OneMain Holdings Future Growth

Future criteria checks 6/6

OneMain Holdings is forecast to grow earnings and revenue by 31.2% and 25.5% per annum respectively. EPS is expected to grow by 31.6% per annum. Return on equity is forecast to be 34.4% in 3 years.

Key information

31.2%

Earnings growth rate

31.6%

EPS growth rate

Consumer Finance earnings growth	13.2%
Revenue growth rate	25.5%
Future return on equity	34.4%
Analyst coverage	Good
Last updated	17 Dec 2024

Recent future growth updates

Recent updates

OneMain Holdings Non-GAAP EPS of $1.51 beats by $0.18, revenue of $1.07B in-line

Oct 26

Instead Of The High Paying Dividend, Invest In OneMain's 10% Yielding Debt

Oct 10

OneMain Holdings: Juice Your Portfolio With This High Yield

Aug 25

OneMain Holdings Non-GAAP EPS of $1.87 misses by $0.10, revenue of $1.02B misses by $30M

Jul 27

OneMain Holdings: Enticing Dividend Yield

Jun 14

OneMain Holdings Is Looking Cheap

May 24

OneMain Holdings: Too Cheap With A Big Yield

May 18

OneMain Holdings: This Financial Is A 'Buy' Here

Mar 05

OneMain Holdings: Set Up For Significant Returns Going Forward

Feb 04

Circling Back On OneMain Holdings

Dec 08

OneMain Holdings: Good Value, Big Dividends

Sep 17

OneMain Holdings: 16% Trailing Yield, Very Undervalued With 15%-20% Upside Potential

Sep 05

Earnings and Revenue Growth Forecasts

NYSE:OMF - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	5,512	1,010	N/A	N/A	3
12/31/2025	4,956	747	837	N/A	5
12/31/2024	4,515	493	589	N/A	5
9/30/2024	2,491	548	2,625	2,625	N/A
6/30/2024	2,513	584	2,544	2,544	N/A
3/31/2024	2,559	616	2,515	2,515	N/A
12/31/2023	2,559	641	2,519	2,519	N/A
9/30/2023	2,557	652	2,506	2,506	N/A
6/30/2023	2,525	643	2,455	2,455	N/A
3/31/2023	2,650	748	2,398	2,398	N/A
12/31/2022	2,797	872	2,388	2,388	N/A
9/30/2022	2,953	959	2,331	2,331	N/A
6/30/2022	3,117	1,062	2,295	2,295	N/A
3/31/2022	3,272	1,204	2,243	2,243	N/A
12/31/2021	3,443	1,314	2,251	2,251	N/A
9/30/2021	3,483	1,410	2,222	2,222	N/A
6/30/2021	3,419	1,372	2,138	2,138	N/A
3/31/2021	3,091	1,111	2,203	2,203	N/A
12/31/2020	2,587	730	2,212	2,212	N/A
9/30/2020	2,457	632	2,262	2,262	N/A
6/30/2020	2,412	630	2,421	2,421	N/A
3/31/2020	2,543	735	2,379	2,379	N/A
12/31/2019	2,685	855	2,362	2,362	N/A
9/30/2019	2,567	762	2,319	2,319	N/A
6/30/2019	2,465	662	2,247	2,247	N/A
3/31/2019	2,375	475	2,039	2,039	N/A
12/31/2018	2,318	447	2,046	2,046	N/A
9/30/2018	2,264	318	1,771	1,771	N/A
6/30/2018	2,197	239	N/A	1,759	N/A
3/31/2018	2,107	274	N/A	1,666	N/A
12/31/2017	2,014	183	N/A	1,555	N/A
9/30/2017	1,916	171	N/A	1,426	N/A
6/30/2017	1,838	127	N/A	1,403	N/A
3/31/2017	1,847	111	N/A	1,350	N/A
12/31/2016	2,108	215	N/A	1,322	N/A
9/30/2016	1,755	-9	N/A	1,473	N/A
6/30/2016	1,529	-47	N/A	1,185	N/A
3/31/2016	1,258	-85	N/A	962	N/A
12/31/2015	761	-220	N/A	741	N/A
9/30/2015	854	-69	N/A	462	N/A
6/30/2015	1,516	371	N/A	255	N/A
3/31/2015	1,613	455	N/A	317	N/A
12/31/2014	1,628	463	N/A	381	N/A
9/30/2014	1,710	578	N/A	518	N/A
6/30/2014	1,065	58	N/A	863	N/A
3/31/2014	1,057	42	N/A	820	N/A
12/31/2013	898	-19	N/A	675	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: OMF's forecast earnings growth (31.2% per year) is above the savings rate (2.6%).

Earnings vs Market: OMF's earnings (31.2% per year) are forecast to grow faster than the US market (15.2% per year).

High Growth Earnings: OMF's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: OMF's revenue (25.5% per year) is forecast to grow faster than the US market (9.1% per year).

High Growth Revenue: OMF's revenue (25.5% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: OMF's Return on Equity is forecast to be high in 3 years time (34.4%)

Discover growth companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/23 04:29
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

OneMain Holdings, Inc. is covered by 30 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Mark DeVries	Barclays
Terry Ma	Barclays
Mark DeVries	Barclays

OneMain Holdings Future Growth

Future criteria checks 6/6

Key information

Recent future growth updates

Consensus EPS estimates fall by 11%

Price target increased by 10% to US$53.13

Price target decreased by 7.4% to US$47.29

Price target increased by 11% to US$50.79

Price target decreased to US$61.67

Recent updates

Insufficient new directors

Chairman notifies of intention to sell stock

OneMain Holdings: Solid Q3 Reduces Credit Loss Fears

Third quarter dividend of US$1.04 announced

Third quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

Market Cool On OneMain Holdings, Inc.'s (NYSE:OMF) Earnings

Rate Cuts To Boost OneMain Financial

OneMain Holdings, Inc. to Report Q3, 2024 Results on Oct 30, 2024

Executive VP & COO notifies of intention to sell stock

Consensus EPS estimates fall by 11%

OneMain Financial: Stock Still A Buy Despite Economic Weakness

Second quarter 2024 earnings: EPS and revenues miss analyst expectations

OneMain Holdings, Inc. Declares Quarterly Dividend, Payable on August 16, 2024

OneMain Q2 Results: Very Encouraging Credit Trends (Upgrade)

OneMain Holdings, Inc. to Report Q2, 2024 Results on Jul 31, 2024

Investors Holding Back On OneMain Holdings, Inc. (NYSE:OMF)

Executive VP & COO notifies of intention to sell stock

Chairman notifies of intention to sell stock

First quarter dividend increased to US$1.04

First quarter 2024 earnings: EPS and revenues miss analyst expectations

OneMain Holdings: Solid Q1 With Credit Losses Peaking (Rating Upgrade)

Onemain Holdings, Inc. Declares Quarterly Dividend, Payable on May 17, 2024

OneMain Holdings, Inc., Annual General Meeting, Jun 12, 2024

OneMain Holdings, Inc. to Report Q1, 2024 Results on Apr 30, 2024

OneMain Holdings, Inc. (NYSE:OMF) completed the acquisition of Foursight Capital LLC from Jefferies Financial Group Inc. (NYSE:JEF).

OneMain Holdings, Inc. Announces Appointment of Jenny Osterhout as Chief Financial Officer, Effective from March 31, 2024

OneMain Holdings' (NYSE:OMF) Dividend Will Be $1.00

OneMain Holdings, Inc. Announces Executive Changes

OneMain Holdings: Successfully Navigating The Storm

Fourth quarter dividend of US$1.00 announced

Full year 2023 earnings: EPS exceeds analyst expectations

OneMain Holdings, Inc. to Report Q4, 2023 Results on Feb 07, 2024

Price target increased by 10% to US$53.13

OneMain Holdings: Cashing In The Chips

OneMain Holdings, Inc. (NYSE:OMF) reached a definitive agreement to acquire Foursight Capital LLC from Jefferies Financial Group Inc. (NYSE:JEF) for $115 million.

OneMain Holdings: Long-Term Value Through Dividend And Capital Appreciation

Price target decreased by 7.4% to US$47.29

Third quarter 2023 earnings: EPS exceeds analyst expectations

Onemain Declares Quarterly Dividend, Payable on November 10, 2023

OneMain Holdings, Inc. to Report Q3, 2023 Results on Oct 25, 2023

OneMain Holdings Shares Are Not Pricing In Enough Recession Risk

No Risk, No Reward At High-Yielding OneMain Holdings

Onemain Holdings, Inc. Reports Net Charge-Offs for the Second Quarter of 2023; Provides Net Charge-Offs Guidance for the Full Year 2023

Second quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

OneMain Holdings Stock: Why We Just Sold This High Yielder

OneMain Holdings New 9% Notes Provide Opportunity For Income Investors

OneMain Holdings Stock: Well-Covered 11% Yield Plus Growth And Buybacks

First quarter 2023 earnings: EPS exceeds analyst expectations

Investor sentiment deteriorates as stock falls 17%

OneMain Holdings: Despite Stock Rally, Bonds Yielding Over 8%

Price target increased by 11% to US$50.79

OneMain Holdings, Inc. Declares Quarterly Dividend, Payable on February 24, 2023

OneMain Holdings Q4 2022 Earnings Preview

OneMain Holdings, Inc. to Report Q4, 2022 Results on Feb 07, 2023

OneMain Holdings: Who Else Is Buying This 11.4% Sucker Yield?

OneMain Holdings Appears Overvalued But It's A Buy

Third quarter 2022 earnings: EPS exceeds analyst expectations

OneMain Holdings, Inc. Declares A Quarterly Dividend, Payable on November 14, 2022

OneMain Holdings Non-GAAP EPS of $1.51 beats by $0.18, revenue of $1.07B in-line

Instead Of The High Paying Dividend, Invest In OneMain's 10% Yielding Debt

OneMain Holdings, Inc. to Report Q3, 2022 Results on Oct 26, 2022

Investor sentiment deteriorated over the past week

OneMain Holdings: Juice Your Portfolio With This High Yield

Chairman recently bought US$90k worth of stock

Second quarter 2022 earnings: EPS and revenues miss analyst expectations

OneMain Holdings, Inc. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2022

OneMain Holdings Non-GAAP EPS of $1.87 misses by $0.10, revenue of $1.02B misses by $30M

Price target decreased to US$61.67

OneMain Holdings, Inc. to Report Q2, 2022 Results on Jul 27, 2022

Investor sentiment deteriorated over the past week