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Update shared on10 Oct 2025

Fair value Increased 12%
AnalystConsensusTarget's Fair Value
US$44.67
8.3% undervalued intrinsic discount
25 Oct
US$40.94
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1Y
42.8%
7D
5.1%

Analysts have raised their price target for Regional Management from $39.75 to $44.67. This reflects updated evaluations of fair value even as revenue growth and profit margin expectations are slightly more conservative.

What's in the News

  • Repurchased 164,692 shares between April 1, 2025 and June 30, 2025, completing a total buyback of 456,224 shares for $15 million under the program announced in December 2024 (Key Developments).
  • Issued earnings guidance for Q3, Q4, and full year 2025; expects Q3 total revenue yield of 32.8% and net income of approximately $14.5 million (Key Developments).
  • Anticipates a decline in revenue yield in Q4 2025 due to seasonality (Key Developments).
  • Projects full-year 2025 net income in the range of $42 million to $45 million (Key Developments).

Valuation Changes

  • Consensus Analyst Price Target: Increased from $39.75 to $44.67, reflecting an upward revision in fair value assessment.
  • Discount Rate: Remained unchanged at 12.32%.
  • Revenue Growth: Lowered from 12.15% to 10.39%, which indicates more conservative future expectations.
  • Net Profit Margin: Decreased from 15.67% to 14.10%.
  • Future P/E: Rose from 3.45x to 4.51x, signaling a higher valuation multiple based on projected earnings.

Disclaimer

AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.