Yiren Digital Ltd.

NYSE:YRD Stock Report

Market Cap: US$161.6m

Yiren Digital Dividends and Buybacks

Dividend criteria checks 4/6

Yiren Digital is a dividend paying company with a current yield of 23.04% that is well covered by earnings.

Key information

23.0%

Dividend yield

6.9%

Buyback Yield

Total Shareholder Yield29.9%
Future Dividend Yieldn/a
Dividend Growthn/a
Next dividend pay daten/a
Ex dividend daten/a
Dividend per sharen/a
Payout ratio22%

Recent dividend and buyback updates

Yiren Digital (NYSE:YRD) Will Pay A Larger Dividend Than Last Year At CN¥0.22

Aug 27
Yiren Digital (NYSE:YRD) Will Pay A Larger Dividend Than Last Year At CN¥0.22

Recent updates

Yiren Digital: Worth A Look Even Though Headwinds Have Taken Over

Dec 09

Yiren Digital (NYSE:YRD) Will Pay A Larger Dividend Than Last Year At CN¥0.22

Aug 27
Yiren Digital (NYSE:YRD) Will Pay A Larger Dividend Than Last Year At CN¥0.22

Yiren Digital: Selloff Presents An Opportunity

Apr 15

Yiren Digital Ltd. (NYSE:YRD) Stock Rockets 29% But Many Are Still Ignoring The Company

Mar 06
Yiren Digital Ltd. (NYSE:YRD) Stock Rockets 29% But Many Are Still Ignoring The Company

Yiren Digital: The Pros Outweigh The Cons

Dec 20

Yiren Digital Ltd. (NYSE:YRD) Held Back By Insufficient Growth Even After Shares Climb 26%

Oct 01
Yiren Digital Ltd. (NYSE:YRD) Held Back By Insufficient Growth Even After Shares Climb 26%

Yiren Digital: Dividend Policy And Financial Guidance Draw Attention

Sep 27

Yiren Digital: Now A Buy With Strong Results And New Catalyst (Rating Upgrade)

Jun 24

Yiren Digital: Spotlight On Capital Return And Corporate Actions

Dec 11

Yiren Digital Eyes Further International Expansion In Turnaround

Sep 01

Yiren Digital: More Downsides Ahead

Dec 16

Yiren Digital gains 2% on announcing $20M share repurchase program

Sep 06

Yiren Digital GAAP EPS of RMB3.90, revenue of RMB1.02M

Aug 30

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: Whilst dividend payments have been stable, YRD has been paying a dividend for less than 10 years.

Growing Dividend: YRD's dividend payments have increased, but the company has only paid a dividend for 2 years.


Dividend Yield vs Market

Yiren Digital Dividend Yield vs Market
How does YRD dividend yield compare to the market?
SegmentDividend Yield
Company (YRD)23.0%
Market Bottom 25% (US)1.4%
Market Top 25% (US)4.2%
Industry Average (Consumer Finance)1.8%
Analyst forecast (YRD) (up to 3 years)n/a

Notable Dividend: YRD's dividend (23.04%) is higher than the bottom 25% of dividend payers in the US market (1.39%).

High Dividend: YRD's dividend (23.04%) is in the top 25% of dividend payers in the US market (4.22%)


Earnings Payout to Shareholders

Earnings Coverage: With its low payout ratio (22.3%), YRD's dividend payments are well covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: With its reasonably low cash payout ratio (37.7%), YRD's dividend payments are well covered by cash flows.


Discover strong dividend paying companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/14 05:58
End of Day Share Price 2026/04/14 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Yiren Digital Ltd. is covered by 8 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Zeyu YaoChina International Capital Corporation Limited
Diying JiChina Renaissance Securities
Yun-Yin WangDBS Bank Ltd