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RM

Regional Management NYSE:RM Stock Report

Last Price

US$33.67

Market Cap

US$322.8m

7D

3.2%

1Y

-34.4%

Updated

31 Jan, 2023

Data

Company Financials +

RM Stock Overview

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States.

RM fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance2/6
Financial Health3/6
Dividends3/6

My Notes

New

Notes are coming soon

Regional Management Corp. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Regional Management
Historical stock prices
Current Share PriceUS$33.67
52 Week HighUS$56.95
52 Week LowUS$26.52
Beta1.41
1 Month Change19.91%
3 Month Change14.21%
1 Year Change-34.44%
3 Year Change30.76%
5 Year Change20.25%
Change since IPO104.68%

Recent News & Updates

Regional Management expands operations in Idaho

Dec 21

Regional Management Corp.: Robust Sales, Strong Margins, Stable Loan Book

Nov 03

Recent updates

Here's Why Regional Management (NYSE:RM) Has Caught The Eye Of Investors

Oct 27
Here's Why Regional Management (NYSE:RM) Has Caught The Eye Of Investors

Should You Be Adding Regional Management (NYSE:RM) To Your Watchlist Today?

May 13
Should You Be Adding Regional Management (NYSE:RM) To Your Watchlist Today?

Regional Management's (NYSE:RM) Dividend Will Be Increased To US$0.30

Feb 13
Regional Management's (NYSE:RM) Dividend Will Be Increased To US$0.30

Does Regional Management (NYSE:RM) Deserve A Spot On Your Watchlist?

May 06
Does Regional Management (NYSE:RM) Deserve A Spot On Your Watchlist?

Here's How We Evaluate Regional Management Corp.'s (NYSE:RM) Dividend

Mar 17
Here's How We Evaluate Regional Management Corp.'s (NYSE:RM) Dividend

Independent Director Alvaro de Molina Just Sold A Bunch Of Shares In Regional Management Corp. (NYSE:RM)

Feb 19
Independent Director Alvaro de Molina Just Sold A Bunch Of Shares In Regional Management Corp. (NYSE:RM)

Regional Management Corp. (NYSE:RM) Looks Like A Good Stock, And It's Going Ex-Dividend Soon

Feb 18
Regional Management Corp. (NYSE:RM) Looks Like A Good Stock, And It's Going Ex-Dividend Soon

Is Regional Management Corp. (NYSE:RM) Popular Amongst Insiders?

Feb 04
Is Regional Management Corp. (NYSE:RM) Popular Amongst Insiders?

The Regional Management (NYSE:RM) Share Price Has Gained 82% And Shareholders Are Hoping For More

Dec 23
The Regional Management (NYSE:RM) Share Price Has Gained 82% And Shareholders Are Hoping For More

Shareholder Returns

RMUS Consumer FinanceUS Market
7D3.2%7.4%0.2%
1Y-34.4%-17.1%-13.6%

Return vs Industry: RM underperformed the US Consumer Finance industry which returned -11.6% over the past year.

Return vs Market: RM underperformed the US Market which returned -9.2% over the past year.

Price Volatility

Is RM's price volatile compared to industry and market?
RM volatility
RM Average Weekly Movement6.3%
Consumer Finance Industry Average Movement8.4%
Market Average Movement6.9%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market2.8%

Stable Share Price: RM is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: RM's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19871,691Rob Beckhttps://www.regionalmanagement.com

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products.

Regional Management Corp. Fundamentals Summary

How do Regional Management's earnings and revenue compare to its market cap?
RM fundamental statistics
Market CapUS$322.75m
Earnings (TTM)US$69.61m
Revenue (TTM)US$482.71m

4.6x

P/E Ratio

0.7x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
RM income statement (TTM)
RevenueUS$482.71m
Cost of RevenueUS$139.34m
Gross ProfitUS$343.38m
Other ExpensesUS$273.77m
EarningsUS$69.61m

Last Reported Earnings

Sep 30, 2022

Next Earnings Date

Feb 08, 2023

Earnings per share (EPS)7.26
Gross Margin71.13%
Net Profit Margin14.42%
Debt/Equity Ratio399.2%

How did RM perform over the long term?

See historical performance and comparison

Dividends

3.6%

Current Dividend Yield

15%

Payout Ratio