Regional Management Past Earnings Performance
Past criteria checks 2/6
Regional Management has been growing earnings at an average annual rate of 4.3%, while the Consumer Finance industry saw earnings growing at 9% annually. Revenues have been growing at an average rate of 12.1% per year. Regional Management's return on equity is 5%, and it has net margins of 3%.
Key information
4.3%
Earnings growth rate
8.7%
EPS growth rate
| Consumer Finance Industry Growth | 7.2% |
| Revenue growth rate | 12.1% |
| Return on equity | 5.0% |
| Net Margin | 3.0% |
| Next Earnings Update | 01 May 2024 |
Recent past performance updates
Recent updates
Regional Management: A Hold Despite Non-Prime Market Potential
Apr 18Regional Management (NYSE:RM) Will Pay A Dividend Of $0.30
Feb 11
Regional Management Corp. (NYSE:RM) Soars 26% But It's A Story Of Risk Vs Reward
Dec 28Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30
Nov 12Regional Management Corp.: Delinquencies Rate Improves, But Not The Investment Case
Sep 26Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30
Aug 06Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30
May 07Regional Management expands operations in Idaho
Dec 21Regional Management Corp.: Robust Sales, Strong Margins, Stable Loan Book
Nov 03Here's Why Regional Management (NYSE:RM) Has Caught The Eye Of Investors
Oct 27Regional Management closes $200M asset-backed securitization
Oct 20Regional Management expands operations to Louisiana
Sep 13Regional Management goes ex-dividend tomorrow
Aug 22Should You Be Adding Regional Management (NYSE:RM) To Your Watchlist Today?
May 13Regional Management's (NYSE:RM) Dividend Will Be Increased To US$0.30
Feb 13Regional Management downgraded to Market Perform at BMO on valuation
Jun 09Revenue & Expenses BreakdownBeta
How Regional Management makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 534 | 16 | 243 | 0 |
| 30 Sep 23 | 525 | 26 | 234 | 0 |
| 30 Jun 23 | 517 | 27 | 230 | 0 |
| 31 Mar 23 | 508 | 33 | 227 | 0 |
| 31 Dec 22 | 494 | 51 | 223 | 0 |
| 30 Sep 22 | 483 | 70 | 223 | 0 |
| 30 Jun 22 | 463 | 82 | 213 | 0 |
| 31 Mar 22 | 441 | 90 | 205 | 0 |
| 31 Dec 21 | 418 | 89 | 196 | 0 |
| 30 Sep 21 | 396 | 82 | 184 | 0 |
| 30 Jun 21 | 376 | 71 | 180 | 0 |
| 31 Mar 21 | 366 | 59 | 172 | 0 |
| 31 Dec 20 | 364 | 27 | 176 | 0 |
| 30 Sep 20 | 363 | 28 | 169 | 0 |
| 30 Jun 20 | 363 | 29 | 166 | 0 |
| 31 Mar 20 | 356 | 30 | 165 | 0 |
| 31 Dec 19 | 342 | 45 | 157 | 0 |
| 30 Sep 19 | 331 | 40 | 153 | 0 |
| 30 Jun 19 | 318 | 35 | 148 | 0 |
| 31 Mar 19 | 307 | 35 | 144 | 0 |
| 31 Dec 18 | 295 | 35 | 140 | 0 |
| 30 Sep 18 | 284 | 35 | 138 | 0 |
| 30 Jun 18 | 275 | 33 | 136 | 0 |
| 31 Mar 18 | 269 | 31 | 134 | 0 |
| 31 Dec 17 | 262 | 30 | 131 | 0 |
| 30 Sep 17 | 254 | 26 | 126 | 0 |
| 30 Jun 17 | 247 | 27 | 122 | 0 |
| 31 Mar 17 | 239 | 26 | 120 | 0 |
| 31 Dec 16 | 230 | 24 | 119 | 0 |
| 30 Sep 16 | 223 | 25 | 118 | 0 |
| 30 Jun 16 | 216 | 25 | 114 | 0 |
| 31 Mar 16 | 212 | 24 | 113 | 0 |
| 31 Dec 15 | 207 | 23 | 116 | 0 |
| 30 Sep 15 | 205 | 19 | 114 | 0 |
| 30 Jun 15 | 203 | 14 | 113 | 0 |
| 31 Mar 15 | 198 | 13 | 108 | 0 |
| 31 Dec 14 | 195 | 15 | 97 | 0 |
| 30 Sep 14 | 191 | 20 | 88 | 0 |
| 30 Jun 14 | 182 | 26 | 80 | 0 |
| 31 Mar 14 | 174 | 28 | 74 | 0 |
| 31 Dec 13 | 164 | 29 | 71 | 0 |
| 30 Sep 13 | 153 | 26 | 67 | 0 |
| 30 Jun 13 | 144 | 26 | 64 | 0 |
Quality Earnings: RM has high quality earnings.
Growing Profit Margin: RM's current net profit margins (3%) are lower than last year (10.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: RM's earnings have grown by 4.3% per year over the past 5 years.
Accelerating Growth: RM's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: RM had negative earnings growth (-68.8%) over the past year, making it difficult to compare to the Consumer Finance industry average (-13.5%).
Return on Equity
High ROE: RM's Return on Equity (5%) is considered low.