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Upstart Holdings, Inc. Stock Price

NasdaqGS:UPST Community·US$5.0b Market Cap
  • 2 Narratives written by author
  • 0 Comments on narratives written by author
  • 184 Fair Values set on narratives written by author
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UPST Share Price Performance

US$51.96
10.94 (26.67%)
34.7% undervalued intrinsic discount
US$79.54
Fair Value
US$51.96
10.94 (26.67%)
35.7% undervalued intrinsic discount
US$80.85
Fair Value
Price US$51.96
AnalystConsensusTarget US$80.85
AnalystLowTarget US$40.17

UPST Community Narratives

AnalystConsensusTarget·Updated narrative
Fair Value US$79.54 34.7% undervalued intrinsic discount

Model 19 And HELOC Expansion Will Strengthen Underwriting And Funding

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AnalystLowTarget·Updated
Fair Value US$40.17 29.4% overvalued intrinsic discount

Rising Privacy Limits And Regulatory Pressures Will Undermine Lending Automation

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Recent UPST News & Updates

Upstart Holdings, Inc. (NASDAQ:UPST) May Have Run Too Fast Too Soon With Recent 28% Price Plummet

Sep 30
Upstart Holdings, Inc. (NASDAQ:UPST) May Have Run Too Fast Too Soon With Recent 28% Price Plummet

Upstart Holdings, Inc. Key Details

US$884.8m

Revenue

US$166.7m

Cost of Revenue

US$718.2m

Gross Profit

US$724.5m

Other Expenses

-US$6.4m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
n/a
Earnings per share (EPS)
-0.066
Gross Margin
81.17%
Net Profit Margin
-0.72%
Debt/Equity Ratio
206.9%

Upstart Holdings, Inc. Competitors

 
 
 
 
 
 
 
 
 
 
 
 
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Snowflake Analysis

Exceptional growth potential with mediocre balance sheet.

1 Risk
1 Reward
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About UPST

Founded
2012
Employees
1193
CEO
David Girouard
WebsiteView website
www.upstart.com

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

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U.S. Market Performance

  • 7 Days: 1.2%
  • 3 Months: 8.5%
  • 1 Year: 17.7%
  • Year to Date: 14.8%
The market is up 1.2% over the last week, with the Information Technology sector leading the way, up 2.4%. In the last year, the market has climbed 18%. As for the next few years, earnings are expected to grow by 15% per annum. Market details ›