Jiayin Group Past Earnings Performance

Past criteria checks 3/6

Jiayin Group has been growing earnings at an average annual rate of 32.2%, while the Consumer Finance industry saw earnings growing at 4.3% annually. Revenues have been growing at an average rate of 31.4% per year. Jiayin Group's return on equity is 40.3%, and it has net margins of 19.2%.

Key information

32.2%

Earnings growth rate

32.1%

EPS growth rate

Consumer Finance Industry Growth7.2%
Revenue growth rate31.4%
Return on equity40.3%
Net Margin19.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Jiayin: Enticing Shareholder Yield And Favorable Business Mix Change Are Positives (Rating Upgrade)

Oct 08

Jiayin Group Inc.'s (NASDAQ:JFIN) Shares Leap 30% Yet They're Still Not Telling The Full Story

Oct 01
Jiayin Group Inc.'s (NASDAQ:JFIN) Shares Leap 30% Yet They're Still Not Telling The Full Story

Cautious Investors Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance Completely

Jul 25
Cautious Investors Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance Completely

Jiayin Group: Risk-Reward Is Balanced

Apr 06

Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% Bounce

Mar 14
Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% Bounce

Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?

Mar 07
Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?

Jiayin Group: High Dividends Meet Fintech Innovation

Jan 18

Here's Why Jiayin Group (NASDAQ:JFIN) Has Caught The Eye Of Investors

Nov 24
Here's Why Jiayin Group (NASDAQ:JFIN) Has Caught The Eye Of Investors

Do Jiayin Group's (NASDAQ:JFIN) Earnings Warrant Your Attention?

Jul 02
Do Jiayin Group's (NASDAQ:JFIN) Earnings Warrant Your Attention?

Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?

Feb 11
Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?

Jiayin Group GAAP EPS of $0.18, revenue of $121.2M

Aug 18

Jiayin Group misses on revenue

Jun 07

What Kind Of Investors Own Most Of Jiayin Group Inc. (NASDAQ:JFIN)?

Mar 03
What Kind Of Investors Own Most Of Jiayin Group Inc. (NASDAQ:JFIN)?

Jiayin Group announces resignation of CFO Chunlin Fan

Jan 08

Is Jiayin Group Inc.'s (NASDAQ:JFIN) Shareholder Ownership Skewed Towards Insiders?

Dec 03
Is Jiayin Group Inc.'s (NASDAQ:JFIN) Shareholder Ownership Skewed Towards Insiders?

Jiayin Group beats on revenue

Nov 30

Revenue & Expenses Breakdown

How Jiayin Group makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGM:JFIN Revenue, expenses and earnings (CNY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 245,9971,1492,013365
30 Jun 246,0191,2031,865340
31 Mar 245,8201,2911,801315
31 Dec 235,4671,2981,827296
30 Sep 234,9211,4631,837268
30 Jun 234,3491,3871,748254
31 Mar 233,8821,3151,548240
31 Dec 223,2711,1801,307217
30 Sep 222,5857701,080199
30 Jun 222,268651988180
31 Mar 221,949524925157
31 Dec 211,780472869144
30 Sep 211,753434829139
30 Jun 211,577392693141
31 Mar 211,330306582143
31 Dec 201,300253607152
30 Sep 201,302213666148
30 Jun 201,422186806168
31 Mar 201,812314966184
31 Dec 192,2305281,069201
30 Sep 192,5986441,139235
30 Jun 192,5955191,038213
31 Mar 192,6305831,037200
31 Dec 182,8826121,143184
30 Sep 182,9425931,230180
31 Dec 172,2515401,111181
31 Dec 16591-39064889

Quality Earnings: JFIN has high quality earnings.

Growing Profit Margin: JFIN's current net profit margins (19.2%) are lower than last year (29.7%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: JFIN's earnings have grown significantly by 32.2% per year over the past 5 years.

Accelerating Growth: JFIN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: JFIN had negative earnings growth (-21.5%) over the past year, making it difficult to compare to the Consumer Finance industry average (-5.8%).


Return on Equity

High ROE: JFIN's Return on Equity (40.3%) is considered outstanding.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 03:18
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Jiayin Group Inc. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrew ScuttRoth MKM