Ally Financial Balance Sheet Health
Financial Health criteria checks 6/6
Ally Financial has total assets of $193.0B and total equity of $14.7B. Total deposits are $152.0B, and total loans are $133.8B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 1.1% of total loans. Cash and short-term investments are $8.6B.
Key information
13.1x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$151.95b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$8.63b |
Recent financial health updates
No updates
Recent updates
Ally Financial: Shares Are Unlikely To Rebound Until Delinquencies Stabilize
Oct 24Ally Financial (NYSE:ALLY) Will Pay A Dividend Of $0.30
Oct 13
Ally Financial: Bright Outlook Ahead, But Is Overvalued
Sep 06Ally Financial (NYSE:ALLY) Has Announced A Dividend Of $0.30
Jul 19Ally Financial: Credit Concerns Likely Limit Upside After Q2 Results (Downgrade)
Jul 17Ally Financial: Improving Credit Metrics, But Caution Is Warranted
Jun 30Ally Financial (NYSE:ALLY) Is Paying Out A Dividend Of $0.30
Apr 25Ally Financial: Strong Q1 Results Point To Accelerating Earnings
Apr 19Ally Financial: Potentially Undervalued And Benefits From Strong Auto Segment Growth
Feb 26Neutral On Ally Financial Based On My 2025 EPS Forecast Math
Jan 29Ally Financial Earnings: The Current Narrative Could Change Rather Quickly
Jan 17Household Financial Distress Is Rising - Short Ally Financial
Jan 09Ally Financial Is A Risky, Yet Promising Investment
Dec 08Ally Financial: Driving Forward With A Strong Moat In A High-Yield Environment
Oct 26Ally Financial's Discount To Tangible Book Makes Little Sense
Oct 19Ally Financial's (NYSE:ALLY) Dividend Will Be $0.30
Oct 13Ally Financial: Collecting The Dividend While The Price Recovers
Oct 11Ally Is Attractive And A Potential Winner From The Auto Strike
Sep 20Falling Car Prices Leave Ally Financial Without Proper Collateral
Aug 30Arch Capital - Ally Financial: Expect Market-Beating Returns Over The Next 3-5 Years
Aug 17Buy Ally Financial Before Mr. Market Realizes He Has Been Too Pessimistic
Jul 24Ally Financial (NYSE:ALLY) Is Paying Out A Dividend Of $0.30
Jul 21Ally Financial: Undervalued Online Bank But Holding Out For A Better Price
Jul 17Big Banks Have Massive Exposure: A Look At Ally Financial
Jun 16Ally Financial: Trading Cheaply, But Not Worth Buying
Jun 09Ally Financial's (NYSE:ALLY) Dividend Will Be $0.30
Apr 21Ally Financial: A Risky Play, Unlikely To Work In A Recession
Feb 23Ally Financial: Be Fearful When Others Are Greedy
Feb 03Ally Financial's (NYSE:ALLY) Dividend Will Be $0.30
Jan 24Ally Financial: It Could Get Worse
Dec 29Ally Financial a new short idea at Hedgeye
Dec 19Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ALLY's Assets to Equity ratio (13.1x) is moderate.
Allowance for Bad Loans: ALLY has a sufficient allowance for bad loans (248%).
Low Risk Liabilities: 85% of ALLY's liabilities are made up of primarily low risk sources of funding.
Loan Level: ALLY has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: ALLY's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: ALLY has an appropriate level of bad loans (1.1%).