Regional Management Future Growth

Future criteria checks 3/6

Regional Management is forecast to grow earnings and revenue by 33.3% and 9.7% per annum respectively while EPS is expected to grow by 34.4% per annum.

Key information

33.3%

Earnings growth rate

34.43%

EPS growth rate

Consumer Finance earnings growth	25.6%
Revenue growth rate	9.7%
Future return on equity	n/a
Analyst coverage	Low
Last updated	13 Oct 2025

Recent future growth updates

Regional Management Corp. (NYSE:RM) First-Quarter Results: Here's What Analysts Are Forecasting For This Year

May 03

Recent updates

Market Might Still Lack Some Conviction On Regional Management Corp. (NYSE:RM) Even After 27% Share Price Boost

Aug 24

Regional Management Corp. (NYSE:RM) First-Quarter Results: Here's What Analysts Are Forecasting For This Year

May 03

Investors Continue Waiting On Sidelines For Regional Management Corp. (NYSE:RM)

Apr 16

Strategic Expansions And Disciplined Growth Propel Profitability In Consumer Finance

Sep 24 Expanding into auto-secured loans and carefully managing credit quality reflects a strategic approach to boosting future earnings while controlling risk.

Regional Management Corp.'s (NYSE:RM) Shares Not Telling The Full Story

May 07

Regional Management: A Hold Despite Non-Prime Market Potential

Apr 18

Regional Management (NYSE:RM) Will Pay A Dividend Of $0.30

Feb 11

Regional Management Corp. (NYSE:RM) Soars 26% But It's A Story Of Risk Vs Reward

Dec 28

Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30

Nov 12

Regional Management Corp.: Delinquencies Rate Improves, But Not The Investment Case

Sep 26

Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30

Aug 06

Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30

May 07

Regional Management expands operations in Idaho

Dec 21

Regional Management Corp.: Robust Sales, Strong Margins, Stable Loan Book

Nov 03

Here's Why Regional Management (NYSE:RM) Has Caught The Eye Of Investors

Oct 27

Regional Management closes $200M asset-backed securitization

Oct 20

Regional Management expands operations to Louisiana

Sep 13

Earnings and Revenue Growth Forecasts

NYSE:RM - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2027	748	83	N/A	N/A	1
12/31/2026	702	60	N/A	N/A	4
12/31/2025	643	44	N/A	N/A	4
6/30/2025	591	35	263	281	N/A
3/31/2025	578	33	256	274	N/A
12/31/2024	570	41	252	269	N/A
9/30/2024	557	24	256	272	N/A
6/30/2024	552	25	251	264	N/A
3/31/2024	543	22	243	255	N/A
12/31/2023	534	16	237	249	N/A
9/30/2023	525	26	228	242	N/A
6/30/2023	517	27	216	230	N/A
3/31/2023	508	33	218	231	N/A
12/31/2022	494	51	213	224	N/A
9/30/2022	483	70	212	221	N/A
6/30/2022	463	82	205	213	N/A
3/31/2022	441	90	192	200	N/A
12/31/2021	418	89	182	189	N/A
9/30/2021	396	82	167	172	N/A
6/30/2021	376	71	161	166	N/A
3/31/2021	366	59	150	155	N/A
12/31/2020	364	27	160	165	N/A
9/30/2020	363	28	169	175	N/A
6/30/2020	363	29	175	183	N/A
3/31/2020	356	30	172	179	N/A
12/31/2019	342	45	151	158	N/A
9/30/2019	331	40	149	156	N/A
6/30/2019	318	35	145	153	N/A
3/31/2019	307	35	N/A	145	N/A
12/31/2018	295	35	N/A	146	N/A
9/30/2018	284	35	N/A	137	N/A
6/30/2018	275	33	N/A	124	N/A
3/31/2018	269	31	N/A	118	N/A
12/31/2017	262	30	N/A	115	N/A
9/30/2017	254	26	N/A	117	N/A
6/30/2017	247	27	N/A	113	N/A
3/31/2017	239	26	N/A	109	N/A
12/31/2016	230	24	N/A	100	N/A
9/30/2016	223	25	N/A	88	N/A
6/30/2016	216	25	N/A	85	N/A
3/31/2016	212	24	N/A	83	N/A
12/31/2015	207	23	N/A	83	N/A
9/30/2015	205	19	N/A	83	N/A
6/30/2015	203	14	N/A	84	N/A
3/31/2015	198	13	N/A	81	N/A
12/31/2014	195	15	N/A	86	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: RM's forecast earnings growth (33.3% per year) is above the savings rate (3.1%).

Earnings vs Market: RM's earnings (33.3% per year) are forecast to grow faster than the US market (15.6% per year).

High Growth Earnings: RM's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: RM's revenue (9.7% per year) is forecast to grow slower than the US market (10.1% per year).

High Growth Revenue: RM's revenue (9.7% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if RM's Return on Equity is forecast to be high in 3 years time

Discover growth companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/10/17 18:50
End of Day Share Price	2025/10/17 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Regional Management Corp. is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
David Chiaverini	BMO Capital Markets Equity Research
Vincent Caintic	BTIG
David Scharf	Citizens JMP Securities, LLC

Regional Management Future Growth

Future criteria checks 3/6

Key information

Recent future growth updates

Price target increased by 12% to US$44.67

Regional Management Corp. (NYSE:RM) First-Quarter Results: Here's What Analysts Are Forecasting For This Year

Price target increased by 8.0% to US$40.50

Price target increased by 14% to US$32.67

Consensus EPS estimates fall by 23%

Price target decreased by 9.5% to US$34.40

Recent updates

Price target increased by 12% to US$44.67

Regional Management Corp. to Report Q3, 2025 Results on Nov 05, 2025

Now 20% undervalued

Insider notifies of intention to sell stock

Investor sentiment improves as stock rises 17%

Market Might Still Lack Some Conviction On Regional Management Corp. (NYSE:RM) Even After 27% Share Price Boost

Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30

Second quarter 2025 earnings: EPS and revenues exceed analyst expectations

Regional Management Corp. Declares Dividend on Common Share for the Third Quarter of 2025, Payable on September 10, 2025

Regional Management Corp. to Report Q2, 2025 Results on Jul 30, 2025

New Student Loan Debt Could Spell Trouble For Regional Management

Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30

First quarter dividend of US$0.30 announced

Regional Management Corp. (NYSE:RM) First-Quarter Results: Here's What Analysts Are Forecasting For This Year

First quarter 2025 earnings: EPS exceeds analyst expectations

Regional Management Corp. Declares Dividend for the Second Quarter of 2025, Payable on June 11, 2025

Investors Continue Waiting On Sidelines For Regional Management Corp. (NYSE:RM)

Regional Management Corp., Annual General Meeting, May 15, 2025

Regional Management Corp. to Report Q1, 2025 Results on Apr 30, 2025

Regional Management Corp. Appoints Julie Booth to its Board of Directors and Audit Committee

Independent Chairman exercised options and sold US$84k worth of stock

Fourth quarter dividend of US$0.30 announced

Price target increased by 8.0% to US$40.50

Full year 2024 earnings: EPS exceeds analyst expectations

Regional Management Corp. Declares Dividend for the First Quarter of 2025, Payable on March 13, 2025

Regional Management Corp. to Report Q4, 2024 Results on Feb 05, 2025

President exercised options and sold US$602k worth of stock

Regional Management Corp. (NYSE:RM) announces an Equity Buyback for $30 million worth of its shares.

Third quarter dividend of US$0.30 announced

Third quarter 2024 earnings: EPS and revenues miss analyst expectations

Regional Management Corp. Declares Dividend for Fourth Quarter of 2024, Payable on December 11, 2024

Regional Management Corp. to Report Q3, 2024 Results on Nov 06, 2024

Strategic Expansions And Disciplined Growth Propel Profitability In Consumer Finance

Independent Director exercised options and sold US$118k worth of stock

Second quarter dividend of US$0.30 announced

Price target increased by 14% to US$32.67

Second quarter 2024 earnings: EPS exceeds analyst expectations

Regional Management Corp. Declares Dividend for the Third Quarter of 2024, Payable on September 12, 2024

Investor sentiment improves as stock rises 20%

Regional Management Corp. to Report Q2, 2024 Results on Jul 31, 2024

Regional Management Corp.'s (NYSE:RM) Shares Not Telling The Full Story

First quarter dividend of US$0.30 announced

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

Regional Management Corp. Declares Dividend for the Second Quarter of 2024, Payable on June 12, 2024

Regional Management: A Hold Despite Non-Prime Market Potential

New minor risk - Shareholder dilution

Regional Management Corp., Annual General Meeting, May 16, 2024

Regional Management Corp. to Report Q1, 2024 Results on May 01, 2024

Full year 2023 earnings: EPS misses analyst expectations

Consensus EPS estimates fall by 23%

Regional Management (NYSE:RM) Will Pay A Dividend Of $0.30

Fourth quarter dividend of US$0.30 announced

Full year 2023 earnings: EPS misses analyst expectations

Regional Management Corp. Declares Dividend for the First Quarter of 2024, Payable on March 14, 2024

Regional Management Corp. to Report Q4, 2023 Results on Feb 07, 2024

Regional Management Corp. (NYSE:RM) Soars 26% But It's A Story Of Risk Vs Reward

Upcoming dividend of US$0.30 per share at 5.1% yield

Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30

Regional Management Corp. Mourns Passing of Board Member, Philip Bancroft

Executive VP & COO recently bought US$112k worth of stock

Price target decreased by 9.5% to US$34.40

Regional Management Corp. Declares Dividend for the Fourth Quarter of 2023, Payable on December 13, 2023

Regional Management Corp. to Report Q3, 2023 Results on Nov 01, 2023

Regional Management Corp.: Delinquencies Rate Improves, But Not The Investment Case

Upcoming dividend of US$0.30 per share at 4.2% yield

Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30

Now 20% undervalued

Regional Management Corp. Declares Third Quarter Dividend, Payable on September 14, 2023

New minor risk - Shareholder dilution