Update shared on 09 Nov 2025
Fair value Increased 3.73%Analysts have raised their price target for Regional Management from $44.67 to $46.33. This change reflects updated expectations based on recent adjustments to key financial projections.
What's in the News
- Regional Management Corp. plans to open additional branches in Louisiana and California before year-end. The company also intends to expand into one to two new states in 2026 (Key Developments).
- The company remains focused on expanding its high-quality auto-secured and higher-margin small-loan portfolios. It is also working to enhance data and analytic capabilities and deliver consistent value to shareholders (Key Developments).
- Chief Executive Officer Robert W. Beck will retire, and Lakhbir Lamba is set to succeed him as CEO effective November 10, 2025. Mr. Beck will assist in the leadership transition until retiring on June 30, 2026 (Key Developments).
- Lakhbir Lamba brings nearly 30 years of experience in consumer lending, financial services, and analytics. He most recently served as Executive Vice President at PNC Financial Services Group Inc. (Key Developments).
Valuation Changes
- The Fair Value Estimate has increased slightly from $44.67 to $46.33.
- The Discount Rate has risen marginally from 12.32% to 12.5%.
- The Revenue Growth projection has increased from 10.39% to 10.91%.
- The Net Profit Margin forecast has decreased from 11.97% to 11.25%.
- The estimate for the future Price/Earnings (P/E) ratio has moved up from 5.32x to 5.64x.
Disclaimer
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