Credit Acceptance Corporation

NasdaqGS:CACC Stock Report

Market Cap: US$5.4b

Credit Acceptance Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NasdaqGS:CACC Recent Insider Transactions by Companies or Individuals
DateValueNameEntityRoleSharesMax Price
05 Sep 25SellUS$182,606Nicholas ElliottIndividual350US$521.73
25 Aug 25SellUS$26,951Daniel UlatowskiIndividual53US$508.50
02 Jul 25SellUS$10,799,406Jill WatsonIndividual20,000US$546.10
20 Jun 25SellUS$189,484Andrew RostamiIndividual375US$505.29
12 May 25SellUS$8,451,805Prescott General Partners LLCCompany16,909US$499.84
08 May 25SellUS$29,634,530Prescott General Partners LLCCompany59,861US$495.17
20 Mar 25SellUS$150,600Nicholas ElliottIndividual300US$502.00
17 Dec 24SellUS$270,425Jonathan LumIndividual552US$489.90

Insider Trading Volume

Insider Buying: CACC insiders have only sold shares in the past 3 months.

Ownership Breakdown

What is the ownership structure of CACC?
Owner TypeNumber of SharesOwnership Percentage
Public Companies2,4400.0217%
State or Government3,2050.0285%
Private Companies927,3498.25%
General Public1,044,5929.3%
Hedge Funds1,478,38813.2%
Individual Insiders1,618,37614.4%
Institutions6,163,31154.8%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 75.04% of the company
OwnershipNameSharesCurrent ValueChange %Portfolio %
13.2%
Prescott General Partners LLC
1,478,388US$709.9m2.88%48.18%
7.59%
Donald A. Foss Trust
852,797US$409.5m-5.93%no data
7.09%
Cerity Partners LLC
796,654US$382.5m-0.11%0.63%
5.89%
Thomas Smith
662,295US$318.0m0%no data
5.2%
Ruane, Cunniff & Goldfarb L.P.
584,025US$280.4m-9.19%3.42%
4.1%
The Vanguard Group, Inc.
460,975US$221.4m-4.64%no data
3.57%
Thomas Tryforos
400,776US$192.4m0%no data
3.51%
Gobi Capital LLC
394,218US$189.3m-1.36%8.77%
3.35%
Beck, Mack & Oliver LLC
376,383US$180.7m-4.71%3.27%
2.48%
Wellington Management Group LLP
278,536US$133.7m-4.35%0.02%
2.42%
BlackRock, Inc.
271,828US$130.5m-7.33%no data
1.93%
Smead Capital Management, Inc.
216,811US$104.1m17%1.84%
1.74%
Dimensional Fund Advisors LP
195,288US$93.8m2.32%0.01%
1.66%
Alfreton Capital LLP
186,826US$89.7m-1.67%25.7%
1.52%
Kenneth Booth
171,142US$82.2m0.08%no data
1.2%
Goodnow Investment Group LLC
134,311US$64.5m0%5.72%
1.15%
RV Capital AG
128,929US$61.9m0%10.49%
1.04%
State Street Global Advisors, Inc.
116,945US$56.2m6.5%no data
1.03%
MIG Capital, LLC
115,238US$55.3m0%5.68%
1.01%
Geode Capital Management, LLC
113,923US$54.7m-2.59%no data
0.96%
UBS Asset Management AG
108,169US$51.9m12.1%no data
0.91%
The London Company of Virginia, LLC
102,823US$49.4m-0.29%0.27%
0.91%
Jill Watson
102,107US$49.0m-71%no data
0.84%
Khrom Capital Management LLC
94,195US$45.2m58.8%4.55%
0.79%
Charles Schwab Investment Management, Inc.
88,653US$42.6m-4.79%0.01%

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/03 19:45
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Credit Acceptance Corporation is covered by 17 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
James FotheringhamBMO Capital Markets Equity Research
Kenneth BruceBofA Global Research
Giuliano Anderes BolognaBTIG