Regional Management Balance Sheet Health
Financial Health criteria checks 2/6
Regional Management has a total shareholder equity of $336.5M and total debt of $1.4B, which brings its debt-to-equity ratio to 402.7%. Its total assets and total liabilities are $1.8B and $1.4B respectively. Regional Management's EBIT is $97.3M making its interest coverage ratio 1.4. It has cash and short-term investments of $4.2M.
Key information
402.7%
Debt to equity ratio
US$1.35b
Debt
| Interest coverage ratio | 1.4x |
| Cash | US$4.22m |
| Equity | US$336.46m |
| Total liabilities | US$1.42b |
| Total assets | US$1.76b |
Recent financial health updates
No updates
Recent updates
Regional Management Corp.'s (NYSE:RM) Shares Not Telling The Full Story
May 07
Regional Management: A Hold Despite Non-Prime Market Potential
Apr 18Regional Management (NYSE:RM) Will Pay A Dividend Of $0.30
Feb 11Regional Management Corp. (NYSE:RM) Soars 26% But It's A Story Of Risk Vs Reward
Dec 28Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30
Nov 12Regional Management Corp.: Delinquencies Rate Improves, But Not The Investment Case
Sep 26Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30
Aug 06Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30
May 07Regional Management expands operations in Idaho
Dec 21Regional Management Corp.: Robust Sales, Strong Margins, Stable Loan Book
Nov 03Here's Why Regional Management (NYSE:RM) Has Caught The Eye Of Investors
Oct 27Regional Management closes $200M asset-backed securitization
Oct 20Regional Management expands operations to Louisiana
Sep 13Regional Management goes ex-dividend tomorrow
Aug 22Should You Be Adding Regional Management (NYSE:RM) To Your Watchlist Today?
May 13Regional Management's (NYSE:RM) Dividend Will Be Increased To US$0.30
Feb 13Financial Position Analysis
Short Term Liabilities: RM's short term assets ($1.6B) exceed its short term liabilities ($29.8M).
Long Term Liabilities: RM's short term assets ($1.6B) exceed its long term liabilities ($1.4B).
Debt to Equity History and Analysis
Debt Level: RM's net debt to equity ratio (401.4%) is considered high.
Reducing Debt: RM's debt to equity ratio has increased from 215.6% to 402.7% over the past 5 years.
Debt Coverage: RM's debt is not well covered by operating cash flow (18.8%).
Interest Coverage: RM's interest payments on its debt are not well covered by EBIT (1.4x coverage).