Encore Capital Group Financial Health
How is Encore Capital Group's financial position?
Financial Health Score
4/6Financial Health Score 4/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage
Financial Position Analysis
Short Term Liabilities: ECPG's short term assets ($3.2B) exceed its short term liabilities ($265.1M).
Long Term Liabilities: ECPG's short term assets ($3.2B) exceed its long term liabilities ($2.9B).
Debt to Equity History and Analysis
Debt Level: ECPG's net debt to equity ratio (214.9%) is considered high.
Reducing Debt: ECPG's debt to equity ratio has reduced from 435% to 230.6% over the past 5 years.
Debt Coverage: ECPG's debt is not well covered by operating cash flow (8.9%).
Interest Coverage: ECPG's interest payments on its debt are well covered by EBIT (3.8x coverage).