RM Stock Overview
A diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 3/6 |
| Past Performance | 1/6 |
| Financial Health | 2/6 |
| Dividends | 3/6 |
Regional Management Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$29.80 |
| 52 Week High | US$34.15 |
| 52 Week Low | US$20.50 |
| Beta | 1.53 |
| 11 Month Change | -6.90% |
| 3 Month Change | -4.79% |
| 1 Year Change | 28.84% |
| 33 Year Change | -52.51% |
| 5 Year Change | -10.24% |
| Change since IPO | 81.16% |
Recent News & Updates
Recent updates
Regional Management Corp.'s (NYSE:RM) Shares Not Telling The Full Story
May 07
Regional Management: A Hold Despite Non-Prime Market Potential
Apr 18Regional Management (NYSE:RM) Will Pay A Dividend Of $0.30
Feb 11Regional Management Corp. (NYSE:RM) Soars 26% But It's A Story Of Risk Vs Reward
Dec 28Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30
Nov 12Regional Management Corp.: Delinquencies Rate Improves, But Not The Investment Case
Sep 26Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30
Aug 06Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30
May 07Regional Management expands operations in Idaho
Dec 21Regional Management Corp.: Robust Sales, Strong Margins, Stable Loan Book
Nov 03Here's Why Regional Management (NYSE:RM) Has Caught The Eye Of Investors
Oct 27Regional Management closes $200M asset-backed securitization
Oct 20Regional Management expands operations to Louisiana
Sep 13Regional Management goes ex-dividend tomorrow
Aug 22Should You Be Adding Regional Management (NYSE:RM) To Your Watchlist Today?
May 13Regional Management's (NYSE:RM) Dividend Will Be Increased To US$0.30
Feb 13Shareholder Returns
| RM | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -1.8% | -3.0% | -2.1% |
| 1Y | 28.8% | 68.5% | 29.7% |
Return vs Industry: RM underperformed the US Consumer Finance industry which returned 69.6% over the past year.
Return vs Market: RM matched the US Market which returned 29.6% over the past year.
Price Volatility
| RM volatility | |
|---|---|
| RM Average Weekly Movement | 5.8% |
| Consumer Finance Industry Average Movement | 7.3% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in US Market | 15.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: RM has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: RM's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1987 | 2,081 | Rob Beck | www.regionalmanagement.com |
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products.
Regional Management Corp. Fundamentals Summary
| RM fundamental statistics | |
|---|---|
| Market cap | US$301.54m |
| Earnings (TTM) | US$23.74m |
| Revenue (TTM) | US$556.73m |
12.8x
P/E Ratio0.5x
P/S RatioIs RM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| RM income statement (TTM) | |
|---|---|
| Revenue | US$556.73m |
| Cost of Revenue | US$223.46m |
| Gross Profit | US$333.27m |
| Other Expenses | US$309.53m |
| Earnings | US$23.74m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.34 |
| Gross Margin | 59.86% |
| Net Profit Margin | 4.26% |
| Debt/Equity Ratio | 394.2% |
How did RM perform over the long term?
See historical performance and comparisonDividends
4.0%
Current Dividend Yield48%
Payout RatioDoes RM pay a reliable dividends?
See RM dividend history and benchmarks| Regional Management dividend dates | |
|---|---|
| Ex Dividend Date | Nov 21 2024 |
| Dividend Pay Date | Dec 11 2024 |
| Days until Ex dividend | 2 days |
| Days until Dividend pay date | 22 days |
Does RM pay a reliable dividends?
See RM dividend history and benchmarks