Encore Capital Group Balance Sheet Health
Financial Health criteria checks 3/6
Encore Capital Group has a total shareholder equity of $1.0B and total debt of $3.6B, which brings its debt-to-equity ratio to 343.3%. Its total assets and total liabilities are $5.0B and $3.9B respectively. Encore Capital Group's EBIT is $331.3M making its interest coverage ratio 1.4. It has cash and short-term investments of $262.7M.
Key information
343.3%
Debt to equity ratio
US$3.60b
Debt
| Interest coverage ratio | 1.4x |
| Cash | US$262.73m |
| Equity | US$1.05b |
| Total liabilities | US$3.95b |
| Total assets | US$4.99b |
Recent financial health updates
No updates
Recent updates
We Think Shareholders May Want To Consider A Review Of Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Package
Jun 01
Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?
Dec 18Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?
Sep 18Encore Capital Group stock gains after positive mention on CNBC
Jul 12Is Now The Time To Put Encore Capital Group (NASDAQ:ECPG) On Your Watchlist?
Jun 12Encore Capital: With 13% More Debt Collections, It Looks Like A Buy
Dec 18Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?
Dec 07Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?
Sep 01A Blind Market Can't Recognize Success: The Case Of Encore Capital Group
Aug 09Shareholders Will Most Likely Find Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Acceptable
Jun 05Encore Capital Group, Inc. 2021 Q1 - Results - Earnings Call Presentation
May 06Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?
Apr 10Should Encore Capital Group (NASDAQ:ECPG) Be Disappointed With Their 59% Profit?
Mar 15Have Insiders Been Buying Encore Capital Group, Inc. (NASDAQ:ECPG) Shares This Year?
Feb 17Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?
Dec 24
Encore Capital Group (NASDAQ:ECPG) Share Prices Have Dropped 25% In The Last Three Years
Nov 19Wendy Hannam Is The Independent Director of Encore Capital Group, Inc. (NASDAQ:ECPG) And They Just Picked Up 100% More Shares
Nov 19Encore Capital prices upsized senior secured notes offering
Nov 12Encore Capital EPS beats by $0.14, beats on revenue
Nov 02Financial Position Analysis
Short Term Liabilities: ECPG's short term assets ($4.1B) exceed its short term liabilities ($279.0M).
Long Term Liabilities: ECPG's short term assets ($4.1B) exceed its long term liabilities ($3.7B).
Debt to Equity History and Analysis
Debt Level: ECPG's net debt to equity ratio (318.2%) is considered high.
Reducing Debt: ECPG's debt to equity ratio has reduced from 371.5% to 343.3% over the past 5 years.
Debt Coverage: ECPG's debt is not well covered by operating cash flow (4.7%).
Interest Coverage: ECPG's interest payments on its debt are not well covered by EBIT (1.4x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/04 22:38 |
| End of Day Share Price | 2025/02/04 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Encore Capital Group, Inc. is covered by 15 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Iza Rokicka | Biuro maklerskie mBanku |
| Hugh Miller | Buckingham Research Group Inc. |
| Lawrence Berlin | First Analysis Securities Corporation |