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Encore Capital Group, Inc. Stock Price

NasdaqGS:ECPG Community·US$991.3m Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 8 Fair Values set on narratives written by author

ECPG Share Price Performance

US$41.98
-2.90 (-6.46%)
26.7% undervalued intrinsic discount
US$57.25
Fair Value
US$41.98
-2.90 (-6.46%)
26.7% undervalued intrinsic discount
US$57.25
Fair Value
Price US$41.98
AnalystConsensusTarget US$57.25

ECPG Community Narratives

AnalystConsensusTarget·
Fair Value US$57.25 25.5% undervalued intrinsic discount

US Credit Dynamics And Digital Collections Will Unlock Value

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Recent ECPG News & Updates

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US Consumer Lending Will Fuel Portfolio Expansion

Elevated supply of non-performing loans and favorable credit conditions are fueling Encore's portfolio growth, earnings expansion, and future revenue opportunities.

Encore Capital Group, Inc. Key Details

US$1.5b

Revenue

US$0

Cost of Revenue

US$1.5b

Gross Profit

US$1.6b

Other Expenses

-US$89.1m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Nov 05, 2025
Earnings per share (EPS)
-3.87
Gross Margin
100.00%
Net Profit Margin
-6.07%
Debt/Equity Ratio
445.0%

Encore Capital Group, Inc. Competitors

 
 
 
 
 
 
 
 
 
 
 
 

Snowflake Analysis

Good value with reasonable growth potential.

1 Risk
3 Rewards

About ECPG

Founded
1999
Employees
7350
CEO
Ashish Masih
WebsiteView website
www.encorecapital.com

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

Market Insight

Q4 2025 is off to a flying start with record highs being printed left, right, and center. US and Japanese stocks made fresh new highs, while the gold price powered through $4,000 for the first time, and Bitcoin crossed the $126k level. Is this all a case of USD weakness, irrational exuberance, or solid fundamentals? This week, we are reviewing Q3 market performance, Q2 earnings season, and the outlook heading into the end of 2025…
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U.S. Market Performance

  • 7 Days: -2.8%
  • 3 Months: 5.3%
  • 1 Year: 13.4%
  • Year to Date: 11.7%
Over the last 7 days, the market has dropped 2.8%, driven by a pullback of 2.5% in the Information Technology sector. As for the longer term, the market has actually risen by 13% in the last year. As for the next few years, earnings are expected to grow by 15% per annum. Market details ›