Loading...
FINV logo

FinVolution GroupNYSE:FINV Stock Report

Market Cap US$1.2b
Share Price
US$4.94
US$7.65
35.4% undervalued intrinsic discount
1Y-43.5%
7D6.0%
Portfolio Value
View

FinVolution Group

NYSE:FINV Stock Report

Market Cap: US$1.2b

FinVolution Group (FINV) Stock Overview

An investment holding company, operates in the online consumer finance industry in the People’s Republic of China, Indonesia, and internationally. More details

FINV fundamental analysis
Snowflake Score
Valuation6/6
Future Growth0/6
Past Performance4/6
Financial Health5/6
Dividends4/6

FINV Community Fair Values

Create Narrative

See what 103 others think this stock is worth. Follow their fair value or set your own to get alerts.

US$7.65
FV
35.4% undervalued intrinsic discount
3.80%
Revenue growth p.a.
524
users have viewed this narrative
2users have liked this narrative
1users have commented on this narrative
53users have followed this narrative

FinVolution Group Competitors

Price History & Performance

Summary of share price highs, lows and changes for FinVolution Group
Historical stock prices
Current Share PriceUS$4.94
52 Week HighUS$10.90
52 Week LowUS$4.51
Beta0.35
1 Month Change-5.54%
3 Month Change-5.36%
1 Year Change-43.54%
3 Year Change24.75%
5 Year Change-28.61%
Change since IPO-62.23%

Recent News & Updates

Recent updates

FinVolution: Staying Cautious, Even After Continued Pullback

Jan 05

Little Excitement Around FinVolution Group's (NYSE:FINV) Earnings As Shares Take 25% Pounding

Oct 30
Little Excitement Around FinVolution Group's (NYSE:FINV) Earnings As Shares Take 25% Pounding

FinVolution Group Is Undervalued With Catalysts (Rating Upgrade)

Mar 31

Investors Still Aren't Entirely Convinced By FinVolution Group's (NYSE:FINV) Earnings Despite 27% Price Jump

Mar 28
Investors Still Aren't Entirely Convinced By FinVolution Group's (NYSE:FINV) Earnings Despite 27% Price Jump

FinVolution Group (NYSE:FINV) Is Increasing Its Dividend To CN¥0.257

Mar 27
FinVolution Group (NYSE:FINV) Is Increasing Its Dividend To CN¥0.257

FinVolution Group (NYSE:FINV) Analysts Are Pretty Bullish On The Stock After Recent Results

Mar 20
FinVolution Group (NYSE:FINV) Analysts Are Pretty Bullish On The Stock After Recent Results

Many Still Looking Away From FinVolution Group (NYSE:FINV)

Feb 08
Many Still Looking Away From FinVolution Group (NYSE:FINV)

FinVolution: Big Data, Proven FCF Growth, And Substantial Undervaluation

Dec 13

FinVolution: Strong Growth Trajectory Ahead Through LE-GO Strategy

Nov 22
User avatar

International Expansion And Tech Partnerships Propel Innovative Growth Worldwide

Strategic international expansion and partnerships drive revenue growth and enhance market penetration, with a focus on technological innovation improving efficiency and margins.

FinVolution Group (NYSE:FINV) Soars 29% But It's A Story Of Risk Vs Reward

Oct 03
FinVolution Group (NYSE:FINV) Soars 29% But It's A Story Of Risk Vs Reward

FinVolution: Market Diversity And Risk Management Are Major Competitive Advantages

Sep 19

Investors Holding Back On FinVolution Group (NYSE:FINV)

Jul 05
Investors Holding Back On FinVolution Group (NYSE:FINV)

FinVolution: Appealing Shareholder Yield Is Overshadowed By Downside Risks

Jun 18

FinVolution Q4 2023: Striking A Balance Between Growth And Shareholder Returns

Apr 01

FinVolution Group (NYSE:FINV) Has Announced That It Will Be Increasing Its Dividend To CN¥0.217

Mar 22
FinVolution Group (NYSE:FINV) Has Announced That It Will Be Increasing Its Dividend To CN¥0.217

Earnings Update: FinVolution Group (NYSE:FINV) Just Reported Its Yearly Results And Analysts Are Updating Their Forecasts

Mar 21
Earnings Update: FinVolution Group (NYSE:FINV) Just Reported Its Yearly Results And Analysts Are Updating Their Forecasts

FinVolution Remains A Long-Term Bullish Play

Feb 08

FinVolution: Mixed Read-Throughs From Recent Results

Nov 23

FinVolution: Eyes On Foreign Expansion And Capital Allocation

Sep 15

FinVolution: Dividend Trends By The Numbers

Jul 06

FinVolution's Low-Key Overseas Expansion Pays Dividends

May 24

Things To Know About FinVolution Before It Breaks Out (Technical Analysis)

Jan 02

FinVolution Group: Looks Like Momentum Is In Its Favor

Dec 23

FinVolution Group GAAP EPS of $0.06, revenue of $417.72M

Nov 14

FinVolution secures increased financing facility for its Indonesian subsidiary

Sep 26

Shareholder Returns

FINVUS Consumer FinanceUS Market
7D6.0%3.4%3.5%
1Y-43.5%23.9%31.0%

Return vs Industry: FINV underperformed the US Consumer Finance industry which returned 23.9% over the past year.

Return vs Market: FINV underperformed the US Market which returned 31% over the past year.

Price Volatility

Is FINV's price volatile compared to industry and market?
FINV volatility
FINV Average Weekly Movement7.0%
Consumer Finance Industry Average Movement6.8%
Market Average Movement7.1%
10% most volatile stocks in US Market16.4%
10% least volatile stocks in US Market3.3%

Stable Share Price: FINV has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FINV's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20073,623Tiezheng Liir.finvgroup.com

FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People’s Republic of China, Indonesia, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; KOO Virtual Credit; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019.

FinVolution Group Fundamentals Summary

How do FinVolution Group's earnings and revenue compare to its market cap?
FINV fundamental statistics
Market capUS$1.25b
Earnings (TTM)US$369.41m
Revenue (TTM)US$1.97b
3.4x
P/E Ratio
0.6x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FINV income statement (TTM)
RevenueCN¥13.57b
Cost of RevenueCN¥3.54b
Gross ProfitCN¥10.03b
Other ExpensesCN¥7.49b
EarningsCN¥2.54b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)10.05
Gross Margin73.93%
Net Profit Margin18.74%
Debt/Equity Ratio7.6%

How did FINV perform over the long term?

See historical performance and comparison

Dividends

5.9%
Current Dividend Yield
18%
Payout Ratio

Does FINV pay a reliable dividends?

See FINV dividend history and benchmarks
When do you need to buy FINV by to receive an upcoming dividend?
FinVolution Group dividend dates
Ex Dividend DateApr 16 2026
Dividend Pay DateMay 07 2026
Days until Ex dividend11 days
Days until Dividend pay date32 days

Does FINV pay a reliable dividends?

See FINV dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/04 16:55
End of Day Share Price 2026/04/02 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

FinVolution Group is covered by 12 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Qingqing MaoChina International Capital Corporation Limited
Dongping ZhouChina International Capital Corporation Limited
Yun-Yin WangChina Renaissance Securities