ENVA Stock Overview
A technology and analytics company, provides online financial services in the United States, Brazil, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 6/6 |
| Past Performance | 1/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
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Enova International, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$109.26 |
| 52 Week High | US$110.62 |
| 52 Week Low | US$53.17 |
| Beta | 1.49 |
| 1 Month Change | 13.26% |
| 3 Month Change | 23.92% |
| 1 Year Change | 93.07% |
| 3 Year Change | 167.99% |
| 5 Year Change | 352.05% |
| Change since IPO | 283.77% |
Recent News & Updates
Recent updates
Many Still Looking Away From Enova International, Inc. (NYSE:ENVA)
Oct 30
Enova's Strong Earnings Signal Continued Growth Potential
Oct 23Enova International, Inc. (NYSE:ENVA) Stock Rockets 26% But Many Are Still Ignoring The Company
Jul 25Here's Why Shareholders May Want To Be Cautious With Increasing Enova International, Inc.'s (NYSE:ENVA) CEO Pay Packet
May 02Enova International, Inc. (NYSE:ENVA) Could Be Riskier Than It Looks
Apr 23Further Upside For Enova International, Inc. (NYSE:ENVA) Shares Could Introduce Price Risks After 25% Bounce
Jan 06Enova: Small Upside, But Not A Screaming Buy
Jul 10Enova International: Should You Take Some Profit Now?
Jan 06Enova International expands stock buyback program to $150M
Nov 07Blue Tower Asset Management - Enova: Extremely Cheap Valuation, Strong Organic Growth
Oct 16Shareholder Returns
| ENVA | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | 7.7% | 5.9% | 3.1% |
| 1Y | 93.1% | 57.5% | 23.7% |
Return vs Industry: ENVA exceeded the US Consumer Finance industry which returned 57.5% over the past year.
Return vs Market: ENVA exceeded the US Market which returned 23.7% over the past year.
Price Volatility
| ENVA volatility | |
|---|---|
| ENVA Average Weekly Movement | 5.2% |
| Consumer Finance Industry Average Movement | 7.0% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 18.9% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: ENVA has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: ENVA's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2003 | 1,675 | David Fisher | www.enova.com |
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company provides installment loans; line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It offers money transfer services.
Enova International, Inc. Fundamentals Summary
| ENVA fundamental statistics | |
|---|---|
| Market cap | US$2.82b |
| Earnings (TTM) | US$180.52m |
| Revenue (TTM) | US$1.17b |
15.9x
P/E Ratio2.4x
P/S RatioIs ENVA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ENVA income statement (TTM) | |
|---|---|
| Revenue | US$1.17b |
| Cost of Revenue | US$213.05m |
| Gross Profit | US$957.74m |
| Other Expenses | US$777.22m |
| Earnings | US$180.52m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 04, 2025
| Earnings per share (EPS) | 6.89 |
| Gross Margin | 81.80% |
| Net Profit Margin | 15.42% |
| Debt/Equity Ratio | 279.4% |
How did ENVA perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/21 00:16 |
| End of Day Share Price | 2025/01/21 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Enova International, Inc. is covered by 13 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| James Fotheringham | BMO Capital Markets Equity Research |
| Vincent Caintic | BTIG |
| Henry Coffey | CRT Capital Group |