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OneMain Holdings NYSE:OMF Stock Report

Last Price

US$51.91

Market Cap

US$6.2b

7D

-6.8%

1Y

5.9%

Updated

22 Dec, 2024

Data

Company Financials +

OMF Stock Overview

A financial service holding company, engages in the consumer finance and insurance businesses in the United States. More details

OMF fundamental analysis
Snowflake Score
Valuation5/6
Future Growth6/6
Past Performance1/6
Financial Health1/6
Dividends4/6

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OneMain Holdings, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for OneMain Holdings
Historical stock prices
Current Share PriceUS$51.91
52 Week HighUS$57.97
52 Week LowUS$41.70
Beta1.55
1 Month Change-8.29%
3 Month Change7.41%
1 Year Change5.90%
3 Year Change3.47%
5 Year Change21.91%
Change since IPO169.52%

Recent News & Updates

OneMain Holdings: Solid Q3 Reduces Credit Loss Fears

Nov 02

Market Cool On OneMain Holdings, Inc.'s (NYSE:OMF) Earnings

Oct 29
Market Cool On OneMain Holdings, Inc.'s (NYSE:OMF) Earnings

Recent updates

OneMain Holdings: Solid Q3 Reduces Credit Loss Fears

Nov 02

Market Cool On OneMain Holdings, Inc.'s (NYSE:OMF) Earnings

Oct 29
Market Cool On OneMain Holdings, Inc.'s (NYSE:OMF) Earnings

Rate Cuts To Boost OneMain Financial

Oct 21

OneMain Financial: Stock Still A Buy Despite Economic Weakness

Aug 07

OneMain Q2 Results: Very Encouraging Credit Trends (Upgrade)

Jul 31

Investors Holding Back On OneMain Holdings, Inc. (NYSE:OMF)

Jun 10
Investors Holding Back On OneMain Holdings, Inc. (NYSE:OMF)

OneMain Holdings: Solid Q1 With Credit Losses Peaking (Rating Upgrade)

May 01

OneMain Holdings' (NYSE:OMF) Dividend Will Be $1.00

Feb 13
OneMain Holdings' (NYSE:OMF) Dividend Will Be $1.00

OneMain Holdings: Successfully Navigating The Storm

Feb 12

OneMain Holdings: Cashing In The Chips

Dec 05

OneMain Holdings: Long-Term Value Through Dividend And Capital Appreciation

Nov 14

OneMain Holdings Shares Are Not Pricing In Enough Recession Risk

Sep 06

No Risk, No Reward At High-Yielding OneMain Holdings

Aug 27

OneMain Holdings Stock: Why We Just Sold This High Yielder

Jul 20

OneMain Holdings New 9% Notes Provide Opportunity For Income Investors

Jun 25

OneMain Holdings Stock: Well-Covered 11% Yield Plus Growth And Buybacks

May 27

OneMain Holdings: Despite Stock Rally, Bonds Yielding Over 8%

Feb 22

OneMain Holdings Q4 2022 Earnings Preview

Feb 06

OneMain Holdings: Who Else Is Buying This 11.4% Sucker Yield?

Dec 30

OneMain Holdings Appears Overvalued But It's A Buy

Dec 15

OneMain Holdings Non-GAAP EPS of $1.51 beats by $0.18, revenue of $1.07B in-line

Oct 26

Instead Of The High Paying Dividend, Invest In OneMain's 10% Yielding Debt

Oct 10

OneMain Holdings: Juice Your Portfolio With This High Yield

Aug 25

OneMain Holdings Non-GAAP EPS of $1.87 misses by $0.10, revenue of $1.02B misses by $30M

Jul 27

OneMain Holdings: Enticing Dividend Yield

Jun 14

OneMain Holdings Is Looking Cheap

May 24

OneMain Holdings: Too Cheap With A Big Yield

May 18

OneMain Holdings: This Financial Is A 'Buy' Here

Mar 05

OneMain Holdings: Set Up For Significant Returns Going Forward

Feb 04

Circling Back On OneMain Holdings

Dec 08

OneMain Holdings: Good Value, Big Dividends

Sep 17

OneMain Holdings: 16% Trailing Yield, Very Undervalued With 15%-20% Upside Potential

Sep 05

Shareholder Returns

OMFUS Consumer FinanceUS Market
7D-6.8%-2.8%-2.4%
1Y5.9%47.4%23.4%

Return vs Industry: OMF underperformed the US Consumer Finance industry which returned 47.3% over the past year.

Return vs Market: OMF underperformed the US Market which returned 23.3% over the past year.

Price Volatility

Is OMF's price volatile compared to industry and market?
OMF volatility
OMF Average Weekly Movement5.2%
Consumer Finance Industry Average Movement7.2%
Market Average Movement6.3%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: OMF has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: OMF's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19129,100Doug Shulmanwww.onemainfinancial.com

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. It originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans.

OneMain Holdings, Inc. Fundamentals Summary

How do OneMain Holdings's earnings and revenue compare to its market cap?
OMF fundamental statistics
Market capUS$6.20b
Earnings (TTM)US$548.00m
Revenue (TTM)US$2.49b

11.3x

P/E Ratio

2.5x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
OMF income statement (TTM)
RevenueUS$2.49b
Cost of RevenueUS$190.00m
Gross ProfitUS$2.30b
Other ExpensesUS$1.75b
EarningsUS$548.00m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)4.59
Gross Margin92.37%
Net Profit Margin22.00%
Debt/Equity Ratio658.9%

How did OMF perform over the long term?

See historical performance and comparison

Dividends

8.0%

Current Dividend Yield

89%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 02:45
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

OneMain Holdings, Inc. is covered by 30 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mark DeVriesBarclays
Terry MaBarclays
Mark DeVriesBarclays