XYF Stock Overview
Provides personal finance services in the People's Republic of China. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
X Financial Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$6.22 |
| 52 Week High | US$8.59 |
| 52 Week Low | US$3.48 |
| Beta | 0.32 |
| 11 Month Change | -6.47% |
| 3 Month Change | 39.52% |
| 1 Year Change | 40.72% |
| 33 Year Change | 30.95% |
| 5 Year Change | 16.48% |
| Change since IPO | -82.68% |
Recent News & Updates
Recent updates
X Financial's (NYSE:XYF) Share Price Is Matching Sentiment Around Its Revenues
Sep 26
Should You Be Adding X Financial (NYSE:XYF) To Your Watchlist Today?
Mar 28X Financial Resumes Growth As Regulatory Risks Abate
Oct 25Here's Why X Financial (NYSE:XYF) Has Caught The Eye Of Investors
Oct 05Investors Aren't Buying X Financial's (NYSE:XYF) Revenues
Aug 01X Financial Non-GAAP EPADS of $0.61, revenue of $125.76M
Nov 16X Financial increases share repurchase program to $20M
Sep 30X Financial Non-GAAP EPS of $0.56, revenue of $123.1M
Aug 08X Financial reports Q1 results
Jun 15What Type Of Shareholders Make Up X Financial's (NYSE:XYF) Share Registry?
Feb 03
X Financial reports Q3 results
Dec 01Shareholder Returns
| XYF | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -3.6% | -1.1% | -2.1% |
| 1Y | 40.7% | 69.6% | 29.6% |
Return vs Industry: XYF underperformed the US Consumer Finance industry which returned 69.6% over the past year.
Return vs Market: XYF exceeded the US Market which returned 29.6% over the past year.
Price Volatility
| XYF volatility | |
|---|---|
| XYF Average Weekly Movement | 10.3% |
| Consumer Finance Industry Average Movement | 7.3% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in US Market | 15.5% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: XYF's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: XYF's weekly volatility (10%) has been stable over the past year, but is still higher than 75% of US stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2014 | 521 | Justin Tang | www.xiaoyinggroup.com |
X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors or institutional funding partners. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners.
X Financial Fundamentals Summary
| XYF fundamental statistics | |
|---|---|
| Market cap | US$302.56m |
| Earnings (TTM) | US$181.80m |
| Revenue (TTM) | US$715.00m |
1.7x
P/E Ratio0.4x
P/S RatioIs XYF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| XYF income statement (TTM) | |
|---|---|
| Revenue | CN¥5.17b |
| Cost of Revenue | CN¥3.30b |
| Gross Profit | CN¥1.87b |
| Other Expenses | CN¥553.40m |
| Earnings | CN¥1.31b |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 26.59 |
| Gross Margin | 36.13% |
| Net Profit Margin | 25.43% |
| Debt/Equity Ratio | 7.1% |
How did XYF perform over the long term?
See historical performance and comparison