ENVA Stock Overview
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 3/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
My Notes
NewNotes are coming soon
Enova International, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$41.89 |
| 52 Week High | US$47.88 |
| 52 Week Low | US$25.80 |
| Beta | 1.47 |
| 1 Month Change | 9.20% |
| 3 Month Change | 13.37% |
| 1 Year Change | 7.41% |
| 3 Year Change | 56.36% |
| 5 Year Change | 124.01% |
| Change since IPO | 47.14% |
Recent News & Updates
Shareholder Returns
| ENVA | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | 5.5% | 10.4% | 3.1% |
| 1Y | 7.4% | -15.1% | -8.5% |
Return vs Industry: ENVA exceeded the US Consumer Finance industry which returned -19.9% over the past year.
Return vs Market: ENVA exceeded the US Market which returned -9.4% over the past year.
Price Volatility
| ENVA volatility | |
|---|---|
| ENVA Average Weekly Movement | 5.6% |
| Consumer Finance Industry Average Movement | 8.2% |
| Market Average Movement | 7.0% |
| 10% most volatile stocks in US Market | 17.3% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: ENVA is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: ENVA's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2011 | 1,463 | David Fisher | https://www.enova.com |
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names.
Enova International, Inc. Fundamentals Summary
| ENVA fundamental statistics | |
|---|---|
| Market Cap | US$1.32b |
| Earnings (TTM) | US$205.20m |
| Revenue (TTM) | US$1.01b |
6.4x
P/E Ratio1.3x
P/S RatioIs ENVA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ENVA income statement (TTM) | |
|---|---|
| Revenue | US$1.01b |
| Cost of Revenue | US$168.02m |
| Gross Profit | US$842.45m |
| Other Expenses | US$637.24m |
| Earnings | US$205.20m |
Last Reported Earnings
Sep 30, 2022
Next Earnings Date
Feb 01, 2023
| Earnings per share (EPS) | 6.52 |
| Gross Margin | 83.37% |
| Net Profit Margin | 20.31% |
| Debt/Equity Ratio | 179.7% |
How did ENVA perform over the long term?
See historical performance and comparison