UPST Share Price Performance
US$35.58
-35.85 (-50.19%)
35.8% undervalued intrinsic discount
US$55.38
Fair Value
Price US$35.58
AnalystConsensusTarget US$55.38
AnalystLowTarget US$40.17
Fair ValueUS$55.38
Share Pricen/a
Upstart Holdings, Inc. Stock Price
- 2 Narratives written by author
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- 204 Fair Values set on narratives written by author
UPST Community Narratives
AN
Fair Value US$55.38 35.8% undervalued intrinsic discount
UPST: Raised Guidance And Credit Union Partnerships Will Drive Momentum Ahead
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Fair Value US$40.17 11.4% undervalued intrinsic discount
Rising Privacy Limits And Regulatory Pressures Will Undermine Lending Automation
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UPST: Raised Guidance And Credit Union Partnerships Will Drive Momentum Ahead
Key Takeaways Improvements in underwriting, automation, and personalization enhance loan approval rates, lower costs, and reduce default risks, positively impacting revenue and net margins. Strategic HELOC growth, backed by strong banking relationships, alongside expanded borrower base, sets stage for future revenue growth and earnings support.Read more
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AN
US$55.38
35.8% undervalued intrinsic discount
AnalystConsensusTarget Fair Value
Revenue growth
19.62% p.a.
Profit Margin
16.55%
Future PE
29.76x
Share price in 2028
US$71.29
Rising Privacy Limits And Regulatory Pressures Will Undermine Lending Automation
Key Takeaways Increasing data privacy regulations and AI oversight threaten Upstart's model accuracy, differentiation, and may drive up compliance costs and operational risks. Intensifying competition and reliance on limited partners expose Upstart to margin pressure, market share loss, and greater revenue volatility.Read more
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AN
US$40.17
11.4% undervalued intrinsic discount
AnalystLowTarget Fair Value
Revenue growth
23.45% p.a.
Profit Margin
15.2%
Future PE
22.59x
Share price in 2028
US$50.64
Recently Updated Narratives
AN
UPST: Raised Guidance And Credit Union Partnerships Will Drive Momentum Ahead
Fair Value: US$55.38 35.8% undervalued intrinsic discount
122 followersusers have followed this narrative
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AN
Rising Privacy Limits And Regulatory Pressures Will Undermine Lending Automation
Fair Value: US$40.17 11.4% undervalued intrinsic discount
4 followersusers have followed this narrative
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Snowflake Analysis
Upstart Holdings, Inc. Key Details
About UPST
- Founded
- 2012
- Employees
- 1193
- CEO
- WebsiteView website
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
