XYF Stock Overview
X Financial provides personal finance services in the People's Republic of China.
Snowflake Score | |
---|---|
Valuation | 4/6 |
Future Growth | 0/6 |
Past Performance | 4/6 |
Financial Health | 5/6 |
Dividends | 0/6 |
My Notes
NewNotes are coming soon
X Financial Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | US$3.93 |
52 Week High | US$4.20 |
52 Week Low | US$1.62 |
Beta | 0.43 |
1 Month Change | 22.81% |
3 Month Change | 113.59% |
1 Year Change | 19.45% |
3 Year Change | -4.38% |
5 Year Change | n/a |
Change since IPO | -89.06% |
Recent News & Updates
X Financial Non-GAAP EPADS of $0.61, revenue of $125.76M
Nov 16X Financial increases share repurchase program to $20M
Sep 30Recent updates
X Financial Non-GAAP EPADS of $0.61, revenue of $125.76M
Nov 16X Financial increases share repurchase program to $20M
Sep 30X Financial Non-GAAP EPS of $0.56, revenue of $123.1M
Aug 08X Financial reports Q1 results
Jun 15What Type Of Shareholders Make Up X Financial's (NYSE:XYF) Share Registry?
Feb 03X Financial reports Q3 results
Dec 01Shareholder Returns
XYF | US Consumer Finance | US Market | |
---|---|---|---|
7D | 0.8% | 3.3% | 1.7% |
1Y | 19.5% | -12.6% | -9.6% |
Return vs Industry: XYF exceeded the US Consumer Finance industry which returned -13.4% over the past year.
Return vs Market: XYF exceeded the US Market which returned -8.5% over the past year.
Price Volatility
XYF volatility | |
---|---|
XYF Average Weekly Movement | 13.7% |
Consumer Finance Industry Average Movement | 8.7% |
Market Average Movement | 6.7% |
10% most volatile stocks in US Market | 17.5% |
10% least volatile stocks in US Market | 2.8% |
Stable Share Price: XYF is more volatile than 75% of US stocks over the past 3 months, typically moving +/- 14% a week.
Volatility Over Time: XYF's weekly volatility (14%) has been stable over the past year, but is still higher than 75% of US stocks.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
2014 | 424 | Justin Tang | https://www.xiaoyinggroup.com |
X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners, as well as Xiaoying revolving loan.
X Financial Fundamentals Summary
XYF fundamental statistics | |
---|---|
Market Cap | US$191.02m |
Earnings (TTM) | US$100.80m |
Revenue (TTM) | US$506.40m |
1.9x
P/E Ratio0.4x
P/S RatioIs XYF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
XYF income statement (TTM) | |
---|---|
Revenue | CN¥3.43b |
Cost of Revenue | CN¥2.05b |
Gross Profit | CN¥1.38b |
Other Expenses | CN¥700.52m |
Earnings | CN¥682.88m |
Last Reported Earnings
Sep 30, 2022
Next Earnings Date
n/a
Earnings per share (EPS) | 14.05 |
Gross Margin | 40.32% |
Net Profit Margin | 19.90% |
Debt/Equity Ratio | 2.0% |
How did XYF perform over the long term?
See historical performance and comparison