SLM Stock Overview
Through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 2/6 |
| Dividends | 2/6 |
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SLM Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$27.55 |
| 52 Week High | US$28.24 |
| 52 Week Low | US$18.04 |
| Beta | 1.22 |
| 1 Month Change | 0.62% |
| 3 Month Change | 25.40% |
| 1 Year Change | 44.09% |
| 3 Year Change | 40.13% |
| 5 Year Change | 212.36% |
| Change since IPO | 205.43% |
Recent News & Updates
Improved Earnings Required Before SLM Corporation (NASDAQ:SLM) Stock's 27% Jump Looks Justified
Nov 26
SLM (NASDAQ:SLM) Has Announced That It Will Be Increasing Its Dividend To $0.13
Oct 27Recent updates
Improved Earnings Required Before SLM Corporation (NASDAQ:SLM) Stock's 27% Jump Looks Justified
Nov 26SLM (NASDAQ:SLM) Has Announced That It Will Be Increasing Its Dividend To $0.13
Oct 27SLM Corporation's (NASDAQ:SLM) Business And Shares Still Trailing The Market
Jul 12SLM (NASDAQ:SLM) Has Announced A Dividend Of $0.11
Apr 26Take Care Before Diving Into The Deep End On SLM Corporation (NASDAQ:SLM)
Apr 11SLM (NASDAQ:SLM) Has Affirmed Its Dividend Of $0.11
Feb 19SLM (NASDAQ:SLM) Is Due To Pay A Dividend Of $0.11
Jan 27Sallie Mae Q2 2022 Earnings Preview
Jul 26Shareholder Returns
| SLM | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | 0.3% | -0.6% | -1.1% |
| 1Y | 44.1% | 45.3% | 22.4% |
Return vs Industry: SLM underperformed the US Consumer Finance industry which returned 47.1% over the past year.
Return vs Market: SLM exceeded the US Market which returned 23.7% over the past year.
Price Volatility
| SLM volatility | |
|---|---|
| SLM Average Weekly Movement | 5.7% |
| Consumer Finance Industry Average Movement | 7.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: SLM has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SLM's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1972 | 1,740 | Jon Witter | www.salliemae.com |
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It is also involved in the provision of retail deposit accounts, including certificates of deposit, money market accounts, and high-yield savings accounts; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013.
SLM Corporation Fundamentals Summary
| SLM fundamental statistics | |
|---|---|
| Market cap | US$5.92b |
| Earnings (TTM) | US$646.56m |
| Revenue (TTM) | US$1.59b |
9.0x
P/E Ratio3.7x
P/S RatioIs SLM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SLM income statement (TTM) | |
|---|---|
| Revenue | US$1.59b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.59b |
| Other Expenses | US$939.58m |
| Earnings | US$646.56m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.05 |
| Gross Margin | 100.00% |
| Net Profit Margin | 40.76% |
| Debt/Equity Ratio | 282.9% |
How did SLM perform over the long term?
See historical performance and comparisonDividends
1.9%
Current Dividend Yield15%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 01:17 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
SLM Corporation is covered by 32 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bruce Harting | Barclays |
| Terry Ma | Barclays |
| James Fotheringham | BMO Capital Markets Equity Research |