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Regional Management NYSE:RM Stock Report

Last Price

US$33.27

Market Cap

US$338.1m

7D

9.0%

1Y

42.2%

Updated

08 Dec, 2024

Data

Company Financials +

Regional Management Corp.

NYSE:RM Stock Report

Market Cap: US$338.1m

RM Stock Overview

A diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. More details

RM fundamental analysis
Snowflake Score
Valuation3/6
Future Growth3/6
Past Performance1/6
Financial Health2/6
Dividends3/6

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US$37.00
FV
10.1% undervalued intrinsic discount
8.90%
Revenue growth p.a.
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4 days ago author updated this narrative

Regional Management Corp. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Regional Management
Historical stock prices
Current Share PriceUS$33.27
52 Week HighUS$34.15
52 Week LowUS$20.50
Beta1.52
11 Month Change7.29%
3 Month Change6.70%
1 Year Change42.24%
33 Year Change-40.34%
5 Year Change5.92%
Change since IPO102.25%

Recent News & Updates

Recent updates

Regional Management Corp.'s (NYSE:RM) Shares Not Telling The Full Story

May 07
Regional Management Corp.'s (NYSE:RM) Shares Not Telling The Full Story

Regional Management: A Hold Despite Non-Prime Market Potential

Apr 18

Regional Management (NYSE:RM) Will Pay A Dividend Of $0.30

Feb 11
Regional Management (NYSE:RM) Will Pay A Dividend Of $0.30

Regional Management Corp. (NYSE:RM) Soars 26% But It's A Story Of Risk Vs Reward

Dec 28
Regional Management Corp. (NYSE:RM) Soars 26% But It's A Story Of Risk Vs Reward

Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30

Nov 12
Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30

Regional Management Corp.: Delinquencies Rate Improves, But Not The Investment Case

Sep 26

Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30

Aug 06
Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30

Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30

May 07
Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30

Regional Management expands operations in Idaho

Dec 21

Regional Management Corp.: Robust Sales, Strong Margins, Stable Loan Book

Nov 03

Here's Why Regional Management (NYSE:RM) Has Caught The Eye Of Investors

Oct 27
Here's Why Regional Management (NYSE:RM) Has Caught The Eye Of Investors

Regional Management closes $200M asset-backed securitization

Oct 20

Regional Management expands operations to Louisiana

Sep 13

Regional Management goes ex-dividend tomorrow

Aug 22

Should You Be Adding Regional Management (NYSE:RM) To Your Watchlist Today?

May 13
Should You Be Adding Regional Management (NYSE:RM) To Your Watchlist Today?

Regional Management's (NYSE:RM) Dividend Will Be Increased To US$0.30

Feb 13
Regional Management's (NYSE:RM) Dividend Will Be Increased To US$0.30

Shareholder Returns

RMUS Consumer FinanceUS Market
7D9.0%-0.8%1.0%
1Y42.2%69.4%32.4%

Return vs Industry: RM underperformed the US Consumer Finance industry which returned 69.4% over the past year.

Return vs Market: RM exceeded the US Market which returned 32.4% over the past year.

Price Volatility

Is RM's price volatile compared to industry and market?
RM volatility
RM Average Weekly Movement6.1%
Consumer Finance Industry Average Movement7.1%
Market Average Movement6.3%
10% most volatile stocks in US Market16.5%
10% least volatile stocks in US Market3.1%

Stable Share Price: RM has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: RM's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19872,081Rob Beckwww.regionalmanagement.com

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products.

Regional Management Corp. Fundamentals Summary

How do Regional Management's earnings and revenue compare to its market cap?
RM fundamental statistics
Market capUS$338.13m
Earnings (TTM)US$23.74m
Revenue (TTM)US$556.73m

14.2x

P/E Ratio

0.6x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RM income statement (TTM)
RevenueUS$556.73m
Cost of RevenueUS$223.46m
Gross ProfitUS$333.27m
Other ExpensesUS$309.53m
EarningsUS$23.74m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.34
Gross Margin59.86%
Net Profit Margin4.26%
Debt/Equity Ratio394.2%

How did RM perform over the long term?

See historical performance and comparison

Dividends

3.6%

Current Dividend Yield

48%

Payout Ratio

Does RM pay a reliable dividends?

See RM dividend history and benchmarks
When do you need to buy RM by to receive an upcoming dividend?
Regional Management dividend dates
Ex Dividend DateNov 21 2024
Dividend Pay DateDec 11 2024
Days until Ex dividend18 days
Days until Dividend pay date2 days

Does RM pay a reliable dividends?

See RM dividend history and benchmarks