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CACC

Credit Acceptance NasdaqGS:CACC Stock Report

Last Price

US$455.00

Market Cap

US$5.9b

7D

-4.1%

1Y

-30.4%

Updated

08 Dec, 2022

Data

Company Financials +
CACC fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance2/6
Financial Health3/6
Dividends0/6

CACC Stock Overview

Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States.

Credit Acceptance Corporation Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Credit Acceptance
Historical stock prices
Current Share PriceUS$455.00
52 Week HighUS$699.08
52 Week LowUS$397.58
Beta1.35
1 Month Change1.26%
3 Month Change-11.69%
1 Year Change-30.43%
3 Year Change2.90%
5 Year Change40.20%
Change since IPO16,700.21%

Recent News & Updates

Recent updates

Here's Why We Think Credit Acceptance (NASDAQ:CACC) Is Well Worth Watching

Jul 17
Here's Why We Think Credit Acceptance (NASDAQ:CACC) Is Well Worth Watching

Here's Why I Think Credit Acceptance (NASDAQ:CACC) Might Deserve Your Attention Today

Apr 17
Here's Why I Think Credit Acceptance (NASDAQ:CACC) Might Deserve Your Attention Today

Should You Be Adding Credit Acceptance (NASDAQ:CACC) To Your Watchlist Today?

Jan 11
Should You Be Adding Credit Acceptance (NASDAQ:CACC) To Your Watchlist Today?

I Ran A Stock Scan For Earnings Growth And Credit Acceptance (NASDAQ:CACC) Passed With Ease

Sep 30
I Ran A Stock Scan For Earnings Growth And Credit Acceptance (NASDAQ:CACC) Passed With Ease

Have Credit Acceptance Corporation (NASDAQ:CACC) Insiders Been Selling Their Stock?

Mar 15
Have Credit Acceptance Corporation (NASDAQ:CACC) Insiders Been Selling Their Stock?

Credit Acceptance (NASDAQ:CACC) Shareholders Booked A 86% Gain In The Last Five Years

Feb 24
Credit Acceptance (NASDAQ:CACC) Shareholders Booked A 86% Gain In The Last Five Years

Have Insiders Been Selling Credit Acceptance Corporation (NASDAQ:CACC) Shares This Year?

Jan 03
Have Insiders Been Selling Credit Acceptance Corporation (NASDAQ:CACC) Shares This Year?

Would Shareholders Who Purchased Credit Acceptance's (NASDAQ:CACC) Stock Year Be Happy With The Share price Today?

Nov 26
Would Shareholders Who Purchased Credit Acceptance's (NASDAQ:CACC) Stock Year Be Happy With The Share price Today?

Shareholder Returns

CACCUS Consumer FinanceUS Market
7D-4.1%-2.9%-2.8%
1Y-30.4%-28.1%-19.6%

Return vs Industry: CACC underperformed the US Consumer Finance industry which returned -29% over the past year.

Return vs Market: CACC underperformed the US Market which returned -21.2% over the past year.

Price Volatility

Is CACC's price volatile compared to industry and market?
CACC volatility
CACC Average Weekly Movement7.1%
Consumer Finance Industry Average Movement8.6%
Market Average Movement7.4%
10% most volatile stocks in US Market15.5%
10% least volatile stocks in US Market3.3%

Stable Share Price: CACC is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 7% a week.

Volatility Over Time: CACC's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19722,073Ken Boothhttps://www.creditacceptance.com

Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company.

Credit Acceptance Corporation Fundamentals Summary

How do Credit Acceptance's earnings and revenue compare to its market cap?
CACC fundamental statistics
Market CapUS$5.88b
Earnings (TTM)US$626.10m
Revenue (TTM)US$1.30b

9.4x

P/E Ratio

4.5x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
CACC income statement (TTM)
RevenueUS$1.30b
Cost of RevenueUS$43.50m
Gross ProfitUS$1.26b
Other ExpensesUS$634.20m
EarningsUS$626.10m

Last Reported Earnings

Sep 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)48.44
Gross Margin96.66%
Net Profit Margin48.02%
Debt/Equity Ratio291.1%

How did CACC perform over the long term?

See historical performance and comparison