JFIN Stock Overview
Provides online consumer finance services in the People’s Republic of China. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Jiayin Group Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$6.33 |
| 52 Week High | US$8.58 |
| 52 Week Low | US$4.00 |
| Beta | 0.89 |
| 1 Month Change | -2.16% |
| 3 Month Change | -15.60% |
| 1 Year Change | 22.20% |
| 3 Year Change | 174.03% |
| 5 Year Change | 22.44% |
| Change since IPO | -60.81% |
Recent News & Updates
Jiayin: Enticing Shareholder Yield And Favorable Business Mix Change Are Positives (Rating Upgrade)
Oct 08Jiayin Group Inc.'s (NASDAQ:JFIN) Shares Leap 30% Yet They're Still Not Telling The Full Story
Oct 01
Cautious Investors Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance Completely
Jul 25Recent updates
Jiayin: Enticing Shareholder Yield And Favorable Business Mix Change Are Positives (Rating Upgrade)
Oct 08Jiayin Group Inc.'s (NASDAQ:JFIN) Shares Leap 30% Yet They're Still Not Telling The Full Story
Oct 01Cautious Investors Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance Completely
Jul 25Jiayin Group: Risk-Reward Is Balanced
Apr 06Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% Bounce
Mar 14Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?
Mar 07Jiayin Group: High Dividends Meet Fintech Innovation
Jan 18Here's Why Jiayin Group (NASDAQ:JFIN) Has Caught The Eye Of Investors
Nov 24Do Jiayin Group's (NASDAQ:JFIN) Earnings Warrant Your Attention?
Jul 02Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?
Feb 11Jiayin Group GAAP EPS of $0.18, revenue of $121.2M
Aug 18Jiayin Group misses on revenue
Jun 07What Kind Of Investors Own Most Of Jiayin Group Inc. (NASDAQ:JFIN)?
Mar 03Jiayin Group announces resignation of CFO Chunlin Fan
Jan 08Is Jiayin Group Inc.'s (NASDAQ:JFIN) Shareholder Ownership Skewed Towards Insiders?
Dec 03Jiayin Group beats on revenue
Nov 30Shareholder Returns
| JFIN | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -1.6% | 0.9% | 0.6% |
| 1Y | 22.2% | 47.1% | 23.7% |
Return vs Industry: JFIN underperformed the US Consumer Finance industry which returned 47.1% over the past year.
Return vs Market: JFIN underperformed the US Market which returned 23.7% over the past year.
Price Volatility
| JFIN volatility | |
|---|---|
| JFIN Average Weekly Movement | 8.7% |
| Consumer Finance Industry Average Movement | 7.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.5% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: JFIN has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: JFIN's weekly volatility (9%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2011 | 925 | Dinggui Yan | www.jiayinfintech.cn |
Jiayin Group Inc., together with its subsidiaries, provides online consumer finance services in the People’s Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers referral services for investment products offered by the financial service providers; and technology development and services, as well as guarantee services.
Jiayin Group Inc. Fundamentals Summary
| JFIN fundamental statistics | |
|---|---|
| Market cap | US$335.70m |
| Earnings (TTM) | US$157.39m |
| Revenue (TTM) | US$821.70m |
2.1x
P/E Ratio0.4x
P/S RatioIs JFIN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| JFIN income statement (TTM) | |
|---|---|
| Revenue | CN¥6.00b |
| Cost of Revenue | CN¥2.53b |
| Gross Profit | CN¥3.47b |
| Other Expenses | CN¥2.32b |
| Earnings | CN¥1.15b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 21.66 |
| Gross Margin | 57.79% |
| Net Profit Margin | 19.15% |
| Debt/Equity Ratio | 0% |
How did JFIN perform over the long term?
See historical performance and comparisonDividends
15.7%
Current Dividend Yield29%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 08:29 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Jiayin Group Inc. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andrew Scutt | Roth MKM |