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U.S. Consumer Finance Industry Analysis

UpdatedJun 16, 2026
DataAggregated Company Financials
Companies56
  • 7D6.6%
  • 3M10.1%
  • 1Y8.6%
  • YTD-13.0%

In the last week, the Consumer Finance industry is up 6.6%, with American Express up 7.4%. This means that the industry has gained 8.6% over the past year. Looking forward, earnings are forecast to grow by 19% annually.

Industry Valuation and Performance

Has the U.S. Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 16 Jun 2026US$484.0bUS$184.5bUS$27.9b8.4x17.4x2.6x
Thu, 14 May 2026US$475.8bUS$184.5bUS$28.2b9.2x16.9x2.6x
Sat, 11 Apr 2026US$479.1bUS$175.9bUS$25.5b8.5x18.8x2.7x
Mon, 09 Mar 2026US$464.3bUS$176.2bUS$26.2b7.9x17.7x2.6x
Wed, 04 Feb 2026US$539.9bUS$175.1bUS$25.6b9.1x21.1x3.1x
Fri, 02 Jan 2026US$576.5bUS$168.3bUS$24.4b9.6x23.6x3.4x
Sun, 30 Nov 2025US$555.9bUS$168.1bUS$24.4b9.8x22.8x3.3x
Tue, 28 Oct 2025US$557.6bUS$165.2bUS$23.8b10.3x23.4x3.4x
Thu, 25 Sep 2025US$553.5bUS$157.0bUS$21.3b10.8x26x3.5x
Sat, 23 Aug 2025US$503.3bUS$156.6bUS$21.2b10.3x23.7x3.2x
Mon, 21 Jul 2025US$451.2bUS$158.2bUS$24.8b9.7x18.2x2.9x
Wed, 18 Jun 2025US$416.6bUS$156.4bUS$24.9b8.9x16.8x2.7x
Fri, 16 May 2025US$468.1bUS$169.3bUS$29.4b9.6x15.9x2.8x
Sun, 13 Apr 2025US$389.4bUS$166.4bUS$29.4b9.3x13.2x2.3x
Tue, 11 Mar 2025US$429.0bUS$166.7bUS$29.3b10.5x14.6x2.6x
Thu, 06 Feb 2025US$487.8bUS$168.5bUS$28.7b12.7x17x2.9x
Sat, 04 Jan 2025US$455.6bUS$161.0bUS$26.8b11.5x17x2.8x
Mon, 02 Dec 2024US$477.1bUS$161.2bUS$26.4b12.8x18.1x3x
Wed, 30 Oct 2024US$415.8bUS$160.8bUS$26.3b10.4x15.8x2.6x
Fri, 27 Sep 2024US$390.1bUS$158.7bUS$25.7b9.8x15.2x2.5x
Sun, 25 Aug 2024US$385.6bUS$158.4bUS$25.7b10.9x15x2.4x
Tue, 23 Jul 2024US$383.2bUS$158.9bUS$26.6b10x14.4x2.4x
Thu, 20 Jun 2024US$357.9bUS$156.7bUS$25.1b9x14.2x2.3x
Sat, 18 May 2024US$370.1bUS$156.7bUS$25.3b9.7x14.7x2.4x
Mon, 15 Apr 2024US$347.7bUS$154.9bUS$24.4b10.2x14.2x2.2x
Wed, 13 Mar 2024US$327.8bUS$150.5bUS$22.7b10.1x14.4x2.2x
Fri, 09 Feb 2024US$310.3bUS$153.6bUS$22.9b8.6x13.6x2x
Sun, 07 Jan 2024US$298.7bUS$150.0bUS$23.2b8.8x12.9x2x
Tue, 05 Dec 2023US$269.3bUS$150.0bUS$23.1b8.3x11.6x1.8x
Thu, 02 Nov 2023US$231.5bUS$150.0bUS$23.2b7.5x10x1.5x
Sat, 30 Sep 2023US$241.5bUS$149.3bUS$23.0b7.6x10.5x1.6x
Mon, 28 Aug 2023US$251.5bUS$148.9bUS$23.1b7.9x10.9x1.7x
Wed, 26 Jul 2023US$279.9bUS$150.2bUS$23.8b8.2x11.7x1.9x
Fri, 23 Jun 2023US$273.8bUS$150.3bUS$24.6b7.3x11.1x1.8x
Price to Earnings Ratio

11.1x


Total Market Cap: US$273.8bTotal Earnings: US$24.6bTotal Revenue: US$150.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Consumer Finance Industry Price to Earnings3Y Average 16.5x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 16.5x.
  • The industry is trading close to its 3-year average PS ratio of 2.5x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 4.2% per year over the last three years.
  • Revenues for these companies have grown 7.1% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market2.20%
Financials3.23%
Consumer Finance6.63%
Consumer Finance6.63%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
AXP American ExpressUS$335.387.4%
+US$15.7b		14.0%PE20.6x
COF Capital One FinancialUS$194.627.9%
+US$7.6b		-1.5%PE46.5x
SYF Synchrony FinancialUS$74.615.8%
+US$1.4b		21.8%PE7.1x
ALLY Ally FinancialUS$45.447.2%
+US$938.0m		24.1%PE10.8x
SOFI SoFi TechnologiesUS$17.133.8%
+US$808.1m		15.0%PE38.1x

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7D
7.4%
1Y
14.0%
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