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Encore Capital Group NasdaqGS:ECPG Stock Report

Last Price

US$47.41

Market Cap

US$1.1b

7D

-3.4%

1Y

-6.7%

Updated

19 Dec, 2024

Data

Company Financials +

Encore Capital Group, Inc.

NasdaqGS:ECPG Stock Report

Market Cap: US$1.1b

ECPG Stock Overview

A specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. More details

ECPG fundamental analysis
Snowflake Score
Valuation4/6
Future Growth4/6
Past Performance0/6
Financial Health3/6
Dividends0/6

My Notes

Capture your thoughts, links and company narrative

Encore Capital Group, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Encore Capital Group
Historical stock prices
Current Share PriceUS$47.41
52 Week HighUS$54.55
52 Week LowUS$39.64
Beta1.56
1 Month Change-2.49%
3 Month Change-1.19%
1 Year Change-6.73%
3 Year Change-21.29%
5 Year Change29.93%
Change since IPO407.40%

Recent News & Updates

We Think Shareholders May Want To Consider A Review Of Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Package

Jun 01
We Think Shareholders May Want To Consider A Review Of Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Package

Recent updates

We Think Shareholders May Want To Consider A Review Of Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Package

Jun 01
We Think Shareholders May Want To Consider A Review Of Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Package

Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?

Dec 18
Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?

Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?

Sep 18
Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?

Encore Capital Group stock gains after positive mention on CNBC

Jul 12

Is Now The Time To Put Encore Capital Group (NASDAQ:ECPG) On Your Watchlist?

Jun 12
Is Now The Time To Put Encore Capital Group (NASDAQ:ECPG) On Your Watchlist?

Encore Capital: With 13% More Debt Collections, It Looks Like A Buy

Dec 18

Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?

Dec 07
Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?

Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?

Sep 01
Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?

A Blind Market Can't Recognize Success: The Case Of Encore Capital Group

Aug 09

Shareholders Will Most Likely Find Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Acceptable

Jun 05
Shareholders Will Most Likely Find Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Acceptable

Encore Capital Group, Inc. 2021 Q1 - Results - Earnings Call Presentation

May 06

Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?

Apr 10
Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?

Should Encore Capital Group (NASDAQ:ECPG) Be Disappointed With Their 59% Profit?

Mar 15
Should Encore Capital Group (NASDAQ:ECPG) Be Disappointed With Their 59% Profit?

Have Insiders Been Buying Encore Capital Group, Inc. (NASDAQ:ECPG) Shares This Year?

Feb 17
Have Insiders Been Buying Encore Capital Group, Inc. (NASDAQ:ECPG) Shares This Year?

Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?

Dec 24
Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?

Encore Capital Group (NASDAQ:ECPG) Share Prices Have Dropped 25% In The Last Three Years

Nov 19
Encore Capital Group (NASDAQ:ECPG) Share Prices Have Dropped 25% In The Last Three Years

Wendy Hannam Is The Independent Director of Encore Capital Group, Inc. (NASDAQ:ECPG) And They Just Picked Up 100% More Shares

Nov 19
Wendy Hannam Is The Independent Director of Encore Capital Group, Inc. (NASDAQ:ECPG) And They Just Picked Up 100% More Shares

Encore Capital prices upsized senior secured notes offering

Nov 12

Encore Capital EPS beats by $0.14, beats on revenue

Nov 02

Shareholder Returns

ECPGUS Consumer FinanceUS Market
7D-3.4%-5.6%-4.0%
1Y-6.7%47.0%24.0%

Return vs Industry: ECPG underperformed the US Consumer Finance industry which returned 47% over the past year.

Return vs Market: ECPG underperformed the US Market which returned 24% over the past year.

Price Volatility

Is ECPG's price volatile compared to industry and market?
ECPG volatility
ECPG Average Weekly Movement3.8%
Consumer Finance Industry Average Movement7.3%
Market Average Movement6.4%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.2%

Stable Share Price: ECPG has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: ECPG's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19997,400Ashish Masihwww.encorecapital.com

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services.

Encore Capital Group, Inc. Fundamentals Summary

How do Encore Capital Group's earnings and revenue compare to its market cap?
ECPG fundamental statistics
Market capUS$1.13b
Earnings (TTM)-US$184.70m
Revenue (TTM)US$1.33b

0.8x

P/S Ratio

-6.1x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ECPG income statement (TTM)
RevenueUS$1.33b
Cost of RevenueUS$0
Gross ProfitUS$1.33b
Other ExpensesUS$1.51b
Earnings-US$184.70m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)-7.80
Gross Margin100.00%
Net Profit Margin-13.91%
Debt/Equity Ratio343.3%

How did ECPG perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 00:46
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Encore Capital Group, Inc. is covered by 15 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Iza RokickaBiuro maklerskie mBanku
Hugh MillerBuckingham Research Group Inc.
Lawrence BerlinFirst Analysis Securities Corporation