OneMain Holdings Past Earnings Performance
Past criteria checks 1/6
OneMain Holdings's earnings have been declining at an average annual rate of -6%, while the Consumer Finance industry saw earnings growing at 4.3% annually. Revenues have been declining at an average rate of 1.1% per year. OneMain Holdings's return on equity is 17.1%, and it has net margins of 22%.
Key information
-6.0%
Earnings growth rate
-3.3%
EPS growth rate
| Consumer Finance Industry Growth | 7.2% |
| Revenue growth rate | -1.1% |
| Return on equity | 17.1% |
| Net Margin | 22.0% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
OneMain Holdings: Solid Q3 Reduces Credit Loss Fears
Nov 02Market Cool On OneMain Holdings, Inc.'s (NYSE:OMF) Earnings
Oct 29
Rate Cuts To Boost OneMain Financial
Oct 21OneMain Financial: Stock Still A Buy Despite Economic Weakness
Aug 07OneMain Q2 Results: Very Encouraging Credit Trends (Upgrade)
Jul 31Investors Holding Back On OneMain Holdings, Inc. (NYSE:OMF)
Jun 10OneMain Holdings: Solid Q1 With Credit Losses Peaking (Rating Upgrade)
May 01OneMain Holdings' (NYSE:OMF) Dividend Will Be $1.00
Feb 13OneMain Holdings: Successfully Navigating The Storm
Feb 12OneMain Holdings: Cashing In The Chips
Dec 05OneMain Holdings: Long-Term Value Through Dividend And Capital Appreciation
Nov 14OneMain Holdings Shares Are Not Pricing In Enough Recession Risk
Sep 06No Risk, No Reward At High-Yielding OneMain Holdings
Aug 27OneMain Holdings Stock: Why We Just Sold This High Yielder
Jul 20OneMain Holdings New 9% Notes Provide Opportunity For Income Investors
Jun 25OneMain Holdings Stock: Well-Covered 11% Yield Plus Growth And Buybacks
May 27OneMain Holdings: Despite Stock Rally, Bonds Yielding Over 8%
Feb 22OneMain Holdings Q4 2022 Earnings Preview
Feb 06OneMain Holdings: Who Else Is Buying This 11.4% Sucker Yield?
Dec 30OneMain Holdings Appears Overvalued But It's A Buy
Dec 15OneMain Holdings Non-GAAP EPS of $1.51 beats by $0.18, revenue of $1.07B in-line
Oct 26Instead Of The High Paying Dividend, Invest In OneMain's 10% Yielding Debt
Oct 10OneMain Holdings: Juice Your Portfolio With This High Yield
Aug 25OneMain Holdings Non-GAAP EPS of $1.87 misses by $0.10, revenue of $1.02B misses by $30M
Jul 27OneMain Holdings: Enticing Dividend Yield
Jun 14OneMain Holdings Is Looking Cheap
May 24OneMain Holdings: Too Cheap With A Big Yield
May 18OneMain Holdings: This Financial Is A 'Buy' Here
Mar 05OneMain Holdings: Set Up For Significant Returns Going Forward
Feb 04Circling Back On OneMain Holdings
Dec 08OneMain Holdings: Good Value, Big Dividends
Sep 17OneMain Holdings: 16% Trailing Yield, Very Undervalued With 15%-20% Upside Potential
Sep 05Revenue & Expenses Breakdown
How OneMain Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 2,491 | 548 | 933 | 0 |
| 30 Jun 24 | 2,513 | 584 | 932 | 0 |
| 31 Mar 24 | 2,559 | 616 | 945 | 0 |
| 31 Dec 23 | 2,559 | 641 | 933 | 0 |
| 30 Sep 23 | 2,557 | 652 | 936 | 0 |
| 30 Jun 23 | 2,525 | 643 | 930 | 0 |
| 31 Mar 23 | 2,650 | 748 | 915 | 0 |
| 31 Dec 22 | 2,797 | 872 | 908 | 0 |
| 30 Sep 22 | 2,953 | 959 | 922 | 0 |
| 30 Jun 22 | 3,117 | 1,062 | 940 | 0 |
| 31 Mar 22 | 3,272 | 1,204 | 930 | 0 |
| 31 Dec 21 | 3,443 | 1,314 | 914 | 0 |
| 30 Sep 21 | 3,483 | 1,410 | 879 | 0 |
| 30 Jun 21 | 3,419 | 1,372 | 834 | 0 |
| 31 Mar 21 | 3,091 | 1,111 | 824 | 0 |
| 31 Dec 20 | 2,587 | 730 | 834 | 0 |
| 30 Sep 20 | 2,457 | 632 | 844 | 0 |
| 30 Jun 20 | 2,412 | 630 | 864 | 0 |
| 31 Mar 20 | 2,543 | 735 | 885 | 0 |
| 31 Dec 19 | 2,685 | 855 | 885 | 0 |
| 30 Sep 19 | 2,567 | 762 | 891 | 0 |
| 30 Jun 19 | 2,465 | 662 | 885 | 0 |
| 31 Mar 19 | 2,375 | 475 | 991 | 0 |
| 31 Dec 18 | 2,318 | 447 | 917 | 0 |
| 30 Sep 18 | 2,264 | 318 | 904 | 0 |
| 30 Jun 18 | 2,197 | 239 | 890 | 0 |
| 31 Mar 18 | 2,107 | 274 | 770 | 0 |
| 31 Dec 17 | 2,014 | 183 | 856 | 0 |
| 30 Sep 17 | 1,916 | 171 | 753 | 0 |
| 30 Jun 17 | 1,838 | 127 | 759 | 0 |
| 31 Mar 17 | 1,847 | 111 | 760 | 0 |
| 31 Dec 16 | 2,108 | 215 | 788 | 0 |
| 30 Sep 16 | 1,755 | -9 | 777 | 0 |
| 30 Jun 16 | 1,529 | -47 | 686 | 0 |
| 31 Mar 16 | 1,258 | -85 | 606 | 0 |
| 31 Dec 15 | 761 | -220 | 485 | 0 |
| 30 Sep 15 | 854 | -69 | 383 | 0 |
| 30 Jun 15 | 1,516 | 371 | 378 | 0 |
| 31 Mar 15 | 1,613 | 455 | 358 | 0 |
| 31 Dec 14 | 1,628 | 463 | 360 | 0 |
| 30 Sep 14 | 1,710 | 578 | 371 | 0 |
| 30 Jun 14 | 1,065 | 58 | 491 | 0 |
| 31 Mar 14 | 1,057 | 42 | 477 | 0 |
| 31 Dec 13 | 898 | -19 | 464 | 0 |
Quality Earnings: OMF has high quality earnings.
Growing Profit Margin: OMF's current net profit margins (22%) are lower than last year (25.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: OMF's earnings have declined by 6% per year over the past 5 years.
Accelerating Growth: OMF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: OMF had negative earnings growth (-16%) over the past year, making it difficult to compare to the Consumer Finance industry average (-5.8%).
Return on Equity
High ROE: OMF's Return on Equity (17.1%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/18 12:51 |
| End of Day Share Price | 2024/12/18 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
OneMain Holdings, Inc. is covered by 30 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Mark DeVries | Barclays |
| Terry Ma | Barclays |
| Mark DeVries | Barclays |