ECPG logo

Encore Capital Group, Inc. Stock Price

NasdaqGS:ECPG Community·US$1.9b Market Cap
  • 2 Narratives written by author
  • 0 Comments on narratives written by author
  • 11 Fair Values set on narratives written by author

ECPG Share Price Performance

US$85.63
46.86 (120.87%)
US$113.33
Fair Value
US$85.63
46.86 (120.87%)
24.4% undervalued intrinsic discount
US$113.33
Fair Value
Price US$85.63
AnalystConsensusTarget US$113.33
Joe222 US$120.38

ECPG Community Narratives

·
Fair Value US$113.33 24.4% undervalued intrinsic discount

US Credit Dynamics And Digital Collections Will Unlock Value

0users have liked this narrative
0users have commented on this narrative
3users have followed this narrative
Fair Value
·
Fair Value US$120.38 28.9% undervalued intrinsic discount

ECPG is a solid company

0users have liked this narrative
0users have commented on this narrative
8users have followed this narrative
US$120.38
28.9% undervalued intrinsic discount
Fair Value
Profit Margin
15.69%
Future PE
12.58x
Price in 2030
US$206.63
US$113.33
24.4% undervalued intrinsic discount
Revenue
1.13% p.a.
Profit Margin
14.53%
Future PE
9.84x
Price in 2029
US$157.78

Trending Discussion

No trending discussion available.

Updated Narratives

ECPG logo

The Undervalued Cash Machine Hiding in Plain Sight

Fair Value: US$120.38 28.9% undervalued intrinsic discount
8 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative
ECPG logo

ECPG: Refinancing And 2026 EPS Guidance Will Support Future Stock Upside

Fair Value: US$113.33 24.4% undervalued intrinsic discount
3 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative

Snowflake Analysis

Good value with questionable track record.

2 Risks
4 Rewards

Encore Capital Group, Inc. Key Details

US$1.9b

Revenue

US$0

Cost of Revenue

US$1.9b

Gross Profit

US$1.6b

Other Expenses

US$296.3m

Earnings

Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
Aug 05, 2026
13.82
100.00%
16.00%
390.5%
View Full Analysis

About ECPG

Founded
1999
Employees
7350
CEO
Ashish Masih
WebsiteView website
www.encorecapital.com

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

Recent ECPG News & Updates

Seeking Alpha Jul 17

Encore Capital Group: Sustained Tailwinds Warrant Small Position

Summary Encore Capital Group shares have surged 65% year-to-date, reflecting strong market momentum. The guidance for 2026 looks stellar. Collections at $2.8 billion, an increase of 8% YoY. Earnings guidance of $13.00 per share, an increase of 19% YoY. I see two key secular tailwinds as being persistent, not temporary: high total consumer loan volume, along with elevated charge-off rates. This alone warrants a small position, in my opinion. Risks include a severely deteriorating collection environment, increased legal costs, and goodwill write-offs. Read the full article on Seeking Alpha

Recent updates

No updates