CACC Stock Overview
Engages in the provision of financing programs, and related products and services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 6/6 |
| Past Performance | 1/6 |
| Financial Health | 2/6 |
| Dividends | 0/6 |
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Credit Acceptance Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$461.19 |
| 52 Week High | US$616.66 |
| 52 Week Low | US$409.22 |
| Beta | 1.46 |
| 1 Month Change | -2.52% |
| 3 Month Change | 1.43% |
| 1 Year Change | -12.67% |
| 3 Year Change | -32.18% |
| 5 Year Change | 5.50% |
| Change since IPO | 16,928.76% |
Recent News & Updates
Recent updates
The Price Is Right For Credit Acceptance Corporation (NASDAQ:CACC) Even After Diving 25%
Aug 16
Credit Acceptance Corporation's (NASDAQ:CACC) CEO Compensation Looks Acceptable To Us And Here's Why
May 30Credit Acceptance Corporation's (NASDAQ:CACC) Earnings Haven't Escaped The Attention Of Investors
Apr 10Credit Acceptance: Back At Expensive Levels While Facing The Same Concerns
Feb 26What You Can Learn From Credit Acceptance Corporation's (NASDAQ:CACC) P/E
Dec 23Argentine lenders take the lead in week's financial winners, while Chinese fintechs dip
Sep 10Credit Acceptance: Best Near-Term Capital-Gain Portfolio Wealth-Builder
Sep 02Credit Acceptance extends $500M asset-backed financing
Aug 12Credit Acceptance Should Take A Breather
Sep 14Credit Acceptance EPS beats by $3.31, beats on revenue
Feb 01Credit Acceptance completes $100M asset-backed financing
Jan 29Shareholder Returns
| CACC | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -5.0% | -2.8% | -2.4% |
| 1Y | -12.7% | 47.4% | 23.4% |
Return vs Industry: CACC underperformed the US Consumer Finance industry which returned 47.3% over the past year.
Return vs Market: CACC underperformed the US Market which returned 23.3% over the past year.
Price Volatility
| CACC volatility | |
|---|---|
| CACC Average Weekly Movement | 4.5% |
| Consumer Finance Industry Average Movement | 7.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: CACC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CACC's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1972 | 2,232 | Ken Booth | www.creditacceptance.com |
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company.
Credit Acceptance Corporation Fundamentals Summary
| CACC fundamental statistics | |
|---|---|
| Market cap | US$5.59b |
| Earnings (TTM) | US$189.60m |
| Revenue (TTM) | US$846.10m |
29.5x
P/E Ratio6.6x
P/S RatioIs CACC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CACC income statement (TTM) | |
|---|---|
| Revenue | US$846.10m |
| Cost of Revenue | US$72.40m |
| Gross Profit | US$773.70m |
| Other Expenses | US$584.10m |
| Earnings | US$189.60m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 15.65 |
| Gross Margin | 91.44% |
| Net Profit Margin | 22.41% |
| Debt/Equity Ratio | 379.5% |
How did CACC perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 03:48 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Credit Acceptance Corporation is covered by 18 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| James Fotheringham | BMO Capital Markets Equity Research |
| Kenneth Bruce | BofA Global Research |
| Giuliano Anderes Bologna | BTIG |