Qfin Holdings (QFIN) Stock Overview
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People’s Republic of China. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 2/6 |
| Past Performance | 6/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
QFIN Community Fair Values
Create NarrativeSee what 96 others think this stock is worth. Follow their fair value or set your own to get alerts.
Qfin Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$35.04 |
| 52 Week High | US$48.94 |
| 52 Week Low | US$18.13 |
| Beta | 0.54 |
| 1 Month Change | -21.31% |
| 3 Month Change | -14.60% |
| 1 Year Change | 77.87% |
| 3 Year Change | 147.98% |
| 5 Year Change | 188.16% |
| Change since IPO | 112.36% |
Recent News & Updates
Qifu Technology: Multiple Growth Drivers In Place
Jul 08Does Qifu Technology (NASDAQ:QFIN) Deserve A Spot On Your Watchlist?
May 23
Recent updates
Qifu Technology: Multiple Growth Drivers In Place
Jul 08Does Qifu Technology (NASDAQ:QFIN) Deserve A Spot On Your Watchlist?
May 23Qifu Technology: Sell Into Strength (Technical Analysis)
Apr 25Positive Sentiment Still Eludes Qifu Technology, Inc. (NASDAQ:QFIN) Following 26% Share Price Slump
Apr 18Analysts Are Updating Their Qifu Technology, Inc. (NASDAQ:QFIN) Estimates After Its Full-Year Results
Mar 28Qifu Technology's (NASDAQ:QFIN) Shareholders Will Receive A Bigger Dividend Than Last Year
Mar 25Qifu Technology: Riding On Policy Tailwinds And Operational Strengths
Mar 19Qifu Technology: Constant Regulatory Concerns May Overshadow Fundamental Growth, Initiate With 'Hold'
Mar 12Qifu Technology: Navigating Risk, Reward, And The DoD's Watchlist
Jan 16Even With A 28% Surge, Cautious Investors Are Not Rewarding Qifu Technology, Inc.'s (NASDAQ:QFIN) Performance Completely
Dec 14Qifu Technology, Despite Its Positive Quant Factor Grades, Is A Hold For Me
Nov 25
Platform Model Transition Drives Growth Amidst Critical Partnerships And Tech Expansion
Operational efficiency and risk management have boosted profitability, suggesting potential for increased net margins.Qifu Technology: An Underrated Fintech Stock
Oct 16Qifu Technology, Inc.'s (NASDAQ:QFIN) Shares Leap 25% Yet They're Still Not Telling The Full Story
Oct 03Qifu Technology (NASDAQ:QFIN) Will Pay A Larger Dividend Than Last Year At CN¥0.59
Aug 22Qifu Technology, Inc. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year
Aug 17Qifu Technology: Attractive Shareholder Yield And Positive Earnings Outlook
Aug 16Qifu Technology, Inc. (NASDAQ:QFIN) Doing What It Can To Lift Shares
Jul 16Qifu Technology: Still Positive Considering Favorable Guidance And Metrics
Jun 04Qifu Technology, Inc. (NASDAQ:QFIN) Soars 31% But It's A Story Of Risk Vs Reward
Mar 21Qifu Technology: Turning Bullish On Revenue Beat And New Buyback Plan (Rating Upgrade)
Mar 15Qifu Technology, Inc. (NASDAQ:QFIN) Yearly Results: Here's What Analysts Are Forecasting For This Year
Mar 14Qifu Technology, Inc.'s (NASDAQ:QFIN) Shares Not Telling The Full Story
Jan 17360 DigiTech (NASDAQ:QFIN) Will Pay A Smaller Dividend Than Last Year
Dec 07360 DigiTech's (NASDAQ:QFIN) Dividend Will Be Reduced To CN¥0.15
Nov 19Analyst Estimates: Here's What Brokers Think Of 360 DigiTech, Inc. (NASDAQ:QFIN) After Its Third-Quarter Report
Nov 16Shareholder Returns
| QFIN | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -13.5% | 0.06% | 0.8% |
| 1Y | 77.9% | 27.7% | 17.5% |
Return vs Industry: QFIN exceeded the US Consumer Finance industry which returned 27.7% over the past year.
Return vs Market: QFIN exceeded the US Market which returned 17.5% over the past year.
Price Volatility
| QFIN volatility | |
|---|---|
| QFIN Average Weekly Movement | 5.4% |
| Consumer Finance Industry Average Movement | 6.4% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 17.5% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: QFIN has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: QFIN's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2016 | 3,527 | Haisheng Wu | www.qfin.com |
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People’s Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under an intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises.
Qfin Holdings, Inc. Fundamentals Summary
| QFIN fundamental statistics | |
|---|---|
| Market cap | US$4.71b |
| Earnings (TTM) | US$961.43m |
| Revenue (TTM) | US$2.47b |
Is QFIN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| QFIN income statement (TTM) | |
|---|---|
| Revenue | CN¥17.70b |
| Cost of Revenue | CN¥6.42b |
| Gross Profit | CN¥11.28b |
| Other Expenses | CN¥4.38b |
| Earnings | CN¥6.90b |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 51.32 |
| Gross Margin | 63.72% |
| Net Profit Margin | 38.98% |
| Debt/Equity Ratio | 27.8% |
How did QFIN perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/07/29 17:42 |
| End of Day Share Price | 2025/07/29 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Qfin Holdings, Inc. is covered by 19 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Emma Xu | BofA Global Research |
| Zeyu Yao | China International Capital Corporation Limited |
| Yun-Yin Wang | China Renaissance Securities |