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UPST

Upstart Holdings NasdaqGS:UPST Stock Report

Last Price

US$28.54

Market Cap

US$2.6b

7D

4.8%

1Y

-34.2%

Updated

07 Jun, 2023

Data

Company Financials +

UPST Stock Overview

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States.

UPST fundamental analysis
Snowflake Score
Valuation0/6
Future Growth4/6
Past Performance0/6
Financial Health2/6
Dividends0/6

My Notes

Capture your thoughts, links and company narrative

Upstart Holdings, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Upstart Holdings
Historical stock prices
Current Share PriceUS$28.54
52 Week HighUS$47.46
52 Week LowUS$11.93
Beta1.42
1 Month Change113.30%
3 Month Change75.96%
1 Year Change-34.16%
3 Year Changen/a
5 Year Changen/a
Change since IPO-3.16%

Recent News & Updates

Recent updates

Upstart Holdings, Inc. (NASDAQ:UPST) Analysts Just Trimmed Their Revenue Forecasts By 33%

Feb 15
Upstart Holdings, Inc. (NASDAQ:UPST) Analysts Just Trimmed Their Revenue Forecasts By 33%

Upstart: What's Up With The Relative Strength?

Oct 14

Upstart Stock Is Down Over 80% This Year; Is It A Buying Opportunity?

Sep 29

Upstart Has Its Moment

Sep 19

Upstart extends personal lending to Arizona-based credit union partner

Sep 08

Upstart: Broken Stock Or Broken Company?

Aug 25

Upstart provides Alliant Credit Union with personal lending capabilities

Aug 17

Upstart Q2 Preview: Short-Sellers Should Brace For Impact

Aug 08

Upstart: 15% Yield On Convertible Bonds

Aug 01

Upstart: An Opportunity Of A Lifetime Or A Tragic Mistake?

Jul 18

Upstart Drops After Massive Revenue Miss

Jul 08

Upstart: Washed Out Levels, Undemanding Valuations

Jun 27

Upstart Crashed Due To 3 Misdiagnoses - Strong Buy

Jun 06

Upstart: The 3 Risk Factors Investors Ignored

May 22

Upstart's Risk And Opportunities - A Dispassionate Consideration

May 16

Analysts Just Made A Major Revision To Their Upstart Holdings, Inc. (NASDAQ:UPST) Revenue Forecasts

May 11
Analysts Just Made A Major Revision To Their Upstart Holdings, Inc. (NASDAQ:UPST) Revenue Forecasts

Upstart Holdings, Inc.'s (NASDAQ:UPST) Earnings are Mixed, but Institutions are Selling

May 10
Upstart Holdings, Inc.'s (NASDAQ:UPST) Earnings are Mixed, but Institutions are Selling

Upstart: Panic Time

May 09

Upstart: The Market Is Betting Its Q1 Earnings Could Disappoint

May 02

Upstart Q1 Earnings Preview: What To Watch Out For

Apr 25

Shareholder Returns

UPSTUS Consumer FinanceUS Market
7D4.8%9.3%2.6%
1Y-34.2%-6.0%2.1%

Return vs Industry: UPST underperformed the US Consumer Finance industry which returned -6% over the past year.

Return vs Market: UPST underperformed the US Market which returned 2.1% over the past year.

Price Volatility

Is UPST's price volatile compared to industry and market?
UPST volatility
UPST Average Weekly Movement18.4%
Consumer Finance Industry Average Movement7.2%
Market Average Movement6.7%
10% most volatile stocks in US Market15.9%
10% least volatile stocks in US Market3.1%

Stable Share Price: UPST is more volatile than 90% of US stocks over the past 3 months, typically moving +/- 18% a week.

Volatility Over Time: UPST's weekly volatility (18%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

FoundedEmployeesCEOWebsite
20121,875Dave Girouardhttps://www.upstart.com

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company’s AI-enabled bank and credit union partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Upstart Holdings, Inc. Fundamentals Summary

How do Upstart Holdings's earnings and revenue compare to its market cap?
UPST fundamental statistics
Market CapUS$2.57b
Earnings (TTM)-US$270.61m
Revenue (TTM)US$652.25m

3.6x

P/S Ratio

-8.7x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
UPST income statement (TTM)
RevenueUS$652.25m
Cost of RevenueUS$180.18m
Gross ProfitUS$472.07m
Other ExpensesUS$742.69m
Earnings-US$270.61m

Last Reported Earnings

Mar 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)-3.27
Gross Margin72.38%
Net Profit Margin-41.49%
Debt/Equity Ratio159.6%

How did UPST perform over the long term?

See historical performance and comparison