FinVolution Group

NYSE:FINV Stock Report

Market Cap: US$2.1b

FinVolution Group Past Earnings Performance

Past criteria checks 2/6

FinVolution Group has been growing earnings at an average annual rate of 0.7%, while the Consumer Finance industry saw earnings growing at 6.3% annually. Revenues have been growing at an average rate of 15.7% per year. FinVolution Group's return on equity is 15%, and it has net margins of 17.3%.

Key information

0.7%

Earnings growth rate

3.4%

EPS growth rate

Consumer Finance Industry Growth7.2%
Revenue growth rate15.7%
Return on equity15.0%
Net Margin17.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

FinVolution: Big Data, Proven FCF Growth, And Substantial Undervaluation

Dec 13

FinVolution: Strong Growth Trajectory Ahead Through LE-GO Strategy

Nov 22

FinVolution Group (NYSE:FINV) Soars 29% But It's A Story Of Risk Vs Reward

Oct 03
FinVolution Group (NYSE:FINV) Soars 29% But It's A Story Of Risk Vs Reward

FinVolution: Market Diversity And Risk Management Are Major Competitive Advantages

Sep 19

Investors Holding Back On FinVolution Group (NYSE:FINV)

Jul 05
Investors Holding Back On FinVolution Group (NYSE:FINV)

FinVolution: Appealing Shareholder Yield Is Overshadowed By Downside Risks

Jun 18

FinVolution Q4 2023: Striking A Balance Between Growth And Shareholder Returns

Apr 01

FinVolution Group (NYSE:FINV) Has Announced That It Will Be Increasing Its Dividend To CN¥0.217

Mar 22
FinVolution Group (NYSE:FINV) Has Announced That It Will Be Increasing Its Dividend To CN¥0.217

Earnings Update: FinVolution Group (NYSE:FINV) Just Reported Its Yearly Results And Analysts Are Updating Their Forecasts

Mar 21
Earnings Update: FinVolution Group (NYSE:FINV) Just Reported Its Yearly Results And Analysts Are Updating Their Forecasts

FinVolution Remains A Long-Term Bullish Play

Feb 08

FinVolution: Mixed Read-Throughs From Recent Results

Nov 23

FinVolution: Eyes On Foreign Expansion And Capital Allocation

Sep 15

FinVolution: Dividend Trends By The Numbers

Jul 06

FinVolution's Low-Key Overseas Expansion Pays Dividends

May 24

Things To Know About FinVolution Before It Breaks Out (Technical Analysis)

Jan 02

FinVolution Group: Looks Like Momentum Is In Its Favor

Dec 23

FinVolution Group GAAP EPS of $0.06, revenue of $417.72M

Nov 14

FinVolution secures increased financing facility for its Indonesian subsidiary

Sep 26

Industry Analysts Just Made A Sizeable Upgrade To Their FinVolution Group (NYSE:FINV) Revenue Forecasts

Aug 30
Industry Analysts Just Made A Sizeable Upgrade To Their FinVolution Group (NYSE:FINV) Revenue Forecasts

FinVolution Group Q2 Earnings Preview

Aug 21

FinVolution Group Shares Should Have Bottomed

Jul 14

FinVolution Remains A Compelling Long-Term Fintech Investment

Apr 05

FinVolution Group: Sustained Switch To Higher Quality Borrowers To Bear Fruit Shortly

Jan 17

FinVolution: After Visiting The Headquarter, I Am Even More Bullish

Dec 28

Should You Be Adding FinVolution Group (NYSE:FINV) To Your Watchlist Today?

Dec 06
Should You Be Adding FinVolution Group (NYSE:FINV) To Your Watchlist Today?

FinVolution's Dominant Micro-Lending Market Position

Dec 01

FinVolution Solidifies New Growth Path After Weathering Fintech Clampdown

Nov 23

FinVolution Tests Regulatory Tolerance With First Asset-Backed Securities Issue

Oct 12

FinVolution: Low Risk, High Reward

Sep 22

I Ran A Stock Scan For Earnings Growth And FinVolution Group (NYSE:FINV) Passed With Ease

Sep 02
I Ran A Stock Scan For Earnings Growth And FinVolution Group (NYSE:FINV) Passed With Ease

FinVolution: Q2 Earnings Have Forced A Bottom

Aug 26

FinVolution Group Is Still A Growth Play

Jul 18

FinVolution: Let The Dust Settle

Jul 05

FinVolution: Q1 Earnings Keep Strong Momentum Going

May 30

Revenue & Expenses Breakdown

How FinVolution Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NYSE:FINV Revenue, expenses and earnings (CNY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2412,8862,2272,649498
30 Jun 2412,8072,1692,588500
31 Mar 2412,7152,1732,583505
31 Dec 2312,6012,3412,531511
30 Sep 2312,5202,3682,606521
30 Jun 2312,2942,4012,637514
31 Mar 2311,8842,4282,527505
31 Dec 2211,2812,2662,478491
30 Sep 2210,6062,3712,325486
30 Jun 2210,1602,4082,122465
31 Mar 229,8782,4532,251453
31 Dec 219,5442,5092,242435
30 Sep 219,1032,3472,097409
30 Jun 218,3722,3131,809398
31 Mar 217,7982,1441,355376
31 Dec 207,7911,9731,089370
30 Sep 207,1791,890965357
30 Jun 206,9781,8851,133372
31 Mar 206,8092,0891,327390
31 Dec 196,1982,3731,418391
30 Sep 196,1932,7361,484381
30 Jun 195,6042,7871,70037
31 Mar 195,1442,7331,279331
31 Dec 184,6042,4691,201318
30 Sep 184,1003911,327235
30 Jun 184,204-5371,44875
31 Mar 184,229-1,2661,39675
31 Dec 173,943-1,9901,212165
30 Sep 173,533-6691,1040
30 Jun 172,650-3298710
31 Mar 171,762-1486940
31 Dec 161,269-615910
30 Sep 16800-1434800
31 Dec 15202-1812410

Quality Earnings: FINV has high quality earnings.

Growing Profit Margin: FINV's current net profit margins (17.3%) are lower than last year (18.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: FINV's earnings have grown by 0.7% per year over the past 5 years.

Accelerating Growth: FINV's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: FINV had negative earnings growth (-5.9%) over the past year, making it difficult to compare to the Consumer Finance industry average (3%).

Return on Equity

High ROE: FINV's Return on Equity (15%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/07 23:03
End of Day Share Price 2025/02/07 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

FinVolution Group is covered by 12 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Munyoung ChaBNP Paribas Securities (Asia)
Yada LiChina International Capital Corporation Limited
Yun-Yin WangChina Renaissance Securities