CHYM Share Price Performance
US$0
-33.21 (-100.00%)
Price US$0
Fair ValueUS$30.50
Share Pricen/a
Narrative Update • Jul 10
Chime Financial, Inc. Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 37 Fair Values set on narratives written by author
CHYM Community Narratives
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Fair Value
·Fair Value US$30.5 28.1% undervalued intrinsic discount
Digital Banking Shift And New Services Will Support Long Term Potential
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Fair Value
·Fair Value US$40 45.2% undervalued intrinsic discount
Digital Banking Shift And Proprietary Platform Will Transform This Undervalued Fintech Over Time
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1users have followed this narrative
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Fair Value
·Fair Value US$21 4.4% overvalued intrinsic discount
Digital Banking Maturity And Rising Credit Risk Will Challenge Long-Term Outlook
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Digital Banking Maturity And Rising Credit Risk Will Challenge Long-Term Outlook
Chime grows by helping people do everyday banking from their phone, but it may be running out of easy new customers as digital banking becomes the norm. New lending-style features and a bigger product lineup could lift profits—or bring higher losses, fee pressure, and costly hiccups that slow progress.Read more
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US$21
4.4% overvalued intrinsic discount
Fair Value
Profit Margin
10.59%
Future PE
26.63x
Price in 2029
US$25.84
Digital Banking Shift And New Services Will Support Long Term Potential
Chime rides the move toward app-based banking, and its new in-house tech plus add-on products could make each customer more valuable over time. The catch is that it’s leaning harder into credit and fee-driven card spending, where competition, rule changes, or rising losses could quickly change the story.Read more
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US$30.5
28.1% undervalued intrinsic discount
Fair Value
Profit Margin
16.42%
Future PE
23.44x
Price in 2029
US$37.56
Digital Banking Shift And Proprietary Platform Will Transform This Undervalued Fintech Over Time
Catalysts About Chime Financial Chime Financial operates a digital banking platform focused on mainstream American consumers, centered on primary checking relationships and fee-light financial services. What are the underlying business or industry changes driving this perspective?Read more
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US$40
45.2% undervalued intrinsic discount
Fair Value
Profit Margin
12.52%
Future PE
50.57x
Price in 2029
US$49.5
Trending Discussion
No trending discussion available.
Recently Updated Narratives
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CHYM: Fair Outlook Balances Stablecoin Consortium Role And Profitability Milestone
Fair Value: US$21 4.4% overvalued intrinsic discount
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CHYM: Bullish Coverage And Buybacks May Support Future Earnings Repricing
Fair Value: US$30.5 28.1% undervalued intrinsic discount
2 fair values setusers have set this as their fair value
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Digital Banking Shift And Proprietary Platform Will Transform This Undervalued Fintech Over Time
Fair Value: US$40 45.2% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
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Snowflake Analysis
Chime Financial, Inc. Key Details
Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
Aug 05, 2026
- -2.51
- 88.35%
- -41.31%
- 0%
About CHYM
- Founded
- 2012
- Employees
- 1519
- CEO
- WebsiteView website
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.
