Nelnet, Inc.

NYSE:NNI Stock Report

Market Cap: US$3.8b

Nelnet Past Earnings Performance

Past criteria checks 0/6

Nelnet's earnings have been declining at an average annual rate of -3.4%, while the Consumer Finance industry saw earnings growing at 4.3% annually. Revenues have been growing at an average rate of 4.9% per year. Nelnet's return on equity is 2.7%, and it has net margins of 9.1%.

Key information

-3.4%

Earnings growth rate

-2.5%

EPS growth rate

Consumer Finance Industry Growth7.2%
Revenue growth rate4.9%
Return on equity2.7%
Net Margin9.1%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Nelnet's (NYSE:NNI) Dividend Will Be $0.28

Nov 11
Nelnet's (NYSE:NNI) Dividend Will Be $0.28

Investors Appear Satisfied With Nelnet, Inc.'s (NYSE:NNI) Prospects

Oct 17
Investors Appear Satisfied With Nelnet, Inc.'s (NYSE:NNI) Prospects

Nelnet: Attractive Valuation At A Large Discount To Intrinsic Value

Sep 19

Why Investors Shouldn't Be Surprised By Nelnet, Inc.'s (NYSE:NNI) P/E

Jul 03
Why Investors Shouldn't Be Surprised By Nelnet, Inc.'s (NYSE:NNI) P/E

Here's Why Nelnet, Inc.'s (NYSE:NNI) CEO Compensation Is The Least Of Shareholders Concerns

May 10
Here's Why Nelnet, Inc.'s (NYSE:NNI) CEO Compensation Is The Least Of Shareholders Concerns

Nelnet: An Appealing Valuation Emerges After A Challenging 2023

May 04

Some Confidence Is Lacking In Nelnet, Inc.'s (NYSE:NNI) P/E

Jan 04
Some Confidence Is Lacking In Nelnet, Inc.'s (NYSE:NNI) P/E

Nelnet: The Compounding Conglomerate

Dec 22

Nelnet: Broad Exposure Leaves Unappealing Valuation

Aug 25

Nelnet declares $0.26 dividend

Feb 02

Nelnet to reduce workforce by 560 associates in its Diversified Services division

Jan 18

Nelnet (NYSE:NNI) Is Increasing Its Dividend To $0.26

Nov 24
Nelnet (NYSE:NNI) Is Increasing Its Dividend To $0.26

Nelnet Non-GAAP EPS of $1.73 misses by $0.02

Nov 07

Federal judge to rule on lawsuit seeking to overturn student loan forgiveness plan

Oct 12

Nelnet goes ex-dividend tomorrow

Aug 30

Nelnet Q2 Non-GAAP EPS, net interest income down Y/Y

Aug 08

Nelnet acquires solar construction firm, GRNE Solutions

Jul 05

Do Nelnet's (NYSE:NNI) Earnings Warrant Your Attention?

Mar 30
Do Nelnet's (NYSE:NNI) Earnings Warrant Your Attention?

Student Loan Servicing - Nelnet Is The Big Man On Campus

Jan 07

Nelnet (NYSE:NNI) Will Pay A Larger Dividend Than Last Year At US$0.24

Nov 26
Nelnet (NYSE:NNI) Will Pay A Larger Dividend Than Last Year At US$0.24

If You Like EPS Growth Then Check Out Nelnet (NYSE:NNI) Before It's Too Late

Nov 24
If You Like EPS Growth Then Check Out Nelnet (NYSE:NNI) Before It's Too Late

Do Nelnet's (NYSE:NNI) Earnings Warrant Your Attention?

Aug 02
Do Nelnet's (NYSE:NNI) Earnings Warrant Your Attention?

Here's Why Nelnet, Inc.'s (NYSE:NNI) CEO Might See A Pay Rise Soon

May 14
Here's Why Nelnet, Inc.'s (NYSE:NNI) CEO Might See A Pay Rise Soon

Revenue & Expenses Breakdown

How Nelnet makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NYSE:NNI Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,2611155840
30 Jun 241,2901575870
31 Mar 241,2531385940
31 Dec 231,177926010
30 Sep 231,2171295990
30 Jun 231,2811896050
31 Mar 231,3312475990
31 Dec 221,5164075980
30 Sep 221,6015095930
30 Jun 221,5134585740
31 Mar 221,4824565520
31 Dec 211,3593935180
30 Sep 211,2334965150
30 Jun 211,2505145130
31 Mar 211,2625175130
31 Dec 201,1053525170
30 Sep 201,0981605040
30 Jun 201,0591224940
31 Mar 20975604860
31 Dec 191,0291424770
30 Sep 199781214540
30 Jun 199691314520
31 Mar 199901564520
31 Dec 181,0512284370
30 Sep 189732544040
30 Jun 189302583640
31 Mar 188702373280
31 Dec 178011733030
30 Sep 178552232890
30 Jun 178742612780
31 Mar 178182592650
31 Dec 168622572570
30 Sep 168462442530
30 Jun 168022082520
31 Mar 169052522500
31 Dec 158712682480
30 Sep 157892552440
30 Jun 158022912420
31 Mar 157902952370
31 Dec 148953082280
30 Sep 148803022200
30 Jun 149102802070
31 Mar 149553062010
31 Dec 139173001960

Quality Earnings: NNI has a large one-off loss of $35.2M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: NNI's current net profit margins (9.1%) are lower than last year (10.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: NNI's earnings have declined by 3.4% per year over the past 5 years.

Accelerating Growth: NNI's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: NNI had negative earnings growth (-10.8%) over the past year, making it difficult to compare to the Consumer Finance industry average (-5.8%).

Return on Equity

High ROE: NNI's Return on Equity (2.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 22:54
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Nelnet, Inc. is covered by 9 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mary KaneCitigroup Inc
Moshe OrenbuchCredit Suisse
Matthew SnowlingFBR Capital Markets & Co.