Upstart Holdings Future Growth
Future criteria checks 4/6
Upstart Holdings is forecast to grow earnings and revenue by 57.5% and 16.5% per annum respectively. EPS is expected to grow by 60.3% per annum. Return on equity is forecast to be 5.8% in 3 years.
Key information
57.5%
Earnings growth rate
60.3%
EPS growth rate
| Consumer Finance earnings growth | 12.7% |
| Revenue growth rate | 16.5% |
| Future return on equity | 5.8% |
| Analyst coverage | Good |
| Last updated | 08 Apr 2024 |
Recent future growth updates
Recent updates
Upstart Holdings: Lower Volumes Likely To Persist
Apr 05Upstart Holdings: Still Too Risky
Mar 24Upstart Holdings, Inc. (NASDAQ:UPST) Shares Slammed 25% But Getting In Cheap Might Be Difficult Regardless
Mar 13
Upstart Holdings: A No-Brainer Buy Before The Fed Shift Kicks Off
Mar 12Upstart: An Uphill Battle
Mar 05Upstart: I Warned About Its Overhype In December - What's Next (Upgrade)
Feb 22Upstart Q4: Struggles With Debt And Profitability Challenges (Downgrade)
Feb 14Upstart Holdings, Inc. (NASDAQ:UPST) Analysts Just Cut Their EPS Forecasts Substantially
Feb 14Upstart: Red Flags Of The AI Model And The Company's Response
Feb 07Upstart's Upcoming Q4 Drama: Bullish Dreams And The Borrowing Blues
Feb 01Upstart: Indicators Suggest Weak Start To 2024 (Downgrade)
Jan 23After Leaping 54% Upstart Holdings, Inc. (NASDAQ:UPST) Shares Are Not Flying Under The Radar
Dec 30Upstart Holdings, Inc. (NASDAQ:UPST) Analysts Just Trimmed Their Revenue Forecasts By 33%
Feb 15Upstart: What's Up With The Relative Strength?
Oct 14Upstart Stock Is Down Over 80% This Year; Is It A Buying Opportunity?
Sep 29Upstart Has Its Moment
Sep 19Upstart extends personal lending to Arizona-based credit union partner
Sep 08Upstart: Broken Stock Or Broken Company?
Aug 25Upstart provides Alliant Credit Union with personal lending capabilities
Aug 17Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 12/31/2026 | 888 | 18 | N/A | N/A | 6 |
| 12/31/2025 | 757 | -99 | 86 | 102 | 13 |
| 12/31/2024 | 582 | -201 | 29 | 45 | 11 |
| 12/31/2023 | 548 | -240 | -173 | -160 | N/A |
| 9/30/2023 | 546 | -253 | -285 | -270 | N/A |
| 6/30/2023 | 562 | -269 | -286 | -268 | N/A |
| 3/31/2023 | 652 | -271 | -507 | -484 | N/A |
| 12/31/2022 | 853 | -109 | -698 | -675 | N/A |
| 9/30/2022 | 1,007 | 6 | -457 | -433 | N/A |
| 6/30/2022 | 1,076 | 91 | -311 | -288 | N/A |
| 3/31/2022 | 1,041 | 158 | -161 | -142 | N/A |
| 12/31/2021 | 852 | 135 | 153 | 168 | N/A |
| 9/30/2021 | 634 | 76 | 237 | 248 | N/A |
| 6/30/2021 | 472 | 49 | 215 | 222 | N/A |
| 3/31/2021 | 297 | 9 | 140 | 145 | N/A |
| 12/31/2020 | 241 | N/A | 10 | 16 | N/A |
| 9/30/2020 | 221 | 6 | -51 | -42 | N/A |
| 12/31/2019 | 191 | 0 | 26 | 32 | N/A |
| 12/31/2018 | 126 | -12 | 49 | 50 | N/A |
| 12/31/2017 | 67 | -8 | 10 | 10 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: UPST is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (2.3%).
Earnings vs Market: UPST is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: UPST is expected to become profitable in the next 3 years.
Revenue vs Market: UPST's revenue (16.5% per year) is forecast to grow faster than the US market (8.1% per year).
High Growth Revenue: UPST's revenue (16.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: UPST's Return on Equity is forecast to be low in 3 years time (5.8%).