Credit Acceptance Corporation

NasdaqGS:CACC Stock Report

Market Cap: US$5.9b

Credit Acceptance Future Growth

Future criteria checks 6/6

Credit Acceptance is forecast to grow earnings and revenue by 49% and 32.8% per annum respectively. EPS is expected to grow by 50.5% per annum. Return on equity is forecast to be 23.9% in 3 years.

Key information

49.0%

Earnings growth rate

50.5%

EPS growth rate

Consumer Finance earnings growth13.5%
Revenue growth rate32.8%
Future return on equity23.9%
Analyst coverage

Low

Last updated04 Dec 2024

Recent future growth updates

Recent updates

The Price Is Right For Credit Acceptance Corporation (NASDAQ:CACC) Even After Diving 25%

Aug 16
The Price Is Right For Credit Acceptance Corporation (NASDAQ:CACC) Even After Diving 25%

Credit Acceptance Corporation's (NASDAQ:CACC) CEO Compensation Looks Acceptable To Us And Here's Why

May 30
Credit Acceptance Corporation's (NASDAQ:CACC) CEO Compensation Looks Acceptable To Us And Here's Why

Credit Acceptance Corporation's (NASDAQ:CACC) Earnings Haven't Escaped The Attention Of Investors

Apr 10
Credit Acceptance Corporation's (NASDAQ:CACC) Earnings Haven't Escaped The Attention Of Investors

Credit Acceptance: Back At Expensive Levels While Facing The Same Concerns

Feb 26

What You Can Learn From Credit Acceptance Corporation's (NASDAQ:CACC) P/E

Dec 23
What You Can Learn From Credit Acceptance Corporation's (NASDAQ:CACC) P/E

Argentine lenders take the lead in week's financial winners, while Chinese fintechs dip

Sep 10

Credit Acceptance: Best Near-Term Capital-Gain Portfolio Wealth-Builder

Sep 02

Credit Acceptance extends $500M asset-backed financing

Aug 12

Credit Acceptance Should Take A Breather

Sep 14

Credit Acceptance EPS beats by $3.31, beats on revenue

Feb 01

Credit Acceptance completes $100M asset-backed financing

Jan 29

Earnings and Revenue Growth Forecasts

NasdaqGS:CACC - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20262,528514N/AN/A2
12/31/20252,201447N/AN/A4
12/31/20242,007182N/AN/A4
9/30/20248461901,1401,143N/A
6/30/20248151821,1361,139N/A
3/31/20248672511,2141,217N/A
12/31/20238992861,2001,204N/A
9/30/20239293201,1761,179N/A
6/30/20239443361,1881,192N/A
3/31/20231,0514211,1571,159N/A
12/31/20221,1845361,2361,239N/A
9/30/20221,3046261,0801,083N/A
6/30/20221,5047891,0211,027N/A
3/31/20221,6939711,1121,120N/A
12/31/20211,6839581,0621,069N/A
9/30/20211,5949071,1341,141N/A
6/30/20211,5658991,1421,147N/A
3/31/20211,3247071,0741,079N/A
12/31/2020920421977985N/A
9/30/2020918417976987N/A
6/30/2020818340901918N/A
3/31/2020905408787814N/A
12/31/20191,216656786812N/A
9/30/20191,192646784811N/A
6/30/20191,159632758795N/A
3/31/20191,129618698726N/A
12/31/20181,072574679704N/A
9/30/2018983599629652N/A
6/30/2018934549N/A615N/A
3/31/2018884497N/A612N/A
12/31/2017861470N/A566N/A
9/30/2017869381N/A558N/A
6/30/2017840366N/A540N/A
3/31/2017812352N/A577N/A
12/31/2016781333N/A507N/A
9/30/2016762325N/A467N/A
6/30/2016740313N/A443N/A
3/31/2016718303N/A379N/A
12/31/2015708300N/A404N/A
9/30/2015697293N/A395N/A
6/30/2015684293N/A380N/A
3/31/2015671288N/A389N/A
12/31/2014654266N/A365N/A
9/30/2014636259N/A375N/A
6/30/2014623250N/A359N/A
3/31/2014609242N/A338N/A
12/31/2013595253N/A326N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: CACC's forecast earnings growth (49% per year) is above the savings rate (2.6%).

Earnings vs Market: CACC's earnings (49% per year) are forecast to grow faster than the US market (15.3% per year).

High Growth Earnings: CACC's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: CACC's revenue (32.8% per year) is forecast to grow faster than the US market (9.1% per year).

High Growth Revenue: CACC's revenue (32.8% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: CACC's Return on Equity is forecast to be high in 3 years time (23.9%)

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/18 06:51
End of Day Share Price 2024/12/18 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Credit Acceptance Corporation is covered by 18 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
James FotheringhamBMO Capital Markets Equity Research
Kenneth BruceBofA Global Research
Giuliano Anderes BolognaBTIG