UPST logo

Upstart Holdings Stock Price

Symbol: NasdaqGS:UPSTMarket Cap: US$6.5bCategory: Diversified Financials

UPST Share Price Performance

US$69.53
35.32 (103.24%)
33.8% undervalued intrinsic discount
US$105.00
Fair Value
US$69.53
35.32 (103.24%)
33.8% undervalued intrinsic discount
US$105.00
Fair Value
Price US$69.53
AnalystHighTarget US$105.00
AnalystConsensusTarget US$79.14
AnalystLowTarget US$28.81

UPST Community Narratives

AN
AnalystHighTarget
AnalystHighTarget·Updated
Fair Value US$105.00 33.8% undervalued intrinsic discount

AI And Digital Trends Will Redefine Lending Standards

0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
AnalystConsensusTarget
AnalystConsensusTarget·Updated narrative
Fair Value US$79.14 12.1% undervalued intrinsic discount

AI Advancements And Digital Automation Will Transform Lending Markets

1users have liked this narrative
0users have commented on this narrative
100users have followed this narrative
AN
AnalystLowTarget
AnalystLowTarget·Updated
Fair Value US$28.81 141.4% overvalued intrinsic discount

Rising AI Oversight And High Rates Will Strain Margins

0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative

Recent UPST News & Updates

No updates

Upstart Holdings, Inc. Key Details

US$884.8m

Revenue

US$166.7m

Cost of Revenue

US$718.2m

Gross Profit

US$724.5m

Other Expenses

-US$6.4m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
n/a
Earnings per share (EPS)
-0.066
Gross Margin
81.17%
Net Profit Margin
-0.72%
Debt/Equity Ratio
206.9%

Upstart Holdings, Inc. Competitors

 
 
 
 
 
 
 
 
 
 
 
 

About UPST

Founded
2012
Employees
1193
CEO
David Girouard
WebsiteView website
www.upstart.com

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

U.S. Market Performance

  • 7 Days: 0.2%
  • 3 Months: 12.2%
  • 1 Year: 19.9%
  • Year to Date: 7.6%
The Consumer Staples sector gained 3.2% while the market remained flat over the last week. Meanwhile, the market is actually up 20% over the past year. As for the next few years, earnings are expected to grow by 15% per annum. Market details ›
This week, we are weighing up the potential productivity gains vs job losses and economic disruption that the global economy could face over the next decade and beyond.
Continue reading