OneMain Holdings, Inc.

NYSE:OMF Stock Report

Market Cap: US$6.7b

OneMain Holdings Future Growth

Future criteria checks 6/6

OneMain Holdings is forecast to grow earnings and revenue by 21.1% and 24.3% per annum respectively. EPS is expected to grow by 22.4% per annum. Return on equity is forecast to be 40.4% in 3 years.

Key information

21.1%

Earnings growth rate

22.35%

EPS growth rate

Consumer Finance earnings growth25.0%
Revenue growth rate24.3%
Future return on equity40.45%
Analyst coverage

Good

Last updated06 Oct 2025

Recent future growth updates

Recent updates

OneMain Holdings: There Should Be More Upside Despite Some Technical Risks

Aug 12

OneMain Holdings, Inc.'s (NYSE:OMF) Shares Not Telling The Full Story

Jun 13
OneMain Holdings, Inc.'s (NYSE:OMF) Shares Not Telling The Full Story

OneMain Holdings' (NYSE:OMF) Dividend Will Be $1.04

May 05
OneMain Holdings' (NYSE:OMF) Dividend Will Be $1.04

OneMain: Hold Now, Fairly Valued Yet Bearish

Feb 27

OneMain Financial: Strong Dividend Stability In Uncertain Economic Times

Dec 30

OneMain Holdings: Solid Q3 Reduces Credit Loss Fears

Nov 02

Market Cool On OneMain Holdings, Inc.'s (NYSE:OMF) Earnings

Oct 29
Market Cool On OneMain Holdings, Inc.'s (NYSE:OMF) Earnings

Rate Cuts To Boost OneMain Financial

Oct 21
User avatar

Strategic Expansions And Innovations Propel Growth Amid Economic Uncertainties

Improved loan performance and potential reduction in loan loss provisions due to tightened underwriting standards suggest a healthier financial position.

OneMain Financial: Stock Still A Buy Despite Economic Weakness

Aug 07

OneMain Q2 Results: Very Encouraging Credit Trends (Upgrade)

Jul 31

OneMain Holdings: Solid Q1 With Credit Losses Peaking (Rating Upgrade)

May 01

OneMain Holdings: Successfully Navigating The Storm

Feb 12

OneMain Holdings: Cashing In The Chips

Dec 05

OneMain Holdings: Long-Term Value Through Dividend And Capital Appreciation

Nov 14

OneMain Holdings Shares Are Not Pricing In Enough Recession Risk

Sep 06

No Risk, No Reward At High-Yielding OneMain Holdings

Aug 27

OneMain Holdings Stock: Why We Just Sold This High Yielder

Jul 20

OneMain Holdings New 9% Notes Provide Opportunity For Income Investors

Jun 25

OneMain Holdings Stock: Well-Covered 11% Yield Plus Growth And Buybacks

May 27

OneMain Holdings: Despite Stock Rally, Bonds Yielding Over 8%

Feb 22

OneMain Holdings Q4 2022 Earnings Preview

Feb 06

OneMain Holdings: Who Else Is Buying This 11.4% Sucker Yield?

Dec 30

OneMain Holdings Appears Overvalued But It's A Buy

Dec 15

OneMain Holdings Non-GAAP EPS of $1.51 beats by $0.18, revenue of $1.07B in-line

Oct 26

Instead Of The High Paying Dividend, Invest In OneMain's 10% Yielding Debt

Oct 10

OneMain Holdings: Juice Your Portfolio With This High Yield

Aug 25

OneMain Holdings Non-GAAP EPS of $1.87 misses by $0.10, revenue of $1.02B misses by $30M

Jul 27

Earnings and Revenue Growth Forecasts

NYSE:OMF - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20275,6241,196N/AN/A2
12/31/20265,2499131,039N/A6
12/31/20254,896747751N/A6
6/30/20252,7596642,8682,868N/A
3/31/20252,5835672,8062,806N/A
12/31/20242,4975092,6992,699N/A
9/30/20242,4915472,6252,625N/A
6/30/20242,5135842,5442,544N/A
3/31/20242,5596172,5152,515N/A
12/31/20232,5596412,5192,519N/A
9/30/20232,5576522,5062,506N/A
6/30/20232,5256432,4552,455N/A
3/31/20232,6507482,3982,398N/A
12/31/20222,7978722,3872,387N/A
9/30/20222,9539592,3312,331N/A
6/30/20223,1171,0622,2952,295N/A
3/31/20223,2721,2042,2432,243N/A
12/31/20213,4431,3142,2512,251N/A
9/30/20213,4831,4102,2222,222N/A
6/30/20213,4191,3722,1382,138N/A
3/31/20213,0911,1112,2032,203N/A
12/31/20202,5877302,2122,212N/A
9/30/20202,4576322,2622,262N/A
6/30/20202,4126302,4212,421N/A
3/31/20202,5437352,3792,379N/A
12/31/20192,6858552,3622,362N/A
9/30/20192,5677622,3192,319N/A
6/30/20192,4656622,2472,247N/A
3/31/20192,375475N/A2,039N/A
12/31/20182,318447N/A2,046N/A
9/30/20182,264318N/A1,771N/A
6/30/20182,197239N/A1,759N/A
3/31/20182,107274N/A1,666N/A
12/31/20172,014183N/A1,555N/A
9/30/20171,916171N/A1,426N/A
6/30/20171,838127N/A1,403N/A
3/31/20171,847111N/A1,350N/A
12/31/20162,108215N/A1,322N/A
9/30/20161,755-9N/A1,473N/A
6/30/20161,529-47N/A1,185N/A
3/31/20161,258-85N/A962N/A
12/31/2015761-220N/A741N/A
9/30/2015854-69N/A462N/A
6/30/20151,516371N/A255N/A
3/31/20151,613455N/A317N/A
12/31/20141,628463N/A381N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: OMF's forecast earnings growth (21.1% per year) is above the savings rate (3.1%).

Earnings vs Market: OMF's earnings (21.1% per year) are forecast to grow faster than the US market (15.4% per year).

High Growth Earnings: OMF's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: OMF's revenue (24.3% per year) is forecast to grow faster than the US market (9.8% per year).

High Growth Revenue: OMF's revenue (24.3% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: OMF's Return on Equity is forecast to be very high in 3 years time (40.4%).

Discover growth companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/06 21:49
End of Day Share Price 2025/10/06 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

OneMain Holdings, Inc. is covered by 30 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mark DeVriesBarclays
Terry MaBarclays
Mark DeVriesBarclays