FINV Stock Overview
Operates in the online consumer finance industry. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Community Narratives
Create a narrativeNarratives bring a range of perspectives from our community.
FinVolution Group Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$6.80 |
| 52 Week High | US$7.29 |
| 52 Week Low | US$4.45 |
| Beta | 0.49 |
| 1 Month Change | 9.15% |
| 3 Month Change | 25.23% |
| 1 Year Change | 40.79% |
| 3 Year Change | 38.78% |
| 5 Year Change | 183.33% |
| Change since IPO | -48.01% |
Recent News & Updates
FinVolution: Big Data, Proven FCF Growth, And Substantial Undervaluation
Dec 13FinVolution: Strong Growth Trajectory Ahead Through LE-GO Strategy
Nov 22FinVolution Group (NYSE:FINV) Soars 29% But It's A Story Of Risk Vs Reward
Oct 03
Recent updates
FinVolution: Big Data, Proven FCF Growth, And Substantial Undervaluation
Dec 13FinVolution: Strong Growth Trajectory Ahead Through LE-GO Strategy
Nov 22FinVolution Group (NYSE:FINV) Soars 29% But It's A Story Of Risk Vs Reward
Oct 03FinVolution: Market Diversity And Risk Management Are Major Competitive Advantages
Sep 19Investors Holding Back On FinVolution Group (NYSE:FINV)
Jul 05FinVolution: Appealing Shareholder Yield Is Overshadowed By Downside Risks
Jun 18FinVolution Q4 2023: Striking A Balance Between Growth And Shareholder Returns
Apr 01FinVolution Group (NYSE:FINV) Has Announced That It Will Be Increasing Its Dividend To CN¥0.217
Mar 22Earnings Update: FinVolution Group (NYSE:FINV) Just Reported Its Yearly Results And Analysts Are Updating Their Forecasts
Mar 21FinVolution Remains A Long-Term Bullish Play
Feb 08FinVolution: Mixed Read-Throughs From Recent Results
Nov 23FinVolution: Eyes On Foreign Expansion And Capital Allocation
Sep 15FinVolution: Dividend Trends By The Numbers
Jul 06FinVolution's Low-Key Overseas Expansion Pays Dividends
May 24Things To Know About FinVolution Before It Breaks Out (Technical Analysis)
Jan 02FinVolution Group: Looks Like Momentum Is In Its Favor
Dec 23FinVolution Group GAAP EPS of $0.06, revenue of $417.72M
Nov 14FinVolution secures increased financing facility for its Indonesian subsidiary
Sep 26Industry Analysts Just Made A Sizeable Upgrade To Their FinVolution Group (NYSE:FINV) Revenue Forecasts
Aug 30FinVolution Group Q2 Earnings Preview
Aug 21FinVolution Group Shares Should Have Bottomed
Jul 14FinVolution Remains A Compelling Long-Term Fintech Investment
Apr 05FinVolution Group: Sustained Switch To Higher Quality Borrowers To Bear Fruit Shortly
Jan 17FinVolution: After Visiting The Headquarter, I Am Even More Bullish
Dec 28Should You Be Adding FinVolution Group (NYSE:FINV) To Your Watchlist Today?
Dec 06FinVolution's Dominant Micro-Lending Market Position
Dec 01FinVolution Solidifies New Growth Path After Weathering Fintech Clampdown
Nov 23FinVolution Tests Regulatory Tolerance With First Asset-Backed Securities Issue
Oct 12FinVolution: Low Risk, High Reward
Sep 22I Ran A Stock Scan For Earnings Growth And FinVolution Group (NYSE:FINV) Passed With Ease
Sep 02FinVolution: Q2 Earnings Have Forced A Bottom
Aug 26FinVolution Group Is Still A Growth Play
Jul 18FinVolution: Let The Dust Settle
Jul 05FinVolution: Q1 Earnings Keep Strong Momentum Going
May 30Shareholder Returns
| FINV | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -1.0% | -4.0% | -3.5% |
| 1Y | 40.8% | 45.1% | 22.1% |
Return vs Industry: FINV underperformed the US Consumer Finance industry which returned 47% over the past year.
Return vs Market: FINV exceeded the US Market which returned 24% over the past year.
Price Volatility
| FINV volatility | |
|---|---|
| FINV Average Weekly Movement | 6.1% |
| Consumer Finance Industry Average Movement | 7.4% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.0% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: FINV has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FINV's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2007 | 3,648 | Tiezheng Li | ir.finvgroup.com |
FinVolution Group operates in the online consumer finance industry. The company operates a fintech platform that is empowered by borrowers with financial institutions. It operates in China and internationally.
FinVolution Group Fundamentals Summary
| FINV fundamental statistics | |
|---|---|
| Market cap | US$1.77b |
| Earnings (TTM) | US$305.21m |
| Revenue (TTM) | US$1.77b |
5.8x
P/E Ratio1.0x
P/S RatioIs FINV overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FINV income statement (TTM) | |
|---|---|
| Revenue | CN¥12.89b |
| Cost of Revenue | CN¥2.64b |
| Gross Profit | CN¥10.24b |
| Other Expenses | CN¥8.01b |
| Earnings | CN¥2.23b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 8.57 |
| Gross Margin | 79.48% |
| Net Profit Margin | 17.28% |
| Debt/Equity Ratio | 0.04% |
How did FINV perform over the long term?
See historical performance and comparisonDividends
3.0%
Current Dividend Yield17%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/19 01:59 |
| End of Day Share Price | 2024/12/19 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
FinVolution Group is covered by 13 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Munyoung Cha | BNP Paribas Securities (Asia) |
| Yada Li | China International Capital Corporation Limited |
| Yun-Yin Wang | China Renaissance Securities |