Upstart Holdings, Inc.

NasdaqGS:UPST Stock Report

Market Cap: US$6.3b

Upstart Holdings Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NasdaqGS:UPST Recent Insider Transactions by Companies or Individuals
DateValueNameEntityRoleSharesMax Price
20 Nov 24SellUS$1,082,163Paul GuIndividual15,500US$70.45
20 Nov 24SellUS$305,248David GirouardIndividual4,374US$70.43
20 Nov 24SellUS$105,546Natalia MirgorodskayaIndividual1,511US$70.49
20 Nov 24SellUS$446,285Scott DarlingIndividual6,390US$70.50
20 Nov 24SellUS$1,300,002Sanjay DattaIndividual18,619US$70.50
30 Sep 24SellUS$38,667Natalia MirgorodskayaIndividual959US$40.32
20 Aug 24SellUS$739,872Sanjay DattaIndividual19,305US$38.93
20 Aug 24SellUS$615,487Paul GuIndividual16,064US$38.93
20 Aug 24SellUS$253,983Scott DarlingIndividual6,623US$38.94
20 Aug 24SellUS$48,481Natalia MirgorodskayaIndividual1,264US$38.36
20 Aug 24SellUS$128,879David GirouardIndividual3,361US$38.35
20 May 24SellUS$76,783David GirouardIndividual2,997US$25.62
20 May 24SellUS$112,279Scott DarlingIndividual4,383US$25.62
20 May 24SellUS$464,540Sanjay DattaIndividual18,138US$25.61
20 May 24SellUS$30,426Natalia MirgorodskayaIndividual1,188US$25.61
20 Feb 24SellUS$120,155Scott DarlingIndividual4,752US$25.29
20 Feb 24SellUS$35,985Natalia MirgorodskayaIndividual1,423US$25.29
20 Feb 24SellUS$291,026Sanjay DattaIndividual11,510US$25.28
20 Feb 24SellUS$105,176David GirouardIndividual4,158US$25.29
20 Feb 24SellUS$415,214Paul GuIndividual16,423US$25.28

Insider Trading Volume

Insider Buying: UPST insiders have only sold shares in the past 3 months.

Ownership Breakdown

What is the ownership structure of UPST?
Owner TypeNumber of SharesOwnership Percentage
Individual Insiders11,680,28012.8%
General Public29,095,99731.9%
Institutions50,451,74955.3%

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 7.3%.

Top Shareholders

Top 25 shareholders own 53.98% of the company
OwnershipNameSharesCurrent ValueChange %Portfolio %
11.8%
David Girouard
10,736,487US$735.6m0.29%no data
8.14%
The Vanguard Group, Inc.
7,423,812US$508.6m1.71%0.01%
6.34%
BlackRock, Inc.
5,786,693US$396.4m2.16%0.01%
2.54%
D. E. Shaw & Co., L.P.
2,314,257US$158.5m160%0.21%
2.48%
State Street Global Advisors, Inc.
2,265,371US$155.2m0.09%0.01%
2.1%
Susquehanna International Group, LLP, Asset Management Arm
1,911,549US$131.0m25.2%0.21%
1.99%
Geode Capital Management, LLC
1,816,774US$124.5m1.65%0.01%
1.76%
Two Sigma Investments, LP
1,601,404US$109.7m296%0.25%
1.65%
Goldman Sachs Group, Investment Banking and Securities Investments
1,501,722US$102.9m31.2%0.05%
1.48%
Morgan Stanley, Investment Banking and Brokerage Investments
1,354,547US$92.8m-3.73%0.01%
1.47%
Voloridge Investment Management, LLC
1,342,710US$92.0m24.9%0.33%
1.37%
Fred Alger Management, LLC
1,246,839US$85.4m153%0.36%
1.32%
Barclays PLC Private Banking & Investment Banking Investment
1,208,665US$82.8m713%0.05%
1.29%
Mirae Asset Global Investments Co., Ltd.
1,175,324US$80.5m-7.06%0.07%
1.17%
Renaissance Technologies LLC
1,071,700US$73.4m0%0.11%
0.95%
Coatue Management, L.L.C.
870,947US$59.7m0%0.2%
0.8%
Connor, Clark & Lunn Investment Management Ltd.
725,582US$49.7m63.8%0.23%
0.78%
Bank of America Corporation, Asset Management Arm
715,848US$49.0m-28.4%0.01%
0.74%
Northern Trust Global Investments
673,393US$46.1m3.77%0.01%
0.74%
Paul Gu
673,128US$46.1m2.89%no data
0.7%
Charles Schwab Investment Management, Inc.
642,876US$44.0m5.25%0.01%
0.65%
Two Sigma Advisers, LP
589,000US$40.4m690%0.09%
0.64%
UBS Asset Management AG
579,679US$39.7m11.6%no data
0.58%
Citadel Advisors LLC
526,949US$36.1m5.98%0.04%
0.53%
JPMorgan Chase & Co, Brokerage and Securities Investments
487,841US$33.4m2,490%0.01%

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/26 04:26
End of Day Share Price 2024/12/26 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Upstart Holdings, Inc. is covered by 22 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ishan MajumdarBaptista Research
Ramsey El-AssalBarclays
Nathaniel SchindlerBofA Global Research