| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 2/6 |
| Dividends | 2/6 |
MCY Stock Overview
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States.
Mercury General Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$32.93 |
| 52 Week High | US$60.67 |
| 52 Week Low | US$31.29 |
| Beta | 0.42 |
| 1 Month Change | -27.16% |
| 3 Month Change | -31.58% |
| 1 Year Change | -44.92% |
| 3 Year Change | -37.76% |
| 5 Year Change | -43.42% |
| Change since IPO | 770.88% |
Recent News & Updates
Mercury General GAAP EPS of -$3.80, revenue of $785.6M
Mercury General press release (NYSE:MCY): Q2 GAAP EPS of -$3.80 (vs. $1.97 Y/Y). Revenue of $785.6M (-23.0% Y/Y). Shares -6.43% AH.
Shareholder Returns
| MCY | US Insurance | US Market | |
|---|---|---|---|
| 7D | 1.6% | 4.0% | 1.2% |
| 1Y | -44.9% | 1.4% | -11.6% |
Return vs Industry: MCY underperformed the US Insurance industry which returned 1.4% over the past year.
Return vs Market: MCY underperformed the US Market which returned -11.6% over the past year.
Price Volatility
| MCY volatility | |
|---|---|
| MCY Average Weekly Movement | 5.4% |
| Insurance Industry Average Movement | 5.0% |
| Market Average Movement | 7.9% |
| 10% most volatile stocks in US Market | 17.0% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: MCY is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: MCY's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1961 | 4,300 | Gabe Tirador | https://www.mercuryinsurance.com |
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, fire, and other hazards.
Mercury General Corporation Fundamentals Summary
| MCY fundamental statistics | |
|---|---|
| Market Cap | US$1.82b |
| Earnings (TTM) | -US$375.84m |
| Revenue (TTM) | US$3.57b |
0.5x
P/S Ratio-4.9x
P/E RatioIs MCY overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| MCY income statement (TTM) | |
|---|---|
| Revenue | US$3.57b |
| Cost of Revenue | US$3.73b |
| Gross Profit | -US$152.77m |
| Other Expenses | US$223.07m |
| Earnings | -US$375.84m |
Last Reported Earnings
Jun 30, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | -6.79 |
| Gross Margin | -4.28% |
| Net Profit Margin | -10.52% |
| Debt/Equity Ratio | 22.4% |
How did MCY perform over the long term?
See historical performance and comparisonDividends
3.9%
Current Dividend Yield-37%
Payout RatioDoes MCY pay a reliable dividends?
See MCY dividend history and benchmarks| Mercury General dividend dates | |
|---|---|
| Ex Dividend Date | Sep 14 2022 |
| Dividend Pay Date | Sep 29 2022 |
| Days until Ex dividend | 33 days |
| Days until Dividend pay date | 48 days |
Does MCY pay a reliable dividends?
See MCY dividend history and benchmarks