Credit Acceptance Corporation

NasdaqGS:CACC Stock Report

Market Cap: US$4.6b

Credit Acceptance Management

Management criteria checks 3/4

Credit Acceptance's CEO is Vinayak Hegde, appointed in Nov 2025, has a tenure of less than a year. directly owns 0.093% of the company’s shares, worth $4.33M. The average tenure of the management team and the board of directors is 3.9 years and 11.9 years respectively.

Key information

Vinayak Hegde

Chief executive officer

US$141.6k

Total compensation

CEO salary percentagen/a
CEO tenureless than a year
CEO ownership0.09%
Management average tenure3.9yrs
Board average tenure11.9yrs

Recent management updates

Recent updates

User avatar

Enhanced Forecasting And Critical Growth Set To Propel Future Revenue And Net Income

Enhanced forecasting and disciplined underwriting amidst economic volatility hint at improved loan performance, net margins, and ultimately net income.

The Price Is Right For Credit Acceptance Corporation (NASDAQ:CACC) Even After Diving 25%

Aug 16
The Price Is Right For Credit Acceptance Corporation (NASDAQ:CACC) Even After Diving 25%

Credit Acceptance Corporation's (NASDAQ:CACC) CEO Compensation Looks Acceptable To Us And Here's Why

May 30
Credit Acceptance Corporation's (NASDAQ:CACC) CEO Compensation Looks Acceptable To Us And Here's Why

Credit Acceptance Corporation's (NASDAQ:CACC) Earnings Haven't Escaped The Attention Of Investors

Apr 10
Credit Acceptance Corporation's (NASDAQ:CACC) Earnings Haven't Escaped The Attention Of Investors

Credit Acceptance: Back At Expensive Levels While Facing The Same Concerns

Feb 26

What You Can Learn From Credit Acceptance Corporation's (NASDAQ:CACC) P/E

Dec 23
What You Can Learn From Credit Acceptance Corporation's (NASDAQ:CACC) P/E

Argentine lenders take the lead in week's financial winners, while Chinese fintechs dip

Sep 10

Credit Acceptance: Best Near-Term Capital-Gain Portfolio Wealth-Builder

Sep 02

Credit Acceptance extends $500M asset-backed financing

Aug 12

Here's Why We Think Credit Acceptance (NASDAQ:CACC) Is Well Worth Watching

Jul 17
Here's Why We Think Credit Acceptance (NASDAQ:CACC) Is Well Worth Watching

Here's Why I Think Credit Acceptance (NASDAQ:CACC) Might Deserve Your Attention Today

Apr 17
Here's Why I Think Credit Acceptance (NASDAQ:CACC) Might Deserve Your Attention Today

Should You Be Adding Credit Acceptance (NASDAQ:CACC) To Your Watchlist Today?

Jan 11
Should You Be Adding Credit Acceptance (NASDAQ:CACC) To Your Watchlist Today?

I Ran A Stock Scan For Earnings Growth And Credit Acceptance (NASDAQ:CACC) Passed With Ease

Sep 30
I Ran A Stock Scan For Earnings Growth And Credit Acceptance (NASDAQ:CACC) Passed With Ease

Credit Acceptance Should Take A Breather

Sep 14

CEO

Vinayak Hegde (55 yo)

less than a year
Tenure
US$141,624
Compensation

Mr. Vinayak R. Hegde has served as the CMO Consumer for T Mobile since January 2023. Mr. Hegde is Independent Director of SunPower Corporation from December 31, 2021. He served as the President of Wheels U...


Leadership Team

NamePositionTenureCompensationOwnership
Vinayak Hegde
CEO, President & Directorless than a yearUS$141.62k0.093%
$ 4.3m
Jay Martin
Chief Financial Officer2.2yrsUS$11.74m0.24%
$ 11.2m
Jonathan Lum
Chief Operating Officer6.8yrsUS$12.09m0.29%
$ 13.6m
Daniel Ulatowski
Advisor12.2yrsUS$14.35m0.29%
$ 13.5m
Kenneth Booth
Executive Directorless than a yearUS$1.02m0.21%
$ 9.8m
Arthur Smith
Advisor12.6yrsUS$14.35m0.26%
$ 12.0m
Ravi Valiyaveettil
Chief Technology Officer3.4yrsUS$7.00m0.035%
$ 1.6m
Erin Kerber
Chief Legal Officer4.7yrsno data0.24%
$ 11.2m
Andrew Rostami
Chief Marketing & Product Officer3.9yrsUS$617.89k0.0092%
$ 427.7k
Wendy Rummler
Chief People Officer4.8yrsUS$2.10m0.23%
$ 10.6m
Nicholas Elliott
Chief Transformation Officer2.6yrsno data0.20%
$ 9.1m
Jay Brinkley
Senior Vice President & Treasurerno datano datano data
3.9yrs
Average Tenure
50yo
Average Age

Experienced Management: CACC's management team is considered experienced (3.9 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Vinayak Hegde
CEO, President & Director4.8yrsUS$141.62k0.093%
$ 4.3m
Kenneth Booth
Executive Director4.8yrsUS$1.02m0.21%
$ 9.8m
Thomas Tryforos
Chairman & Independent Lead Director26.7yrsUS$299.98k3.73%
$ 172.9m
Scott Vassalluzzo
Independent Director19yrsUS$299.98k0.62%
$ 28.9m
Glenda Flanagan
Independent Director22yrsUS$299.98k0.14%
$ 6.7m
Sean Quinn
Independent Director2.4yrsUS$299.98k0.0010%
$ 48.2k
11.9yrs
Average Tenure
56.5yo
Average Age

Experienced Board: CACC's board of directors are seasoned and experienced ( 11.9 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/03/23 18:00
End of Day Share Price 2026/03/20 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Credit Acceptance Corporation is covered by 12 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
James FotheringhamBMO Capital Markets Equity Research
Kenneth BruceBofA Global Research
Giuliano Anderes BolognaBTIG