Update shared on 26 Nov 2025
Fair value Decreased 23%Analysts have revised LexinFintech Holdings' fair value estimate down from $11.50 to $8.88. This change reflects tougher revenue growth expectations and reduced profit margins in their most recent assessment.
What's in the News
- The company has completed the repurchase of 3,999,200 shares, which represents 2.35% of outstanding shares, for $25 million under the buyback announced on July 21, 2025 (Key Developments).
- The company has maintained its earnings guidance for the full year 2025, with expectations of significant year-over-year net income growth (Key Developments).
Valuation Changes
- The Fair Value Estimate has decreased significantly from $11.50 to $8.88 per share.
- The Discount Rate has risen from 10.1% to 11.2%.
- Revenue Growth projections have fallen sharply from 14.1% to 5.0%.
- The Net Profit Margin expectation has decreased from 21.4% to 18.9%.
- The future P/E ratio forecast has increased slightly from 4.48x to 4.98x.
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