LX Stock Overview
Provides online consumer finance services in the People’s Republic of China. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 3/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
My Notes
Capture your thoughts, links and company narrative
LexinFintech Holdings Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$5.91 |
| 52 Week High | US$6.29 |
| 52 Week Low | US$1.56 |
| Beta | 0.70 |
| 1 Month Change | 74.34% |
| 3 Month Change | 253.89% |
| 1 Year Change | 226.52% |
| 3 Year Change | 60.60% |
| 5 Year Change | -54.82% |
| Change since IPO | -44.77% |
Recent News & Updates
LexinFintech: A Well-Deserved Quant Rating Boost
Dec 18LexinFintech Holdings Ltd.'s (NASDAQ:LX) Shares Leap 37% Yet They're Still Not Telling The Full Story
Nov 27
Recent updates
LexinFintech: A Well-Deserved Quant Rating Boost
Dec 18LexinFintech Holdings Ltd.'s (NASDAQ:LX) Shares Leap 37% Yet They're Still Not Telling The Full Story
Nov 27Further Upside For LexinFintech Holdings Ltd. (NASDAQ:LX) Shares Could Introduce Price Risks After 42% Bounce
Sep 28LexinFintech: User Base Sees Growth, AI In The Works, And Undervalued
Sep 18LexinFintech: Eyes On Loan Origination Miss And Business Mix Changes
Sep 04LexinFintech Holdings' (NASDAQ:LX) Dividend Will Be CN¥0.0634
Sep 03Not Many Are Piling Into LexinFintech Holdings Ltd. (NASDAQ:LX) Just Yet
May 08LexinFintech Is An Undervalued Hidden Gem
Feb 16LexinFintech: What To Watch With Upcoming Q4 Results
Feb 01LexinFintech: Mixed Prospects
Aug 30LexinFintech Non-GAAP EPADS of $0.15, revenue of $360.23M beats by $108.4M
Aug 17LexinFintech: New Regulatory Developments Draw Attention
Nov 29LexinFintech Slows Down Lending As Latest Regulatory Wave Rocks Fintechs
Sep 01LexinFintech stock climbs after Morgan Stanley upgrades to Overweight
Jun 14LexinFintech: Regulatory Risks Are Still A Concern Despite Good Results
Jun 08Here's Why I Think LexinFintech Holdings (NASDAQ:LX) Is An Interesting Stock
Jun 03LexinFintech EPS in-line, misses on revenue
Jun 01LexinFintech Holdings chief financial officer resigns
May 26What Is The Ownership Structure Like For LexinFintech Holdings Ltd. (NASDAQ:LX)?
Mar 12Shareholder Returns
| LX | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | 0% | -2.8% | -2.4% |
| 1Y | 226.5% | 47.4% | 23.4% |
Return vs Industry: LX exceeded the US Consumer Finance industry which returned 47.3% over the past year.
Return vs Market: LX exceeded the US Market which returned 23.3% over the past year.
Price Volatility
| LX volatility | |
|---|---|
| LX Average Weekly Movement | 17.1% |
| Consumer Finance Industry Average Movement | 7.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: LX's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: LX's weekly volatility has increased from 10% to 17% over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2013 | 4,268 | Jay Xiao | www.lexin.com |
LexinFintech Holdings Ltd., together with its subsidiaries, provides online consumer finance services in the People’s Republic of China. The company offers Fenqile.com, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also provides technology-driven platform services for financial institution customers and partners to increase revenues, manage financial risks, improve operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform.
LexinFintech Holdings Ltd. Fundamentals Summary
| LX fundamental statistics | |
|---|---|
| Market cap | US$971.68m |
| Earnings (TTM) | US$102.77m |
| Revenue (TTM) | US$1.93b |
9.5x
P/E Ratio0.5x
P/S RatioIs LX overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| LX income statement (TTM) | |
|---|---|
| Revenue | CN¥14.05b |
| Cost of Revenue | CN¥2.06b |
| Gross Profit | CN¥5.78b |
| Other Expenses | CN¥5.03b |
| Earnings | CN¥749.81m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.56 |
| Gross Margin | 41.11% |
| Net Profit Margin | 5.34% |
| Debt/Equity Ratio | 43.7% |
How did LX perform over the long term?
See historical performance and comparisonDividends
2.1%
Current Dividend Yield21%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 03:41 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
LexinFintech Holdings Ltd. is covered by 19 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Munyoung Cha | BNP Paribas Securities (Asia) |
| Eddie Leung | BofA Global Research |
| Yada Li | China International Capital Corporation Limited |