ALLY Stock Overview
A digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 1/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for ALLY from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Community Narratives
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Ally Financial Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$34.86 |
| 52 Week High | US$45.46 |
| 52 Week Low | US$31.78 |
| Beta | 1.41 |
| 1 Month Change | -7.90% |
| 3 Month Change | 2.56% |
| 1 Year Change | 1.57% |
| 3 Year Change | -26.73% |
| 5 Year Change | 13.96% |
| Change since IPO | 34.24% |
Recent News & Updates
Recent updates
Ally Financial: Shares Are Unlikely To Rebound Until Delinquencies Stabilize
Oct 24Ally Financial (NYSE:ALLY) Will Pay A Dividend Of $0.30
Oct 13
Ally Financial: Bright Outlook Ahead, But Is Overvalued
Sep 06Ally Financial (NYSE:ALLY) Has Announced A Dividend Of $0.30
Jul 19Ally Financial: Credit Concerns Likely Limit Upside After Q2 Results (Downgrade)
Jul 17Ally Financial: Improving Credit Metrics, But Caution Is Warranted
Jun 30Ally Financial (NYSE:ALLY) Is Paying Out A Dividend Of $0.30
Apr 25Ally Financial: Strong Q1 Results Point To Accelerating Earnings
Apr 19Ally Financial: Potentially Undervalued And Benefits From Strong Auto Segment Growth
Feb 26Neutral On Ally Financial Based On My 2025 EPS Forecast Math
Jan 29Ally Financial Earnings: The Current Narrative Could Change Rather Quickly
Jan 17Household Financial Distress Is Rising - Short Ally Financial
Jan 09Ally Financial Is A Risky, Yet Promising Investment
Dec 08Ally Financial: Driving Forward With A Strong Moat In A High-Yield Environment
Oct 26Ally Financial's Discount To Tangible Book Makes Little Sense
Oct 19Ally Financial: Collecting The Dividend While The Price Recovers
Oct 11Ally Is Attractive And A Potential Winner From The Auto Strike
Sep 20Falling Car Prices Leave Ally Financial Without Proper Collateral
Aug 30Arch Capital - Ally Financial: Expect Market-Beating Returns Over The Next 3-5 Years
Aug 17Buy Ally Financial Before Mr. Market Realizes He Has Been Too Pessimistic
Jul 24Ally Financial: Undervalued Online Bank But Holding Out For A Better Price
Jul 17Big Banks Have Massive Exposure: A Look At Ally Financial
Jun 16Ally Financial: Trading Cheaply, But Not Worth Buying
Jun 09Ally Financial: A Risky Play, Unlikely To Work In A Recession
Feb 23Ally Financial: Be Fearful When Others Are Greedy
Feb 03Shareholder Returns
| ALLY | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -7.5% | -2.8% | -2.4% |
| 1Y | 1.6% | 47.3% | 23.3% |
Return vs Industry: ALLY underperformed the US Consumer Finance industry which returned 47.3% over the past year.
Return vs Market: ALLY underperformed the US Market which returned 23.3% over the past year.
Price Volatility
| ALLY volatility | |
|---|---|
| ALLY Average Weekly Movement | 4.2% |
| Consumer Finance Industry Average Movement | 7.3% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: ALLY has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: ALLY's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1919 | 11,100 | Michael Rhodes | www.ally.com |
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing.
Ally Financial Inc. Fundamentals Summary
| ALLY fundamental statistics | |
|---|---|
| Market cap | US$10.62b |
| Earnings (TTM) | US$775.00m |
| Revenue (TTM) | US$6.76b |
13.7x
P/E Ratio1.6x
P/S RatioIs ALLY overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ALLY income statement (TTM) | |
|---|---|
| Revenue | US$6.76b |
| Cost of Revenue | US$0 |
| Gross Profit | US$6.76b |
| Other Expenses | US$5.99b |
| Earnings | US$775.00m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Jan 22, 2025
| Earnings per share (EPS) | 2.54 |
| Gross Margin | 100.00% |
| Net Profit Margin | 11.46% |
| Debt/Equity Ratio | 126.2% |
How did ALLY perform over the long term?
See historical performance and comparisonDividends
3.4%
Current Dividend Yield47%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 02:09 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Ally Financial Inc. is covered by 37 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jason Goldberg | Barclays |
| Jason Goldberg | Barclays |
| James Fotheringham | BMO Capital Markets Equity Research |