LexinFintech Holdings Ltd.

NasdaqGS:LX Stock Report

Market Cap: US$1.5b

LexinFintech Holdings Future Growth

Future criteria checks 3/6

LexinFintech Holdings is forecast to grow earnings and revenue by 52.6% and 4% per annum respectively. EPS is expected to grow by 54% per annum. Return on equity is forecast to be 17.2% in 3 years.

Key information

52.6%

Earnings growth rate

54.0%

EPS growth rate

Consumer Finance earnings growth12.9%
Revenue growth rate4.0%
Future return on equity17.2%
Analyst coverage

Low

Last updated24 Jan 2025

Recent future growth updates

Recent updates

LexinFintech Holdings Ltd. (NASDAQ:LX) Soars 26% But It's A Story Of Risk Vs Reward

Jan 25
LexinFintech Holdings Ltd. (NASDAQ:LX) Soars 26% But It's A Story Of Risk Vs Reward

LexinFintech: Current Quant Rating Appears To Be Too Generous

Jan 21

LexinFintech: Lower Active Users, And Smaller Margin Of Safety

Jan 06

LexinFintech: A Well-Deserved Quant Rating Boost

Dec 18

LexinFintech Holdings Ltd.'s (NASDAQ:LX) Shares Leap 37% Yet They're Still Not Telling The Full Story

Nov 27
LexinFintech Holdings Ltd.'s (NASDAQ:LX) Shares Leap 37% Yet They're Still Not Telling The Full Story

Further Upside For LexinFintech Holdings Ltd. (NASDAQ:LX) Shares Could Introduce Price Risks After 42% Bounce

Sep 28
Further Upside For LexinFintech Holdings Ltd. (NASDAQ:LX) Shares Could Introduce Price Risks After 42% Bounce

LexinFintech: User Base Sees Growth, AI In The Works, And Undervalued

Sep 18

LexinFintech: Eyes On Loan Origination Miss And Business Mix Changes

Sep 04

LexinFintech Holdings' (NASDAQ:LX) Dividend Will Be CN¥0.0634

Sep 03
LexinFintech Holdings' (NASDAQ:LX) Dividend Will Be CN¥0.0634

Not Many Are Piling Into LexinFintech Holdings Ltd. (NASDAQ:LX) Just Yet

May 08
Not Many Are Piling Into LexinFintech Holdings Ltd. (NASDAQ:LX) Just Yet

LexinFintech Is An Undervalued Hidden Gem

Feb 16

LexinFintech: What To Watch With Upcoming Q4 Results

Feb 01

LexinFintech: Mixed Prospects

Aug 30

LexinFintech Non-GAAP EPADS of $0.15, revenue of $360.23M beats by $108.4M

Aug 17

LexinFintech: New Regulatory Developments Draw Attention

Nov 29

LexinFintech Slows Down Lending As Latest Regulatory Wave Rocks Fintechs

Sep 01

LexinFintech stock climbs after Morgan Stanley upgrades to Overweight

Jun 14

LexinFintech: Regulatory Risks Are Still A Concern Despite Good Results

Jun 08

Here's Why I Think LexinFintech Holdings (NASDAQ:LX) Is An Interesting Stock

Jun 03
Here's Why I Think LexinFintech Holdings (NASDAQ:LX) Is An Interesting Stock

LexinFintech EPS in-line, misses on revenue

Jun 01

LexinFintech Holdings chief financial officer resigns

May 26

Earnings and Revenue Growth Forecasts

NasdaqGS:LX - Analysts future estimates and past financials data (CNY Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202615,2872,677N/AN/A3
12/31/202514,6241,827N/AN/A4
12/31/202413,9941,076N/AN/A4
9/30/202414,054750N/AN/AN/A
6/30/202413,901811N/AN/AN/A
3/31/202413,316940N/AN/AN/A
12/31/202313,0571,0662,5582,787N/A
9/30/202312,5981,355N/AN/AN/A
6/30/202311,7791,260N/AN/AN/A
3/31/202311,1361,069N/AN/AN/A
12/31/20229,866820-5099N/A
9/30/20229,015774N/AN/AN/A
6/30/20229,2931,079N/AN/AN/A
3/31/202210,1491,700N/AN/AN/A
12/31/202111,3812,3342,5462,667N/A
9/30/202112,2142,588N/AN/AN/A
6/30/202112,4002,352N/AN/AN/A
3/31/202112,0891,985N/AN/AN/A
12/31/202011,645595-298-211N/A
9/30/202011,760603N/AN/AN/A
6/30/202011,794983N/AN/AN/A
3/31/202011,3291,192N/AN/AN/A
12/31/201910,6042,295-828-779N/A
9/30/20199,5492,465N/AN/AN/A
6/30/20198,2112,188N/AN/AN/A
3/31/20197,7582,224N/AN/AN/A
12/31/20187,5971,9772,7402,795N/A
9/30/20187,0971,310N/AN/AN/A
6/30/20186,400638N/AN/AN/A
3/31/20185,977199N/AN/AN/A
12/31/20175,58226N/A1,662N/A
9/30/20175,378-24N/A1,395N/A
6/30/20174,992-36N/A980N/A
3/31/20174,616-129N/AN/AN/A
12/31/20164,339-223N/A380N/A
12/31/20152,525-362N/A-1,485N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: LX's forecast earnings growth (52.6% per year) is above the savings rate (2.8%).

Earnings vs Market: LX's earnings (52.6% per year) are forecast to grow faster than the US market (14.3% per year).

High Growth Earnings: LX's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: LX's revenue (4% per year) is forecast to grow slower than the US market (8.8% per year).

High Growth Revenue: LX's revenue (4% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: LX's Return on Equity is forecast to be low in 3 years time (17.2%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/22 10:42
End of Day Share Price 2025/02/21 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

LexinFintech Holdings Ltd. is covered by 19 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Munyoung ChaBNP Paribas Securities (Asia)
Eddie LeungBofA Global Research
Yada LiChina International Capital Corporation Limited