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Jiayin Group NasdaqGM:JFIN Stock Report

Last Price

US$16.56

Market Cap

US$883.8m

7D

-8.9%

1Y

168.1%

Updated

20 Jun, 2025

Data

Company Financials

Jiayin Group (JFIN) Stock Overview

Engages in the provision of online consumer finance services in the People’s Republic of China. More details

JFIN fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance3/6
Financial Health6/6
Dividends4/6

JFIN Community Fair Values

Create Narrative

See what 14 others think this stock is worth. Follow their fair value or set your own to get alerts.

Jiayin Group Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Jiayin Group
Historical stock prices
Current Share PriceUS$16.56
52 Week HighUS$19.23
52 Week LowUS$4.00
Beta0.96
1 Month Change31.43%
3 Month Change42.51%
1 Year Change168.13%
3 Year Change659.63%
5 Year Change316.08%
Change since IPO2.54%

Recent News & Updates

Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% Bounce

May 22
Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% Bounce

Even With A 36% Surge, Cautious Investors Are Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance Completely

Mar 20
Even With A 36% Surge, Cautious Investors Are Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance Completely

Recent updates

Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% Bounce

May 22
Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% Bounce

Even With A 36% Surge, Cautious Investors Are Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance Completely

Mar 20
Even With A 36% Surge, Cautious Investors Are Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance Completely

Jiayin Group: A Questionable Move Offsets The Positives Elsewhere

Mar 19

Market Might Still Lack Some Conviction On Jiayin Group Inc. (NASDAQ:JFIN) Even After 27% Share Price Boost

Jan 23
Market Might Still Lack Some Conviction On Jiayin Group Inc. (NASDAQ:JFIN) Even After 27% Share Price Boost

Jiayin: Enticing Shareholder Yield And Favorable Business Mix Change Are Positives (Rating Upgrade)

Oct 08

Jiayin Group Inc.'s (NASDAQ:JFIN) Shares Leap 30% Yet They're Still Not Telling The Full Story

Oct 01
Jiayin Group Inc.'s (NASDAQ:JFIN) Shares Leap 30% Yet They're Still Not Telling The Full Story

Cautious Investors Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance Completely

Jul 25
Cautious Investors Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance Completely

Jiayin Group: Risk-Reward Is Balanced

Apr 06

Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% Bounce

Mar 14
Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% Bounce

Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?

Mar 07
Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?

Jiayin Group: High Dividends Meet Fintech Innovation

Jan 18

Here's Why Jiayin Group (NASDAQ:JFIN) Has Caught The Eye Of Investors

Nov 24
Here's Why Jiayin Group (NASDAQ:JFIN) Has Caught The Eye Of Investors

Do Jiayin Group's (NASDAQ:JFIN) Earnings Warrant Your Attention?

Jul 02
Do Jiayin Group's (NASDAQ:JFIN) Earnings Warrant Your Attention?

Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?

Feb 11
Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?

Jiayin Group GAAP EPS of $0.18, revenue of $121.2M

Aug 18

What Kind Of Investors Own Most Of Jiayin Group Inc. (NASDAQ:JFIN)?

Mar 03
What Kind Of Investors Own Most Of Jiayin Group Inc. (NASDAQ:JFIN)?

Is Jiayin Group Inc.'s (NASDAQ:JFIN) Shareholder Ownership Skewed Towards Insiders?

Dec 03
Is Jiayin Group Inc.'s (NASDAQ:JFIN) Shareholder Ownership Skewed Towards Insiders?

Shareholder Returns

JFINUS Consumer FinanceUS Market
7D-8.9%2.7%0.3%
1Y168.1%30.0%10.4%

Return vs Industry: JFIN exceeded the US Consumer Finance industry which returned 30% over the past year.

Return vs Market: JFIN exceeded the US Market which returned 9.9% over the past year.

Price Volatility

Is JFIN's price volatile compared to industry and market?
JFIN volatility
JFIN Average Weekly Movement13.0%
Consumer Finance Industry Average Movement8.0%
Market Average Movement7.7%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market4.0%

Stable Share Price: JFIN's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: JFIN's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

FoundedEmployeesCEOWebsite
20111,028Dinggui Yanwww.jiayintech.cn

Jiayin Group Inc., together with its subsidiaries, engages in the provision of online consumer finance services in the People’s Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers loan products with fixed terms and repayment schedules; guarantee services; referral services for investment products offered by the third-party financial service providers; technology development services; and commercial services.

Jiayin Group Inc. Fundamentals Summary

How do Jiayin Group's earnings and revenue compare to its market cap?
JFIN fundamental statistics
Market capUS$883.80m
Earnings (TTM)US$184.04m
Revenue (TTM)US$848.82m
4.8x
P/E Ratio
1.0x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
JFIN income statement (TTM)
RevenueCN¥6.10b
Cost of RevenueCN¥1.70b
Gross ProfitCN¥4.40b
Other ExpensesCN¥3.08b
EarningsCN¥1.32b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)24.79
Gross Margin72.10%
Net Profit Margin21.68%
Debt/Equity Ratio0%

How did JFIN perform over the long term?

See historical performance and comparison

Dividends

4.8%
Current Dividend Yield
38%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/06/20 07:24
End of Day Share Price 2025/06/18 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Jiayin Group Inc. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrew ScuttRoth Capital Partners