MCY Stock Overview
Engages in writing personal automobile insurance in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Mercury General Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$68.19 |
| 52 Week High | US$80.72 |
| 52 Week Low | US$36.96 |
| Beta | 0.87 |
| 1 Month Change | -11.75% |
| 3 Month Change | 9.21% |
| 1 Year Change | 81.16% |
| 3 Year Change | 33.21% |
| 5 Year Change | 40.37% |
| Change since IPO | 1,198.86% |
Recent News & Updates
Recent updates
Mercury General: Turning Lead Into Gold
Oct 31It's A Story Of Risk Vs Reward With Mercury General Corporation (NYSE:MCY)
Oct 10
Mercury General: Very Cheap, And Expert Of Maximizing After-Tax Yield
Sep 20Cautious Investors Not Rewarding Mercury General Corporation's (NYSE:MCY) Performance Completely
Jun 07Even With A 26% Surge, Cautious Investors Are Not Rewarding Mercury General Corporation's (NYSE:MCY) Performance Completely
Mar 07Investors Holding Back On Mercury General Corporation (NYSE:MCY)
Jan 06Mercury General: From A Pariah To A Potential Candidate For Recovery
Nov 16Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
Nov 04Mercury General (NYSE:MCY) Has Announced A Dividend Of $0.3175
Aug 29Mercury General: Struggling Against Ongoing Headwinds
Aug 08Mercury General (NYSE:MCY) Is Paying Out A Dividend Of $0.3175
Aug 05Mercury General Non-GAAP EPS of -$1.45 misses by $0.84, revenue of $1.15B beats by $166.02M
Feb 14Mercury General GAAP EPS of -$3.80, revenue of $785.6M
Aug 02Mercury General's (NYSE:MCY) Dividend Will Be US$0.64
May 07Mercury General's (NYSE:MCY) Dividend Will Be US$0.64
Feb 19Mercury General: Always No, Forever No
Jan 03With EPS Growth And More, Mercury General (NYSE:MCY) Is Interesting
Dec 31Mercury General (NYSE:MCY) Has Announced A Dividend Of US$0.64
Nov 06Shareholder Returns
| MCY | US Insurance | US Market | |
|---|---|---|---|
| 7D | -6.8% | -2.2% | -2.4% |
| 1Y | 81.2% | 26.1% | 23.4% |
Return vs Industry: MCY exceeded the US Insurance industry which returned 26.1% over the past year.
Return vs Market: MCY exceeded the US Market which returned 23.3% over the past year.
Price Volatility
| MCY volatility | |
|---|---|
| MCY Average Weekly Movement | 5.0% |
| Insurance Industry Average Movement | 4.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: MCY has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: MCY's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1961 | 4,100 | Gabe Tirador | www.mercuryinsurance.com |
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages.
Mercury General Corporation Fundamentals Summary
| MCY fundamental statistics | |
|---|---|
| Market cap | US$3.78b |
| Earnings (TTM) | US$558.28m |
| Revenue (TTM) | US$5.47b |
6.8x
P/E Ratio0.7x
P/S RatioIs MCY overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| MCY income statement (TTM) | |
|---|---|
| Revenue | US$5.47b |
| Cost of Revenue | US$4.43b |
| Gross Profit | US$1.04b |
| Other Expenses | US$482.49m |
| Earnings | US$558.28m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 10.08 |
| Gross Margin | 19.03% |
| Net Profit Margin | 10.21% |
| Debt/Equity Ratio | 30.8% |
How did MCY perform over the long term?
See historical performance and comparisonDividends
1.9%
Current Dividend Yield13%
Payout RatioDoes MCY pay a reliable dividends?
See MCY dividend history and benchmarks| Mercury General dividend dates | |
|---|---|
| Ex Dividend Date | Dec 12 2024 |
| Dividend Pay Date | Dec 26 2024 |
| Days until Ex dividend | 10 days |
| Days until Dividend pay date | 4 days |
Does MCY pay a reliable dividends?
See MCY dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 01:38 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Mercury General Corporation is covered by 9 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Alison Jacobowitz | BofA Global Research |
| Kenneth Billingsley | Compass Point Research & Trading, LLC |
| Charles Gates | Credit Suisse |