YRD Stock Overview
Provides financial services through an AI-powered platform in China. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Yiren Digital Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$4.86 |
| 52 Week High | US$9.20 |
| 52 Week Low | US$2.66 |
| Beta | 0.72 |
| 11 Month Change | -18.04% |
| 3 Month Change | 2.10% |
| 1 Year Change | 62.54% |
| 33 Year Change | 32.07% |
| 5 Year Change | -7.25% |
| Change since IPO | -46.59% |
Recent News & Updates
Recent updates
Yiren Digital Ltd. (NYSE:YRD) Held Back By Insufficient Growth Even After Shares Climb 26%
Oct 01
Yiren Digital: Dividend Policy And Financial Guidance Draw Attention
Sep 27Yiren Digital: Now A Buy With Strong Results And New Catalyst (Rating Upgrade)
Jun 24Yiren Digital: Spotlight On Capital Return And Corporate Actions
Dec 11Yiren Digital Eyes Further International Expansion In Turnaround
Sep 01Yiren Digital: More Downsides Ahead
Dec 16Yiren Digital gains 2% on announcing $20M share repurchase program
Sep 06Yiren Digital GAAP EPS of RMB3.90, revenue of RMB1.02M
Aug 30Yiren Digital: The Storm Has Passed
Nov 08Yiren Digital: A Breakthrough Quarter For An Emerging Chinese Fintech Leader
Jun 17Yiren Digital reports Q1 results
Jun 09What Type Of Returns Would Yiren Digital's(NYSE:YRD) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?
Mar 16A Look At Yiren Digital's (NYSE:YRD) Share Price Returns
Dec 01Yiren Digital reports Q3 results
Nov 27Shareholder Returns
| YRD | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -18.6% | -0.7% | -1.0% |
| 1Y | 62.5% | 69.0% | 30.3% |
Return vs Industry: YRD underperformed the US Consumer Finance industry which returned 69% over the past year.
Return vs Market: YRD exceeded the US Market which returned 30.3% over the past year.
Price Volatility
| YRD volatility | |
|---|---|
| YRD Average Weekly Movement | 13.4% |
| Consumer Finance Industry Average Movement | 7.3% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in US Market | 15.7% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: YRD's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: YRD's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of US stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2012 | 754 | Ning Tang | www.yiren.com |
Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs.
Yiren Digital Ltd. Fundamentals Summary
| YRD fundamental statistics | |
|---|---|
| Market cap | US$515.52m |
| Earnings (TTM) | US$278.93m |
| Revenue (TTM) | US$753.49m |
1.5x
P/E Ratio0.6x
P/S RatioIs YRD overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| YRD income statement (TTM) | |
|---|---|
| Revenue | CN¥5.46b |
| Cost of Revenue | CN¥909.87m |
| Gross Profit | CN¥4.55b |
| Other Expenses | CN¥2.53b |
| Earnings | CN¥2.02b |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 23.25 |
| Gross Margin | 83.33% |
| Net Profit Margin | 37.02% |
| Debt/Equity Ratio | 0% |
How did YRD perform over the long term?
See historical performance and comparison