Jiayin Group Inc.

NasdaqGM:JFIN Stock Report

Market Cap: US$149.7m

Jiayin Group Management

Management criteria checks 2/4

Jiayin Group's CEO is Dinggui Yan, appointed in Jan 2015, has a tenure of 11.5 years. directly owns 52.25% of the company’s shares, worth $78.19M. The average tenure of the management team and the board of directors is 6.8 years and 7.2 years respectively.

Key information

Dinggui Yan

Chief executive officer

n/a

Total compensation

CEO salary percentagen/a
CEO tenure11.5yrs
CEO ownership52.2%
Management average tenure6.8yrs
Board average tenure7.2yrs

Recent management updates

Recent updates

Seeking Alpha • Jun 25

Jiayin: Focus On Disappointing Results And Worrying Guidance (Rating Downgrade)

Summary Jiayin Group Inc. is downgraded from "Buy" to "Sell" following a sharp earnings reversal and weak forward guidance. JFIN posted a Q1 2026 net loss of CNY62 million, ending a 29-quarter positive profit streak, with loan volumes and revenue down 46% and 57% YoY. Management guides for Q2 2026 transaction volume to decline 48% QoQ and 73% YoY amid regulatory tightening and macro uncertainty. Read the full article on Seeking Alpha
Analysis Article • Dec 10

Revenues Working Against Jiayin Group Inc.'s (NASDAQ:JFIN) Share Price Following 26% Dive

Unfortunately for some shareholders, the Jiayin Group Inc. ( NASDAQ:JFIN ) share price has dived 26% in the last thirty...
Analysis Article • Aug 12

Market Cool On Jiayin Group Inc.'s (NASDAQ:JFIN) Earnings Pushing Shares 30% Lower

Jiayin Group Inc. ( NASDAQ:JFIN ) shareholders won't be pleased to see that the share price has had a very rough month...
Analysis Article • May 22

Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% Bounce

The Jiayin Group Inc. ( NASDAQ:JFIN ) share price has done very well over the last month, posting an excellent gain of...
Analysis Article • Mar 20

Even With A 36% Surge, Cautious Investors Are Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance Completely

Jiayin Group Inc. ( NASDAQ:JFIN ) shares have continued their recent momentum with a 36% gain in the last month alone...
Seeking Alpha • Mar 19

Jiayin Group: A Questionable Move Offsets The Positives Elsewhere

Summary The stock is on fire after closing at a new 2025 high and the rally could continue with a lot in JFIN’s favor to push it higher. JFIN offers a number of desirable attributes to investors, including AI exposure, a very low P/E ratio, and substantial capital returns. JFIN recently decided to splurge a hefty sum on new headquarters, but the wisdom to do so could be questioned. The decision as to whether to be long JFIN is unlikely to be unanimous, depending on what one values most. Read the full article on Seeking Alpha
Analysis Article • Jan 23

Market Might Still Lack Some Conviction On Jiayin Group Inc. (NASDAQ:JFIN) Even After 27% Share Price Boost

Jiayin Group Inc. ( NASDAQ:JFIN ) shareholders would be excited to see that the share price has had a great month...
Seeking Alpha • Oct 08

Jiayin: Enticing Shareholder Yield And Favorable Business Mix Change Are Positives (Rating Upgrade)

Summary I upgrade my rating for Jiayin Group from a Hold to a Buy, driven by an expected 2H 2024 earnings turnaround and an attractive shareholder yield. JFIN's potential FY 2024 shareholder yield is at the mid-teens percentage level, considering the company's dividend hike and continued buybacks. A favorable shift in business mix is anticipated to boost JFIN's 2H 2024 profitability, and enhance the company's dividend sustainability. Read the full article on Seeking Alpha
Analysis Article • Oct 01

Jiayin Group Inc.'s (NASDAQ:JFIN) Shares Leap 30% Yet They're Still Not Telling The Full Story

Jiayin Group Inc. ( NASDAQ:JFIN ) shareholders would be excited to see that the share price has had a great month...
Analysis Article • Jul 25

Cautious Investors Not Rewarding Jiayin Group Inc.'s (NASDAQ:JFIN) Performance Completely

Jiayin Group Inc.'s ( NASDAQ:JFIN ) price-to-sales (or "P/S") ratio of 0.4x may look like a pretty appealing investment...
Seeking Alpha • Apr 06

Jiayin Group: Risk-Reward Is Balanced

Summary The key positives for JFIN are generous shareholder capital returns and favorable loan facilitation volume guidance. Jiayin Group's major negatives are associated with its future profitability expectations and the increase in delinquency rates for specific outstanding loans towards the end of last year. I leave my Hold rating for JFIN unchanged, considering the balanced risk-reward that is reflected in the different positive and negative factors. Read the full article on Seeking Alpha
Analysis Article • Mar 14

Further Upside For Jiayin Group Inc. (NASDAQ:JFIN) Shares Could Introduce Price Risks After 26% Bounce

Despite an already strong run, Jiayin Group Inc. ( NASDAQ:JFIN ) shares have been powering on, with a gain of 26% in...
Analysis Article • Mar 07

Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Seeking Alpha • Jan 18

Jiayin Group: High Dividends Meet Fintech Innovation

Summary Jiayin Group is a leading AI-driven fintech platform in China, transitioning from P2P lending to institutional loan facilitation. The company's business model focuses on AI and fintech for enhanced risk control, utilizing big data analytics and proprietary risk assessment models. JFIN has experienced skyrocketing growth through partnerships with institutional investors and is expanding its international operations, particularly in Nigeria and Indonesia. Jiayin Group declared a high 11.5% dividend yield for 2023 with bi-annual payouts, totaling $0.80 per share, reflecting its strong financial position and commitment to shareholder returns. Read the full article on Seeking Alpha
Analysis Article • Nov 24

Here's Why Jiayin Group (NASDAQ:JFIN) Has Caught The Eye Of Investors

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article • Jul 02

Do Jiayin Group's (NASDAQ:JFIN) Earnings Warrant Your Attention?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analysis Article • Feb 11

Does Jiayin Group (NASDAQ:JFIN) Deserve A Spot On Your Watchlist?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Seeking Alpha • Aug 18

Jiayin Group GAAP EPS of $0.18, revenue of $121.2M

Jiayin Group press release (NASDAQ:JFIN): Q2 GAAP EPS of $0.18. Revenue of $121.2M (+64.9% Y/Y). Loan origination volume was RMB13.5 billion (US$2.0 billion), representing an increase of 138.4% from the same period of 2021. Average borrowing amount per borrowing was RMB8,939 (US$1,335), representing an increase of 49.4% from the same period of 2021. Repeat borrowing rate was 67.8%, compared with repeat borrowing rate of 72.4% in the same period of 2021.
Analysis Article • Mar 03

What Kind Of Investors Own Most Of Jiayin Group Inc. (NASDAQ:JFIN)?

If you want to know who really controls Jiayin Group Inc. ( NASDAQ:JFIN ), then you'll have to look at the makeup of...
Analysis Article • Dec 03

Is Jiayin Group Inc.'s (NASDAQ:JFIN) Shareholder Ownership Skewed Towards Insiders?

If you want to know who really controls Jiayin Group Inc. ( NASDAQ:JFIN ), then you'll have to look at the makeup of...

CEO

Dinggui Yan (58 yo)

11.5yrs
Tenure

Mr. Dinggui Yan is the Founder, Chairman and Chief Executive Officer at Jiayin Group Inc. Mr. Yan has been the Chairman and General Manager of Shanghai Jiayin Finance Technology Co., Ltd. since September 2...

Leadership Team

NamePositionTenureCompensationOwnership
Dinggui Yan
Founder11.5yrsno data52.25%
$ 78.2m
Chunlin Fan
Chief Financial Officer4.2yrsno data0.86%
$ 1.3m
Jin Chen
Senior Investment & Finance Director6.8yrsno datano data
Zhe Wang
Group Head of Technology & Product1.3yrsno datano data
Bei Bai
Senior Financial Controller & IR Director7.9yrsno data0.090%
$ 135.0k
Libin Wang
VP of Finance & Director8.5yrsno data0.19%
$ 286.0k
Dan Qi
Chief Risk Officerless than a yearno datano data
6.8yrs
Average Tenure
42.5yo
Average Age

Experienced Management: JFIN's management team is seasoned and experienced (6.8 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
Dinggui Yan
Founder11.5yrsno data52.25%
$ 78.2m
Libin Wang
VP of Finance & Director7.2yrsno data0.19%
$ 286.0k
Meng Rui
Independent Director7.2yrsno datano data
Yuhchang Hwang
Independent Director7.2yrsno datano data
Xiaojing Lu
Directorno datano datano data
7.2yrs
Average Tenure
58.5yo
Average Age

Experienced Board: JFIN's board of directors are considered experienced (7.2 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/06 07:45
End of Day Share Price 2026/07/06 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Jiayin Group Inc. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrew ScuttRoth Capital Partners