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Nelnet NYSE:NNI Stock Report

Last Price

US$105.85

Market Cap

US$3.8b

7D

-1.9%

1Y

21.1%

Updated

22 Dec, 2024

Data

Company Financials +

Nelnet, Inc.

NYSE:NNI Stock Report

Market Cap: US$3.8b

NNI Stock Overview

Engages in loan servicing, communications, education technology, services, and payment processing businesses worldwide. More details

NNI fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health3/6
Dividends4/6

Risk Analysis

Earnings have declined by 3.4% per year over past 5 years

Debt is not well covered by operating cash flow

Large one-off items impacting financial results


My Notes

Capture your thoughts, links and company narrative

Nelnet, Inc. Competitors

Bread Financial Holdings

NYSE:BFH

US$3.1b

SLM

NasdaqGS:SLM

US$5.9b

Qifu Technology

NasdaqGS:QFIN

US$5.9b

OneMain Holdings

NYSE:OMF

US$6.2b

Price History & Performance

Summary of share price highs, lows and changes for Nelnet
Historical stock prices
Current Share PriceUS$105.85
52 Week HighUS$127.32
52 Week LowUS$82.22
Beta0.91
1 Month Change-1.93%
3 Month Change-6.77%
1 Year Change21.14%
3 Year Change8.45%
5 Year Change80.82%
Change since IPO385.55%

Recent News & Updates

Nelnet's (NYSE:NNI) Dividend Will Be $0.28

Nov 11
Nelnet's (NYSE:NNI) Dividend Will Be $0.28

Recent updates

Nelnet's (NYSE:NNI) Dividend Will Be $0.28

Nov 11
Nelnet's (NYSE:NNI) Dividend Will Be $0.28

Investors Appear Satisfied With Nelnet, Inc.'s (NYSE:NNI) Prospects

Oct 17
Investors Appear Satisfied With Nelnet, Inc.'s (NYSE:NNI) Prospects

Nelnet: Attractive Valuation At A Large Discount To Intrinsic Value

Sep 19

Why Investors Shouldn't Be Surprised By Nelnet, Inc.'s (NYSE:NNI) P/E

Jul 03
Why Investors Shouldn't Be Surprised By Nelnet, Inc.'s (NYSE:NNI) P/E

Here's Why Nelnet, Inc.'s (NYSE:NNI) CEO Compensation Is The Least Of Shareholders Concerns

May 10
Here's Why Nelnet, Inc.'s (NYSE:NNI) CEO Compensation Is The Least Of Shareholders Concerns

Nelnet: An Appealing Valuation Emerges After A Challenging 2023

May 04

Some Confidence Is Lacking In Nelnet, Inc.'s (NYSE:NNI) P/E

Jan 04
Some Confidence Is Lacking In Nelnet, Inc.'s (NYSE:NNI) P/E

Nelnet: The Compounding Conglomerate

Dec 22

Nelnet: Broad Exposure Leaves Unappealing Valuation

Aug 25

Nelnet declares $0.26 dividend

Feb 02

Nelnet to reduce workforce by 560 associates in its Diversified Services division

Jan 18

Nelnet (NYSE:NNI) Is Increasing Its Dividend To $0.26

Nov 24
Nelnet (NYSE:NNI) Is Increasing Its Dividend To $0.26

Nelnet Non-GAAP EPS of $1.73 misses by $0.02

Nov 07

Federal judge to rule on lawsuit seeking to overturn student loan forgiveness plan

Oct 12

Nelnet goes ex-dividend tomorrow

Aug 30

Nelnet Q2 Non-GAAP EPS, net interest income down Y/Y

Aug 08

Nelnet acquires solar construction firm, GRNE Solutions

Jul 05

Do Nelnet's (NYSE:NNI) Earnings Warrant Your Attention?

Mar 30
Do Nelnet's (NYSE:NNI) Earnings Warrant Your Attention?

Student Loan Servicing - Nelnet Is The Big Man On Campus

Jan 07

Nelnet (NYSE:NNI) Will Pay A Larger Dividend Than Last Year At US$0.24

Nov 26
Nelnet (NYSE:NNI) Will Pay A Larger Dividend Than Last Year At US$0.24

If You Like EPS Growth Then Check Out Nelnet (NYSE:NNI) Before It's Too Late

Nov 24
If You Like EPS Growth Then Check Out Nelnet (NYSE:NNI) Before It's Too Late

Do Nelnet's (NYSE:NNI) Earnings Warrant Your Attention?

Aug 02
Do Nelnet's (NYSE:NNI) Earnings Warrant Your Attention?

Here's Why Nelnet, Inc.'s (NYSE:NNI) CEO Might See A Pay Rise Soon

May 14
Here's Why Nelnet, Inc.'s (NYSE:NNI) CEO Might See A Pay Rise Soon

Shareholder Returns

NNIUS Consumer FinanceUS Market
7D-1.9%-2.8%-2.4%
1Y21.1%47.3%23.3%

Return vs Industry: NNI underperformed the US Consumer Finance industry which returned 47.3% over the past year.

Return vs Market: NNI underperformed the US Market which returned 23.3% over the past year.

Price Volatility

Is NNI's price volatile compared to industry and market?
NNI volatility
NNI Average Weekly Movement3.9%
Consumer Finance Industry Average Movement7.3%
Market Average Movement6.3%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: NNI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: NNI's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19777,550Jeff Noordhoekwww.nelnet.com

Nelnet, Inc. engages in loan servicing, communications, education technology, services, and payment processing businesses worldwide. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer service, payment processing, due diligence procedures, funds management reconciliation, and claim processing services. This segment also offers student loan servicing software; business process outsourcing services specialized in contact center management, such as inbound calls, outreach campaigns and sales, and interacting with customers through multi-channels, and processing and technology services.

Nelnet, Inc. Fundamentals Summary

How do Nelnet's earnings and revenue compare to its market cap?
NNI fundamental statistics
Market capUS$3.84b
Earnings (TTM)US$114.68m
Revenue (TTM)US$1.26b

33.5x

P/E Ratio

3.0x

P/S Ratio

Is NNI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NNI income statement (TTM)
RevenueUS$1.26b
Cost of RevenueUS$246.67m
Gross ProfitUS$1.01b
Other ExpensesUS$899.62m
EarningsUS$114.68m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)3.16
Gross Margin80.44%
Net Profit Margin9.09%
Debt/Equity Ratio278.5%

How did NNI perform over the long term?

See historical performance and comparison

Dividends

1.1%

Current Dividend Yield

36%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 02:31
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Nelnet, Inc. is covered by 9 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mary KaneCitigroup Inc
Moshe OrenbuchCredit Suisse
Matthew SnowlingFBR Capital Markets & Co.