Upstart Holdings Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NasdaqGS:UPST Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
30 Sep 24	SellUS$38,667	Natalia Mirgorodskaya	Individual	959	US$40.32
20 Aug 24	SellUS$739,872	Sanjay Datta	Individual	19,305	US$38.93
20 Aug 24	SellUS$615,487	Paul Gu	Individual	16,064	US$38.93
20 Aug 24	SellUS$253,983	Scott Darling	Individual	6,623	US$38.94
20 Aug 24	SellUS$48,481	Natalia Mirgorodskaya	Individual	1,264	US$38.36
20 Aug 24	SellUS$128,879	David Girouard	Individual	3,361	US$38.35
20 May 24	SellUS$76,783	David Girouard	Individual	2,997	US$25.62
20 May 24	SellUS$112,279	Scott Darling	Individual	4,383	US$25.62
20 May 24	SellUS$464,540	Sanjay Datta	Individual	18,138	US$25.61
20 May 24	SellUS$30,426	Natalia Mirgorodskaya	Individual	1,188	US$25.61
20 Feb 24	SellUS$120,155	Scott Darling	Individual	4,752	US$25.29
20 Feb 24	SellUS$35,985	Natalia Mirgorodskaya	Individual	1,423	US$25.29
20 Feb 24	SellUS$291,026	Sanjay Datta	Individual	11,510	US$25.28
20 Feb 24	SellUS$105,176	David Girouard	Individual	4,158	US$25.29
20 Feb 24	SellUS$415,214	Paul Gu	Individual	16,423	US$25.28

Insider Trading Volume

Insider Buying: UPST insiders have only sold shares in the past 3 months.

Ownership Breakdown

What is the ownership structure of UPST?
Owner Type	Number of Shares	Ownership Percentage
Individual Insiders	11,676,393	12.8%
General Public	28,822,731	31.6%
Institutions	50,728,902	55.6%

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 7.3%.

Top Shareholders

Top 25 shareholders own 53.95% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
11.8%	David Girouard	10,732,394	US$794.8m	0.25%	no data
8.14%	The Vanguard Group, Inc.	7,423,812	US$549.8m	1.71%	0.01%
6.34%	BlackRock, Inc.	5,786,693	US$428.6m	2.16%	0.01%
2.54%	D. E. Shaw & Co., L.P.	2,314,257	US$171.4m	160%	0.22%
2.48%	State Street Global Advisors, Inc.	2,265,371	US$167.8m	0.09%	0.01%
2.1%	Susquehanna International Group, LLP, Asset Management Arm	1,911,549	US$141.6m	25.2%	0.22%
1.99%	Geode Capital Management, LLC	1,816,774	US$134.5m	1.65%	0.01%
1.76%	Two Sigma Investments, LP	1,601,404	US$118.6m	296%	0.26%
1.65%	Goldman Sachs Group, Investment Banking and Securities Investments	1,501,722	US$111.2m	31.2%	0.05%
1.48%	Morgan Stanley, Investment Banking and Brokerage Investments	1,354,547	US$100.3m	-3.73%	0.01%
1.47%	Voloridge Investment Management, LLC	1,342,710	US$99.4m	24.9%	0.34%
1.37%	Fred Alger Management, LLC	1,246,839	US$92.3m	153%	0.39%
1.32%	Barclays PLC Private Banking & Investment Banking Investment	1,208,665	US$89.5m	713%	0.05%
1.29%	Mirae Asset Global Investments Co., Ltd.	1,175,324	US$87.0m	-7.06%	0.07%
1.17%	Renaissance Technologies LLC	1,071,700	US$79.4m	0%	0.11%
0.95%	Coatue Management, L.L.C.	870,947	US$64.5m	0%	0.21%
0.8%	Connor, Clark & Lunn Investment Management Ltd.	725,582	US$53.7m	63.8%	0.23%
0.78%	Bank of America Corporation, Asset Management Arm	715,848	US$53.0m	-28.4%	0.01%
0.74%	Northern Trust Global Investments	673,393	US$49.9m	3.77%	0.01%
0.72%	Paul Gu	654,230	US$48.5m	0%	no data
0.7%	Charles Schwab Investment Management, Inc.	642,876	US$47.6m	5.25%	0.01%
0.65%	Two Sigma Advisers, LP	589,000	US$43.6m	690%	0.09%
0.64%	UBS Asset Management AG	579,679	US$42.9m	11.6%	no data
0.58%	Citadel Advisors LLC	526,949	US$39.0m	5.98%	0.04%
0.53%	JPMorgan Chase & Co, Brokerage and Securities Investments	487,841	US$36.1m	2,490%	0.01%