Diversified Financials U.S. Community

This overview balances recent growth performance, risks, valuation, and tactical signals (based on the most recent public filings and analyst research available): Bullish Investment Thesis (Why Buy / Hold) 1) Very Strong Growth & Profitability Execution Sezzle has delivered rapid revenue growth (>60–70% YoY) across 2024–2025 and record profitability, a rare achievement among BNPL peers. ( StockAnalysis ) Gross Merchandise Volume (GMV) crossed $1 B quarterly , while net income margins remain healthy (~22–30%).Read more

The Bybit explosion in February 2025 was one of the largest cybersecurity events in the history of digital assets. A sophisticated social engineering attack on a third party wallet provider allowed attackers to authorise illegitimate transfers and drain over 400 000 Ethereum worth over $1.4 billion USD, sending shockwaves through the market and highlighting persistent security vulnerabilities in crypto infrastructure (Kuhn, 2025; Carter, 2025).Read more

Analyzing SoFi’s valuation requires looking at its transition from a high-growth fintech disruptor to a diversified, profitable financial powerhouse. Based on recent 2026 data and long-term analyst projections, here is a breakdown of where the business is headed.Read more

At the current price of ~210 USD, the market is valuing FactSet as a certain victim of generative AI (“SaaSPocalypse”), completely ignoring the company’s structural transformation over the last 5 years. FactSet no longer sells just access to stock prices (which can be commoditized); it sells operational infrastructure built on four strategic pillars that are extremely hard for a chatbot to replace: Cobalt (Private Markets), CUSIP (Global Standards), Vermilion (Reporting), and Portware (Execution).Read more

Bridging the Aspiration Gap ​The heart of Klarna’s mission addresses a fundamental human constant: People want things. Whether it’s a necessary home repair (actual construction) or the latest tech to stay competitive, there is often a temporal disconnect between a consumer's desire and their payday.Read more

17 Jan 2026 Global Payments Inc. has been on a rollercoaster ride, and if you’ve been watching the ticker, you might be seeing a lot of red.Read more

Current Market Price: ~$84.55 per share (Dec 2025) 1) Valuation Inputs & Model Overview (Your DCF/Excess-Returns) You’ve built a Discounted Cash Flow (Excess Returns) valuation using the following key inputs: Valuation Framework — Excess Returns Model Book Value (per share): $50.61 Stable ROE: 19.7% Cost of Equity (Discount Rate): 8.97% Perpetual Growth: 3.3% Excess Returns (ROE − Cost of Equity): (19.7% − 8.97%) × $50.61 = $5.42 per share Terminal Value of Excess Returns: $5.42 / (8.97% − 3.26%) = $94.84 Fair Value (Equity): Book Value + Terminal Excess Returns = $145.46 per share ➡️ Conclusion: Intrinsic value is ~$145.46 , which is ~41.9% above the current share price. This suggests the stock is significantly undervalued based on your model’s assumptions.Read more

Summary Block, Inc. is trading at ~16-17x earnings, well below its 12-month average of ~30x.Read more

Thesis I am evaluating JPMorgan Nasdaq Equity Premium Income ETF (JEPQ) as a long term income holding. My goal is steady monthly distributions that I will reinvest to grow future income.Read more