?

See MCY dividend history and benchmarks