Jiayin Group Inc.

NasdaqGM:JFIN Stock Report

Market Cap: US$437.0m

Jiayin Group Balance Sheet Health

Financial Health criteria checks 6/6

Jiayin Group has a total shareholder equity of CN¥2.8B and total debt of CN¥0.0, which brings its debt-to-equity ratio to 0%. Its total assets and total liabilities are CN¥5.2B and CN¥2.4B respectively. Jiayin Group's EBIT is CN¥1.1B making its interest coverage ratio -63.5. It has cash and short-term investments of CN¥741.2M.

Key information

0%

Debt to equity ratio

CN¥0

Debt

Interest coverage ratio-63.5x
CashCN¥741.21m
EquityCN¥2.85b
Total liabilitiesCN¥2.40b
Total assetsCN¥5.25b

Recent financial health updates

No updates

Recent updates

Market Might Still Lack Some Conviction On Jiayin Group Inc. (NASDAQ:JFIN) Even After 27% Share Price Boost

Jan 23
Market Might Still Lack Some Conviction On Jiayin Group Inc. (NASDAQ:JFIN) Even After 27% Share Price Boost

Jiayin: Enticing Shareholder Yield And Favorable Business Mix Change Are Positives (Rating Upgrade)

Oct 08

Jiayin Group Inc.'s (NASDAQ:JFIN) Shares Leap 30% Yet They're Still Not Telling The Full Story

Oct 01
Jiayin Group Inc.'s (NASDAQ:JFIN) Shares Leap 30% Yet They're Still Not Telling The Full Story

Cautious Investors Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance Completely

Jul 25
Cautious Investors Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance Completely

Jiayin Group: Risk-Reward Is Balanced

Apr 06

Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% Bounce

Mar 14
Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% Bounce

Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?

Mar 07
Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?

Jiayin Group: High Dividends Meet Fintech Innovation

Jan 18

Here's Why Jiayin Group (NASDAQ:JFIN) Has Caught The Eye Of Investors

Nov 24
Here's Why Jiayin Group (NASDAQ:JFIN) Has Caught The Eye Of Investors

Do Jiayin Group's (NASDAQ:JFIN) Earnings Warrant Your Attention?

Jul 02
Do Jiayin Group's (NASDAQ:JFIN) Earnings Warrant Your Attention?

Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?

Feb 11
Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?

Jiayin Group GAAP EPS of $0.18, revenue of $121.2M

Aug 18

Jiayin Group misses on revenue

Jun 07

What Kind Of Investors Own Most Of Jiayin Group Inc. (NASDAQ:JFIN)?

Mar 03
What Kind Of Investors Own Most Of Jiayin Group Inc. (NASDAQ:JFIN)?

Jiayin Group announces resignation of CFO Chunlin Fan

Jan 08

Is Jiayin Group Inc.'s (NASDAQ:JFIN) Shareholder Ownership Skewed Towards Insiders?

Dec 03
Is Jiayin Group Inc.'s (NASDAQ:JFIN) Shareholder Ownership Skewed Towards Insiders?

Jiayin Group beats on revenue

Nov 30

Financial Position Analysis

Short Term Liabilities: JFIN's short term assets (CN¥4.9B) exceed its short term liabilities (CN¥1.6B).

Long Term Liabilities: JFIN's short term assets (CN¥4.9B) exceed its long term liabilities (CN¥786.3M).

Debt to Equity History and Analysis

Debt Level: JFIN is debt free.

Reducing Debt: JFIN had no debt 5 years ago.

Debt Coverage: JFIN has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: JFIN has no debt, therefore coverage of interest payments is not a concern.

Balance Sheet

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/06 08:35
End of Day Share Price 2025/02/06 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Jiayin Group Inc. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrew ScuttRoth Capital Partners