QFIN Stock Overview
Operates credit-tech platform under the 360 Jietiao brand in the People’s Republic of China. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 6/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Community Narratives
Create a narrativeNarratives bring a range of perspectives from our community.
Operational Efficiency And SME Lending Expansion Will Improve Future Prospects
Qifu Technology, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$38.85 |
| 52 Week High | US$40.31 |
| 52 Week Low | US$13.71 |
| Beta | 0.68 |
| 1 Month Change | 27.96% |
| 3 Month Change | 54.90% |
| 1 Year Change | 161.97% |
| 3 Year Change | 85.53% |
| 5 Year Change | 323.66% |
| Change since IPO | 135.45% |
Recent News & Updates
Recent updates
Qifu Technology, Despite Its Positive Quant Factor Grades, Is A Hold For Me
Nov 25Qifu Technology: An Underrated Fintech Stock
Oct 16Qifu Technology, Inc.'s (NASDAQ:QFIN) Shares Leap 25% Yet They're Still Not Telling The Full Story
Oct 03
Qifu Technology (NASDAQ:QFIN) Will Pay A Larger Dividend Than Last Year At CN¥0.59
Aug 22Qifu Technology, Inc. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year
Aug 17Qifu Technology: Attractive Shareholder Yield And Positive Earnings Outlook
Aug 16Qifu Technology, Inc. (NASDAQ:QFIN) Doing What It Can To Lift Shares
Jul 16Qifu Technology: Still Positive Considering Favorable Guidance And Metrics
Jun 04Qifu Technology, Inc. (NASDAQ:QFIN) Soars 31% But It's A Story Of Risk Vs Reward
Mar 21Qifu Technology: Turning Bullish On Revenue Beat And New Buyback Plan (Rating Upgrade)
Mar 15Qifu Technology, Inc. (NASDAQ:QFIN) Yearly Results: Here's What Analysts Are Forecasting For This Year
Mar 14Qifu Technology, Inc.'s (NASDAQ:QFIN) Shares Not Telling The Full Story
Jan 17360 DigiTech: Favorable Risk Reward At Current Price
Oct 06360 DigiTech declares $0.18 dividend
Aug 18360 DigiTech stock falls despite Daiwa initiating the company with a buy rating
Jul 11360 DigiTech: Undervalued Artificial Technology Stock With Certain Risks
Jun 21Shareholder Returns
| QFIN | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | 5.5% | 0.2% | -0.4% |
| 1Y | 162.0% | 53.6% | 27.7% |
Return vs Industry: QFIN exceeded the US Consumer Finance industry which returned 53.6% over the past year.
Return vs Market: QFIN exceeded the US Market which returned 27.7% over the past year.
Price Volatility
| QFIN volatility | |
|---|---|
| QFIN Average Weekly Movement | 7.7% |
| Consumer Finance Industry Average Movement | 7.1% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: QFIN has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: QFIN's weekly volatility (8%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2016 | 3,121 | Haisheng Wu | www.360shuke.com |
Qifu Technology, Inc., together with its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People’s Republic of China. The company provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It offers e-commerce loans, enterprise loans, and invoice loans to SME owners.
Qifu Technology, Inc. Fundamentals Summary
| QFIN fundamental statistics | |
|---|---|
| Market cap | US$5.84b |
| Earnings (TTM) | US$750.37m |
| Revenue (TTM) | US$2.36b |
8.0x
P/E Ratio2.6x
P/S RatioIs QFIN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| QFIN income statement (TTM) | |
|---|---|
| Revenue | CN¥17.18b |
| Cost of Revenue | CN¥6.72b |
| Gross Profit | CN¥10.46b |
| Other Expenses | CN¥5.00b |
| Earnings | CN¥5.46b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 35.16 |
| Gross Margin | 60.88% |
| Net Profit Margin | 31.78% |
| Debt/Equity Ratio | 5.6% |
How did QFIN perform over the long term?
See historical performance and comparison