FinVolution Group Balance Sheet Health

Financial Health criteria checks 6/6

FinVolution Group has a total shareholder equity of CN¥14.9B and total debt of CN¥6.0M, which brings its debt-to-equity ratio to 0.04%. Its total assets and total liabilities are CN¥22.8B and CN¥7.9B respectively. FinVolution Group's EBIT is CN¥7.1B making its interest coverage ratio 133.6. It has cash and short-term investments of CN¥9.0B.

Key information

0.04%

Debt to equity ratio

CN¥6.00m

Debt

Interest coverage ratio133.6x
CashCN¥8.97b
EquityCN¥14.89b
Total liabilitiesCN¥7.89b
Total assetsCN¥22.78b

Recent financial health updates

No updates

Recent updates

FinVolution: Big Data, Proven FCF Growth, And Substantial Undervaluation

Dec 13

FinVolution: Strong Growth Trajectory Ahead Through LE-GO Strategy

Nov 22

FinVolution Group (NYSE:FINV) Soars 29% But It's A Story Of Risk Vs Reward

Oct 03
FinVolution Group (NYSE:FINV) Soars 29% But It's A Story Of Risk Vs Reward

FinVolution: Market Diversity And Risk Management Are Major Competitive Advantages

Sep 19

Investors Holding Back On FinVolution Group (NYSE:FINV)

Jul 05
Investors Holding Back On FinVolution Group (NYSE:FINV)

FinVolution: Appealing Shareholder Yield Is Overshadowed By Downside Risks

Jun 18

FinVolution Q4 2023: Striking A Balance Between Growth And Shareholder Returns

Apr 01

FinVolution Group (NYSE:FINV) Has Announced That It Will Be Increasing Its Dividend To CN¥0.217

Mar 22
FinVolution Group (NYSE:FINV) Has Announced That It Will Be Increasing Its Dividend To CN¥0.217

Earnings Update: FinVolution Group (NYSE:FINV) Just Reported Its Yearly Results And Analysts Are Updating Their Forecasts

Mar 21
Earnings Update: FinVolution Group (NYSE:FINV) Just Reported Its Yearly Results And Analysts Are Updating Their Forecasts

FinVolution Remains A Long-Term Bullish Play

Feb 08

FinVolution: Mixed Read-Throughs From Recent Results

Nov 23

FinVolution: Eyes On Foreign Expansion And Capital Allocation

Sep 15

FinVolution: Dividend Trends By The Numbers

Jul 06

FinVolution's Low-Key Overseas Expansion Pays Dividends

May 24

Things To Know About FinVolution Before It Breaks Out (Technical Analysis)

Jan 02

FinVolution Group: Looks Like Momentum Is In Its Favor

Dec 23

FinVolution Group GAAP EPS of $0.06, revenue of $417.72M

Nov 14

FinVolution secures increased financing facility for its Indonesian subsidiary

Sep 26

Industry Analysts Just Made A Sizeable Upgrade To Their FinVolution Group (NYSE:FINV) Revenue Forecasts

Aug 30
Industry Analysts Just Made A Sizeable Upgrade To Their FinVolution Group (NYSE:FINV) Revenue Forecasts

FinVolution Group Q2 Earnings Preview

Aug 21

FinVolution Group Shares Should Have Bottomed

Jul 14

FinVolution Remains A Compelling Long-Term Fintech Investment

Apr 05

FinVolution Group: Sustained Switch To Higher Quality Borrowers To Bear Fruit Shortly

Jan 17

FinVolution: After Visiting The Headquarter, I Am Even More Bullish

Dec 28

Should You Be Adding FinVolution Group (NYSE:FINV) To Your Watchlist Today?

Dec 06
Should You Be Adding FinVolution Group (NYSE:FINV) To Your Watchlist Today?

FinVolution's Dominant Micro-Lending Market Position

Dec 01

FinVolution Solidifies New Growth Path After Weathering Fintech Clampdown

Nov 23

FinVolution Tests Regulatory Tolerance With First Asset-Backed Securities Issue

Oct 12

FinVolution: Low Risk, High Reward

Sep 22

I Ran A Stock Scan For Earnings Growth And FinVolution Group (NYSE:FINV) Passed With Ease

Sep 02
I Ran A Stock Scan For Earnings Growth And FinVolution Group (NYSE:FINV) Passed With Ease

FinVolution: Q2 Earnings Have Forced A Bottom

Aug 26

FinVolution Group Is Still A Growth Play

Jul 18

FinVolution: Let The Dust Settle

Jul 05

FinVolution: Q1 Earnings Keep Strong Momentum Going

May 30

Financial Position Analysis

Short Term Liabilities: FINV's short term assets (CN¥18.4B) exceed its short term liabilities (CN¥2.2B).

Long Term Liabilities: FINV's short term assets (CN¥18.4B) exceed its long term liabilities (CN¥5.7B).


Debt to Equity History and Analysis

Debt Level: FINV has more cash than its total debt.

Reducing Debt: FINV's debt to equity ratio has reduced from 0.3% to 0.04% over the past 5 years.

Debt Coverage: FINV's debt is well covered by operating cash flow (46604.1%).

Interest Coverage: FINV's interest payments on its debt are well covered by EBIT (133.6x coverage).


Balance Sheet


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/07 23:03
End of Day Share Price 2025/02/07 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

FinVolution Group is covered by 12 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Munyoung ChaBNP Paribas Securities (Asia)
Yada LiChina International Capital Corporation Limited
Yun-Yin WangChina Renaissance Securities