Encore Capital Group Management
Management criteria checks 2/4
Encore Capital Group's CEO is Ashish Masih, appointed in Jun 2017, has a tenure of 8.42 years. total yearly compensation is $5.34M, comprised of 16.8% salary and 83.2% bonuses, including company stock and options. directly owns 1.24% of the company’s shares, worth $14.22M. The average tenure of the management team and the board of directors is 5.1 years and 8.4 years respectively.
Key information
Ashish Masih
Chief executive officer
US$5.3m
Total compensation
| CEO salary percentage | 16.77% |
| CEO tenure | 8.4yrs |
| CEO ownership | 1.2% |
| Management average tenure | 5.1yrs |
| Board average tenure | 8.4yrs |
Recent management updates
Recent updates
US Consumer Lending Will Fuel Portfolio Expansion
Elevated supply of non-performing loans and favorable credit conditions are fueling Encore's portfolio growth, earnings expansion, and future revenue opportunities.We Think Shareholders May Want To Consider A Review Of Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Package
Jun 01
Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?
Dec 18Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?
Sep 18Encore Capital Group stock gains after positive mention on CNBC
Jul 12Is Now The Time To Put Encore Capital Group (NASDAQ:ECPG) On Your Watchlist?
Jun 12Encore Capital: With 13% More Debt Collections, It Looks Like A Buy
Dec 18Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?
Dec 07Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?
Sep 01A Blind Market Can't Recognize Success: The Case Of Encore Capital Group
Aug 09Shareholders Will Most Likely Find Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Acceptable
Jun 05Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?
Apr 10Should Encore Capital Group (NASDAQ:ECPG) Be Disappointed With Their 59% Profit?
Mar 15Have Insiders Been Buying Encore Capital Group, Inc. (NASDAQ:ECPG) Shares This Year?
Feb 17Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?
Dec 24
Encore Capital Group (NASDAQ:ECPG) Share Prices Have Dropped 25% In The Last Three Years
Nov 19Wendy Hannam Is The Independent Director of Encore Capital Group, Inc. (NASDAQ:ECPG) And They Just Picked Up 100% More Shares
Nov 19CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Sep 30 2025 | n/a | n/a | -US$45m |
| Jun 30 2025 | n/a | n/a | -US$89m |
| Mar 31 2025 | n/a | n/a | -US$116m |
| Dec 31 2024 | US$5m | US$895k | -US$139m |
| Sep 30 2024 | n/a | n/a | -US$185m |
| Jun 30 2024 | n/a | n/a | -US$196m |
| Mar 31 2024 | n/a | n/a | -US$202m |
| Dec 31 2023 | US$5m | US$861k | -US$206m |
| Sep 30 2023 | n/a | n/a | -US$9m |
| Jun 30 2023 | n/a | n/a | US$3m |
| Mar 31 2023 | n/a | n/a | US$37m |
| Dec 31 2022 | US$5m | US$832k | US$195m |
| Sep 30 2022 | n/a | n/a | US$344m |
| Jun 30 2022 | n/a | n/a | US$396m |
| Mar 31 2022 | n/a | n/a | US$432m |
| Dec 31 2021 | US$5m | US$786k | US$351m |
| Sep 30 2021 | n/a | n/a | US$312m |
| Jun 30 2021 | n/a | n/a | US$283m |
| Mar 31 2021 | n/a | n/a | US$317m |
| Dec 31 2020 | US$4m | US$764k | US$212m |
| Sep 30 2020 | n/a | n/a | US$218m |
| Jun 30 2020 | n/a | n/a | US$202m |
| Mar 31 2020 | n/a | n/a | US$108m |
| Dec 31 2019 | US$3m | US$750k | US$168m |
| Sep 30 2019 | n/a | n/a | US$172m |
| Jun 30 2019 | n/a | n/a | US$154m |
| Mar 31 2019 | n/a | n/a | US$143m |
| Dec 31 2018 | US$3m | US$734k | US$116m |
Compensation vs Market: Ashish's total compensation ($USD5.34M) is above average for companies of similar size in the US market ($USD3.52M).
Compensation vs Earnings: Ashish's compensation has increased whilst the company is unprofitable.
CEO
Ashish Masih (60 yo)
Mr. Ashish Masih was Chairman of Cabot Credit Management Group Limited. He has been the Chief Executive Officer and President of Encore Capital Group, Inc. since June 15, 2017. Mr. Masih serves as a Direct...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President | 8.4yrs | US$5.34m | 1.24% $ 14.2m | |
| Senior VP | 3.3yrs | US$1.24m | 0.049% $ 557.2k | |
| President of Midland Credit Management | 5.8yrs | US$2.25m | 0.15% $ 1.7m | |
| President of International & Cabot Credit Management and CEO of Cabot Credit Management | 2.5yrs | US$2.42m | 0.15% $ 1.7m | |
| Executive VP | less than a year | no data | 0.015% $ 169.4k | |
| Senior VP & Chief Information Officer | 6.5yrs | no data | no data | |
| Vice President of Global Investor Relations | no data | no data | no data | |
| Senior VP and Chief Risk | 4.3yrs | no data | no data | |
| VP & Chief Communications Officer | no data | no data | no data | |
| Senior VP & Chief Human Resources Officer | 6.2yrs | no data | no data |
Experienced Management: ECPG's management team is seasoned and experienced (5.1 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President | 8.4yrs | US$5.34m | 1.24% $ 14.2m | |
| Independent Director | 11.8yrs | US$250.00k | 0.16% $ 1.9m | |
| Independent Non-Executive Chairman | 11.3yrs | US$362.00k | 0% $ 0 | |
| Independent Director | 10.2yrs | US$265.00k | 0.22% $ 2.5m | |
| Independent Director | 6.2yrs | US$265.00k | 0% $ 0 | |
| Independent Director | 10.2yrs | US$267.00k | 0.022% $ 257.5k | |
| Independent Director | 6.2yrs | US$252.00k | 0% $ 0 | |
| Independent Director | 3.2yrs | US$250.00k | 0% $ 0 | |
| Independent Director | 7.3yrs | US$267.00k | 0% $ 0 |
Experienced Board: ECPG's board of directors are considered experienced (8.4 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/26 22:01 |
| End of Day Share Price | 2025/11/25 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Encore Capital Group, Inc. is covered by 13 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Iza Rokicka | Biuro maklerskie mBanku |
| David Scharf | Citizens JMP Securities, LLC |
| John Rowan | Janney Montgomery Scott LLC |